Niall opens the phone lines today after receiving a striking email from a listener:

Her sister is planning to spend €5,000 on her three children this Christmas — money she’s actually borrowing to make it happen. When she challenged her sister, saying it sends the wrong message and teaches the kids they can have anything they want, the pair fell out.

The sister fired back:

“It’s my money, my children, and none of your business.”

So who’s right?

Is it irresponsible to go into debt for Christmas, or is everyone entitled to raise their kids as they see fit? And have we all lost the run of ourselves when it comes to Christmas spending?

Niall talks to callers who share their own stories, opinions, and family rows on the topic.

Text or WhatsApp your thoughts: 085 100 22 55