In this episode, host Niall sat down with listeners to unpack Europe’s move toward the EU Digital Identity Wallet, a scheme due to be in place by the end of 2026. Designed to let citizens, residents, and businesses securely prove who they are and access services across borders, the wallet sparked plenty of debate.

Callers weighed in on both sides. Some praised the idea, pointing out how it could simplify life by letting people open bank accounts, access healthcare, sign documents, or even store diplomas in one trusted app. Others liked the privacy-by-design principle, where only the minimum data is shared, and the potential to reduce fraud with strong EU-wide security standards.

But the conversation also highlighted worries. Callers raised concerns about centralization, the possibility of government overreach, and what might happen if security was breached. Others worried about digital exclusion, leaving behind those without smartphones or strong digital skills. Trust also came up often—would people really be comfortable handing so much identity power to a digital wallet?

The show captured the tension between convenience and control, with some seeing the wallet as a passport to a more connected Europe, while others warned it could be a step too far.