Above Average Dollar

Explore a new whitepaper delving into XRP's fair market value, distinct from volatile market price. Learn how simulations calculated potential values absent the SEC lawsuit, aiming to quantify retail holder harm. Discover why store of value is identified as the primary driver of high valuation over transaction utility. Insights include empirical results centering around $12K-$22K and extreme models projecting figures like $122K, emphasizing these are simulated fair values under specific conditions, not price predictions.

Love and money don't have to clash. This podcast dives into the real talk behind sharing finances, building budgets together, and keeping your marriage strong through smart money moves. Whether you're just combining bank accounts or navigating long-term financial goals as a couple, each episode gives you tools to balance emotional and financial well-being — together

Feeling the crypto FOMO? Before diving into Bitcoin and beyond, let's tackle your debt! We'll give you actionable tips to pay down what you owe and build a solid financial base, so you can approach crypto investing with confidence and clarity. Learn why experts often recommend focusing on debt before exploring the world of digital currencies.

Ever wonder why some global trade feels a bit...off? We're diving into China's subsidies and how they're tilting the competition for businesses everywhere.

JV Jones and YourPalSal discuss the effects liabilities have on your risk taking.

Anybody who has gone through the process of getting a loan knows the first thing they want to know is what your assets are, and then after that, what your liabilities are. If you have no liabilities, they then ask about risks you may have. The reason they do this is because you can only take on risk as long as you have enough assets to absorb the negative outcome of that risk.

JV Jones and YourPalSal discuss the extensive cost of being particular in your purchases and in life. Debt free or not, being too picky can cost you money and time that could be spent doing financial planning or making more money in a side hustle.  Ease up your pickiness and make your life much simpler by not being so particular, at least when it matters the least.

JV Jones and YourPalSal discuss credit score, how its determined and when you should and should not worry about it.

The credit score has become a big deal in the US. But it's not the only factor in determining how easy, cheap or difficult it is to get things done in life. It's one of many factors and often not even the most important one.

I don't know about you, but JV Jones and YourPalSal feel pretty overwhelmed! They don't know who to listen to. A lot of people claim they have the key to financial success and freedom, but that’s just confusing and makes your head spin.

The financial advice industry is filled to the brim with products and services that promise financial independence. The problem is that most of these are just sales pitches with little substance. In this episode, we’ll look at some of the most popular gurus in the industry and look at their actionable advice.

Robert Kiyosaki -> https://www.richdad.com/

JVJones and YourPalSal discuss how they form and keep habits.

Here is a good article from Trent on different 30 day habits