This year, many of us learned that without an adequate financial safety net, we can soon find ourselves in financial ruin. What do we do when faced with a financial emergency? If there is no money set aside, how do we survive recessions or pandemics? Handling your money responsibly and shifting your ideas on how you're earning an income matters. In this episode of The Money and Business Hour with Roy Matlock Jr, Roy continues to reveal the 7 steps to building a financial safety net, so you never have to fear a financial setback again.