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What changes financially when relationships get serious, children arrive and one person starts carrying more of the long-term cost?
This week Rebecca is joined by Liz Harrington, founder of Family Flow: The Divorce Collective and author of Money, Marriage & Motherhood: How NOT To Get F*cked Over. They talk about the money conversations couples often avoid, why financial independence matters before and during a relationship, and how choices around marriage, children, work and childcare can shape a woman's finances for years.
They explore cohabitation and the lack of protection many unmarried couples assume they have, how prenups can be used as a practical conversation rather than a threat, the long-term financial impact of stepping back from work, and why unpaid caring responsibilities still matter when pensions and assets are divided later.
In The Weekly Edit, Rebecca also shares her own frightening experience of attempted bank fraud, looks at why money is making some younger men hesitant about marriage, and discusses why a 50-50 split in divorce does not always create an equal financial future.
In this episode:
● Why financial independence matters before marriage, motherhood and major relationship decisions
● Cohabitation, the protection unmarried couples may not have and why agreements matter
● How to approach prenups as a shared financial conversation rather than planning for failure
● Why avoiding conversations about money can store up much bigger problems later
● The career, pension and earning impact of motherhood, childcare and stepping back from work
● Why the contribution of a stay-at-home or lower-earning partner still has financial value
● The financial red flags Liz sees repeatedly, including control around money
Chapters:
00:00 The Weekly Edit
10:02 Money, Marriage & Motherhood with Liz Harrington
16:59 Why Liz wrote the book and the conversations she wants couples to have
18:35 Cohabitation, legal protection and financial independence
22:31 Prenups and the money conversations couples avoid
31:26 Why money problems and control can push relationships towards divorce
35:20 Motherhood, career breaks and the financial penalty
44:28 Childcare, flexible work and the long-term cost of stepping back
53:16 Financial independence, relationships and knowing when to walk away
01:00:07 Pensions, divorce and the value of unpaid care
01:03:59 Financial red flags, coercive control and money
01:07:38 Money, Marriage & Motherhood: the waitlist and final advice
Divorce Without Financial Regret webinar: https://evolutionfinancialplanning.co.uk/divorce-without-financial-regret/
Get The Edit: Rebecca's weekly newsletter
https://preview.mailerlite.io/forms/1977165/175302754404664375/share
Watch and listen:
YouTube: https://www.youtube.com/@rebeccarobertsonifa
Spotify: https://open.spotify.com/show/3R1YtF0SZYUaP8HY5zPpMr?si=df572d19e168406c
Apple: https://podcasts.apple.com/gb/podcast/accelerating-your-wealth/id978095147
Liz Harrington:
Liz Harrington helps women avoid getting financially f*cked over by love, and for those who already have, she helps them rebuild. Over fourteen years, Liz has coached hundreds of women through financial trauma, often after relationship and marriage breakdown. As Founder of Family Flow: The Divorce Collective, she has seen firsthand what happens when couples never have the deeper conversations about money, and how much life changes over time, especially once kids arrive.
Her book, Money, Marriage & Motherhood: How NOT To Get F*cked Over, brings those conversations forward to help women and couples build safety, independence and a fairer, more trusting partnership before resentment sets in and before life makes decisions neither person chose. It is not about doom and it is not anti-men. It is about teamwork, honesty and never starting from zero.
Join the Money, Marriage & Motherhood waitlist: https://go.lizharrington.uk/marriage-money-motherhood-waitlist
Website: https://www.lizharrington.uk/
Facebook: https://www.facebook.com/lizharringtonuk/
Instagram: https://www.instagram.com/lizharringtonuk/
TikTok: https://www.tiktok.com/@lizharringtonuk
LinkedIn: https://www.linkedin.com/in/lizharringtonuk/
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Connect with Rebecca Robertson and the Podcast:
Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa
Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth
LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor
Facebook: https://www.facebook.com/RebeccaRobertsonwealth
www.evolutionfinancialplanning.co.uk
Disclaimer:
This content is for educational and informational purposes only and should not be construed as financial advice.
Why can money be one of the hardest things to talk about with the person you share your life with?
This week Rebecca looks at the cost of staying silent about money in relationships, from hidden debt and secret spending to unequal household costs, conflicting money values and the resentment that can build when couples avoid difficult conversations.
She explores why our upbringing can shape the way we think and talk about money, how financial control can become a warning sign in a relationship, and how to approach a difficult conversation without turning it into an accusation or argument.
Rebecca also shares the five money conversations every couple should be having: what financial security means to each of you, how household costs are divided, your shared goals, whether you are adequately protected and how changing life stages can affect both partners financially.
In this episode:
● Why couples can find money harder to talk about than other personal subjects
● How upbringing, values and previous experiences shape the way we approach money
● Hidden debt, secret spending and the idea of financial infidelity
● Financial control, coercion and why some money conversations need to be approached carefully
● How to start a difficult money conversation without blame or accusation
● Why 50-50 is not always the fairest way to divide household costs
● The five money conversations couples should be having regularly
Chapters:
00:00 The Weekly Edit
06:56 The Cost of Silence: Why Couples Need to Talk About Money
11:40 Why money is still a taboo subject
16:25 Financial infidelity, hidden debt and secret spending
21:10 How to start difficult money conversations
25:45 Splitting household costs fairly
29:35 Shared goals, protection and financial security
32:45 The cost of staying silent
Want to know where you stand with your finances? Take our free Financial Wellbeing Quiz. It asks 12 yes or no questions and takes less than 2 minutes: https://allmylink.me/YtLK
Watch and listen:
YouTube: https://www.youtube.com/@rebeccarobertsonifa
Spotify: https://open.spotify.com/show/3R1YtF0SZYUaP8HY5zPpMr?si=df572d19e168406c
Apple: https://podcasts.apple.com/gb/podcast/accelerating-your-wealth/id978095147
Divorce Without Financial Regret webinar:
https://evolutionfinancialplanning.co.uk/divorce-without-financial-regret/
Get The Edit: Rebecca's weekly newsletter
https://preview.mailerlite.io/forms/1977165/175302754404664375/share
----------------------------------------------------------------------------
Connect with Rebecca Robertson and the Podcast:
Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa
Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth
LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor
Facebook : https://www.facebook.com/RebeccaRobertsonwealth
www.evolutionfinancialplanning.co.uk
Disclaimer:
This content is for educational and informational purposes only and should not be construed as financial advice.
Does money admin disappear from your brain the moment it is out of sight? Do you put off opening an email, forget a renewal or buy something for the quick dopamine hit and wonder later why you wanted it?
This week Rebecca is joined by Katie Mansey for a practical conversation about the ways ADHD and other neurodivergent traits can affect money, from impulse spending and avoiding financial admin to working memory, shame and the hidden costs of forgetfulness.
Rebecca and Katie share examples from their own lives, including missed insurance admin, piles of paperwork, online shopping baskets and the systems they use to make things easier. They also look at how neurodiversity can affect confidence at work, asking for pay rises or charging appropriate fees.
The conversation finishes with simple ways to work with your brain rather than against it: automating what you can, making money visible, using separate pots, scheduling a regular money date and getting support when you need it.
In this episode:
● How ADHD, dyslexia and autism can affect working memory, routines and financial admin
● The "ADHD tax": missed renewals, forgotten subscriptions, late payments and other hidden costs
● Why shame, overwhelm and avoidance can make money tasks harder to deal with
● Impulse spending, dopamine and using a cooling-off period before buying
● How neurodiversity can affect confidence at work, pay rises and what you charge
● Practical ways to automate money, use separate pots and make finances more visible
● Money dates, accountability, body doubling and other ways to build support around you
Chapters:
00:00 The Weekly Edit: budget speculation, CGT, savings and F.I.R.E (Financial Independence, Retire Early)
10:20 How ADHD can mess with your money
17:11 The ADHD tax, missed admin and financial shame
23:34 Impulse spending and the dopamine hit
32:17 Avoiding financial admin and putting things off
37:23 The hidden costs of forgetfulness
45:07 Undervaluing yourself at work
48:58 Hyperfocus on today instead of future-you
49:28 Automating your money and creating separate pots
52:42 Making money visible
56:52 Building a support team and using body doubling
Want to know where you stand with your finances? Take our free Financial Wellbeing Quiz. It asks 12 yes or no questions and takes less than 2 minutes: https://allmylink.me/YtLK
Watch and listen:
YouTube: https://www.youtube.com/@rebeccarobertsonifa
Spotify: https://open.spotify.com/show/3R1YtF0SZYUaP8HY5zPpMr?si=df572d19e168406c
Apple: https://podcasts.apple.com/gb/podcast/accelerating-your-wealth/id978095147
ADHD and neurodivergent women: https://evolutionfinancialplanning.co.uk/financial-advice-for-neurodivergent-women/
Get The Edit: Rebecca's weekly newsletter
https://preview.mailerlite.io/forms/1977165/175302754404664375/share
----------------------------------------------------------------------------
Connect with Rebecca Robertson and the Podcast:
Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa
Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth
LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor
Facebook :https://www.facebook.com/RebeccaRobertsonwealth
www.evolutionfinancialplanning.co.uk
Disclaimer:
This content is for educational and informational purposes only and should not be construed as financial advice.
Have you ever looked at someone on the school run and thought they looked a bit unfriendly, only to discover they were just as intimidated by you?
This week Rebecca is joined by Katie Mansey, her client manager of eight or nine years and new regular co-host, for a conversation about first impressions, confidence, money and the people we surround ourselves with.
It starts with the school run and the assumptions we make about other women. Rebecca talks about withdrawing when she feels uncomfortable, while Katie shares her experience of being bullied at school. They discuss how those feelings can follow us into adulthood, sometimes affecting whether we speak up, ask for a pay rise or put ourselves forward for an opportunity.
They also get into recognising your own achievements, questioning the limits you put on yourself and the part other people can play in your success. And there is plenty of chat about asking for help, poo picking and the everyday things that take up more time than you realise.
In this episode:
· First impressions, resting bitch face and why we might misread one another
· How experiences at school can affect confidence later in life
· Why self-doubt can influence pay rises, promotions and other money decisions
· What it means to recognise your own achievements and question your financial ceiling
· How the people around you can affect the choices you make
· Working in a way that makes the most of your strengths, and asking for help when you need it
· Making time for what matters to you, from work to home and the horses
Chapters:
00:00 Introducing Katie, Rebecca's new co-host
04:03 Relationships, money and why your network matters
09:45 Resting bitch face, first impressions and the school run
13:20 How self-doubt affects confidence, careers and money
21:30 Financial ceilings and recognising your own success
26:00 Working smarter, building your team and asking for help
38:00 Freeing up time and headspace for what matters
42:20 The Weekly Edit, investing and generational wealth
Want to know where you stand with your finances? Take our free Financial Wellbeing Quiz. It asks 12 yes or no questions and takes less than 2 minutes: https://allmylink.me/YtLK
Watch and listen:
YouTube: https://www.youtube.com/@rebeccarobertsonifa
Spotify: https://open.spotify.com/show/3R1YtF0SZYUaP8HY5zPpMr?si=df572d19e168406c
Apple: https://podcasts.apple.com/gb/podcast/accelerating-your-wealth/id978095147
----------------------------------------------------------------------------
Connect with Rebecca Robertson and the Podcast:
Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa
Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth
LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor
Facebook : https://www.facebook.com/RebeccaRobertsonwealth
www.evolutionfinancialplanning.co.uk
Disclaimer:
This content is for educational and informational purposes only and should not be construed as financial advice.
Sometimes showing up means doing it in your jim jams, with a cup of tea and a Highland cow mug.
This episode of Accelerating Your Wealth is a little different. Rebecca is recording from home, without the London studio, the polished setup or everything looking perfect. And that is partly the point.
After experimenting with a more produced version of the podcast, Rebecca talks about why the show is shifting again, what she has learned from the past year, and why she wants to bring more real-life conversations back into it.
The theme for the next few months is relationships: our relationship with money, with ourselves, with our partners and with the people around us.
In this episode:
Why Accelerating Your Wealth is moving away from the polished studio format
What Rebecca learned from trying to make the podcast look and feel more "professional"
Why showing up imperfectly can sometimes be more useful than waiting until everything is right
What the Summer Reset taught Rebecca about the conversations people engage with
The new focus on relationships, money and the psychology behind both
What is coming up around divorce, relationships and money later this year
Why Rebecca is still working on her own money mindset after 26 years in financial services
The financial "ceiling" we can place on ourselves without realising it
Dreaming bigger, and working out what success actually looks like for you
Why books, learning and Rebecca's own experiences will become a bigger part of the show
A look back at the podcast, its back catalogue and some of the episodes listeners continue to return to
Timestamps:
00:00 Welcome, the jim jams and what is changing 04:19 Showing up when everything isn't perfect 08:41 Why the London studio format stopped working 12:10 Bringing more of "Becky with a cup of tea" back to the podcast 15:46 Relationships, money and what's coming next 20:04 Divorce, books and working on your relationship with money 23:59 Money ceilings, dreaming bigger and defining success 27:54 What Rebecca is learning now and what's coming up on the show
Want to know where you stand with your finances? Take our free Financial Wellbeing Quiz. It asks 12 yes or no questions and takes less than 2 minutes: https://allmylink.me/YtLK
Watch and listen:
YouTube: https://www.youtube.com/@rebeccarobertsonifa
Spotify: https://open.spotify.com/show/3R1YtF0SZYUaP8HY5zPpMr?si=df572d19e168406c
Apple: https://podcasts.apple.com/gb/podcast/accelerating-your-wealth/id978095147
The podcast might look a little different from here, but the aim is the same: real conversations about money, the things that affect how we deal with it, and what we can learn along the way.
And if Rebecca sometimes turns up in her jim jams with a cup of tea, that's part of it too.
Name a powerful woman with money from your childhood. A role model from the films and stories you grew up with. The only one we could come up with was Cruella de Vil, a villain who wanted to turn puppies into a coat. Every other story gave us princesses waiting to be rescued.
This is the final episode of our Summer Reset, the 6-part summer series where Rebecca is joined by her Evolution Financial Planning colleagues Katie, Client Manager and Protection Adviser, and Carol Wright, Independent Financial Adviser and Money Coach.
In this episode:
Timestamps:
00:00 Cold open and welcome 00:59 Why is money still taboo for women? 01:37 Male pride and the debt nobody mentions 02:04 The history: how recently money wasn't ours 03:24 Money blocks and where they come from 04:17 Cruella de Vil and the role model problem 06:56 What we really think when we see a wealthy woman 08:36 Women, inheritance and the wealth transfer ahead 10:30 The questions to start asking yourself
Want to know where you stand with your finances? Take our free Financial Wellbeing Quiz. It asks 12 yes or no questions and takes less than 2 minutes: https://allmylink.me/YtLK
Watch and listen:
YouTube: https://www.youtube.com/@rebeccarobertsonifa Spotify: Listen on Spotify Apple: Listen on Apple Podcasts
That's the Summer Reset complete. All 6 episodes are available now, and there's a back catalogue of over 100 episodes waiting whenever you need it. Thank you for spending your summer with us.
Her husband was the main breadwinner. He walked out on the Friday. By Monday she was staring at the bank accounts thinking, what do I do now? That happened to a client the week this episode was recorded.
This is episode 5 of our Summer Reset, the 6-part summer series where Rebecca is joined by her Evolution Financial Planning colleagues Katie, Client Manager and Protection Adviser, and Carol Wright, Independent Financial Adviser and Money Coach.
Career breaks, motherhood, divorce, caregiving, bereavement, menopause. These events are rarely in the plan, and they are often the very things that make the biggest dent in women's wealth.
In this episode:
Timestamps:
00:00 Cold open and welcome 01:34 The life events that shape women's finances 02:47 When the breadwinner walks out: what to do first 04:08 Divorce, settlements and what 50/50 really means 05:31 Maintenance, and the cliff edge at 18 09:18 Motherhood, career breaks and the wealth gap 14:35 Using surplus income while you have it 17:17 Financial coercion and where to get help 17:39 The financial date night 20:06 The £2,880 pension rule for non-earners 21:40 Caring for parents, inheritance tax and powers of attorney 24:03 Rebuilding after divorce
If anything in this episode resonates and you need support, Surviving Economic Abuse has excellent guidance: survivingeconomicabuse.org
Want to know where you stand with your finances? Take our free Financial Wellbeing Quiz. It asks 12 yes or no questions and takes less than 2 minutes: https://allmylink.me/YtLK
Watch and listen:
YouTube: https://www.youtube.com/@rebeccarobertsonifa Spotify: Listen on Spotify Apple: Listen on Apple Podcasts
Next week is the final episode of the Summer Reset: breaking money taboos, the conversations women need to have.
Rebecca's son gets a pound for every dojo point he earns at school. Last week he asked to buy one of his squishy dumpling toys, and she said yes, with your own money. His whole face changed.
We adults are no different. When spending has no connection to anything real, we just keep spending.
This is episode 4 of our Summer Reset, the 6-part summer series where Rebecca is joined by her Evolution Financial Planning colleagues Katie, Client Manager and Protection Adviser, and Carol Wright, Independent Financial Adviser and Money Coach.
In this episode:
Timestamps:
00:00 Cold open and welcome 04:07 The bank statement audit and subscription creep 05:25 Dojo points, dumplings and teaching the value of money 06:47 The Money Multiplier: what your coffee really costs 10:33 How wealthy people play a different game 13:11 Signs you're ready for a wealth strategy 14:00 Business owners: pensions, protection and sick pay 14:39 Income protection vs critical illness cover 17:48 Katie's cousin and why protection matters 19:19 Your 12-month thriving plan
Want to know where you stand with your finances? Take our free Financial Wellbeing Quiz. It asks 12 yes or no questions and takes less than 2 minutes: https://allmylink.me/YtLK
Watch and listen:
YouTube: https://www.youtube.com/@rebeccarobertsonifa Spotify: Listen on Spotify Apple: Listen on Apple Podcasts
New episodes of the Summer Reset drop every Friday through the summer. Next week: the life events that shape women's wealth and how to plan for them.
"He always told her, you'll be sorted." Then he died. They weren't married, and there was no evidence he had ever added her to his pension.
This is episode 3 of our Summer Reset, the 6-part summer series where Rebecca is joined by her Evolution Financial Planning colleagues Katie, Client Manager and Protection Adviser, and Carol, Independent Financial Adviser and Money Coach.
This one covers the places where women who feel financially fine are actually deeply vulnerable, and it ends with a practical checklist you can work through this week.
In this episode:
Timestamps:
00:00 Cold open and welcome 03:58 Is property still the safest bet? 07:26 House prices, landlords and the 200% question 12:26 Overpay the mortgage or invest? 13:27 All your eggs in the property basket 16:55 "It's all in his name" and the access problem 18:50 Protecting the default parent 20:51 Life cover, income protection and critical illness 23:09 The financial housekeeping checklist
Want to know where you stand with your finances? Take our free Financial Wellbeing Quiz. It asks 12 yes or no questions and takes less than 2 minutes: https://allmylink.me/YtLK
Watch and listen:
YouTube: https://www.youtube.com/@rebeccarobertsonifa Spotify: Listen on Spotify Apple: Listen on Apple Podcasts
New episodes of the Summer Reset drop every Friday through the summer. Next week: from striving to thriving, turning income into long-term wealth.
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Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.
Two clients in the same week. One earned £25,000 a year, the other £120,000. By the end of every month, both had nothing left. This is episode 2 of our Summer Reset, the 6-part summer series with my Evolution Financial Planning colleagues Katie, Client Manager and Protection Adviser, and Carol Wright, Independent Financial Adviser and Money Coach. This one unpacks the gap between earning money and building wealth: lifestyle inflation and where the pay rise really goes, the social media comparison trap, the play money principle that makes a plan actually stick, why so many women feel investing is like putting money on a roulette wheel, and the cash flow forecast that showed one client her money could last 5 or 6 years longer. Chapters: 00:00 Cold open and welcome 02:38 Where does all the money go? The £120,000 client 04:09 The comparison trap and social media 12:01 Play money and money coaching 15:57 Cash flow planning and tax-free allowances 17:18 The beliefs holding women back from investing 21:50 Busting the time myth and the pension birthday Want to know where you stand with your finances? Take our free Financial Wellbeing Quiz. It asks 12 yes or no questions and takes less than 2 minutes: https://allmylink.me/YtLK Listen on your favourite platform: Spotify: https://open.spotify.com/show/3R1YtF0SZYUaP8HY5zPpMr?si=df572d19e168406c Apple: https://podcasts.apple.com/gb/podcast/accelerating-your-wealth/id978095147 New episodes of the Summer Reset drop every Friday through the summer. Next week: property, protection and power, the foundations of women's wealth. #AcceleratingYourWealth #WomenAndMoney #Investing #SummerReset #LifestyleInflation
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Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.
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