Good day everyone, I am Connor with honor. Today is our housingradio.com real estate radio show and we are speaking about good agents who do not panic also what to look for with regard to Lender's and Lending to ensure that you are best protected when it comes to buying and selling real estate. Today's real estate radio show is going to be approaching the middle of December 2016. We are coming into the holiday stretch and there are many questions about whether or not to to buy or sell real estate. Should we be worrying about the rise of interest rates.