Original Medicare refers to the basic health insurance coverage administered by the United States federal government for individuals aged 65 in Florida and nationwide, as well as for those under 65 with certain disabilities or chronic conditions. Original Medicare is made up of two parts: Part A and Part B.

A fee-for-service health insurance program enrolled through Social Security that has 2 parts: Part A and Part B. Florida seniors age 65 and up typically pay a shared portion of the costs for covered services as they get them. Under Original Medicare, Floridians don’t have coverage through a Medicare Advantage Plan or another type of Medicare health plan. However in addition to Original Medicare a beneficiary can add a separate Medigap policy to cover some or all the out of pocket costs that go along with it.