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A bedroom and bathroom on wheels might be the fastest way to keep a family together—and out of an institution. We sit down with Samantha and RJ from WheelPad to unpack how a simple, universally accessible SuitePad attaches to an existing home in weeks, why towns approve faster when they hear a clear human story, and how labels like ADU, accessory structure, or “guest house” shift by zip code. Along the way, we pull apart myths that accessibility is “ugly,” and show how universal design quietly makes every home better for parents, patients, kids, and caregivers.

We get practical about timelines, permits, and budgets: why speed beats a years-long addition, how inspectors can become allies when they see the real need, and which features to “steal” for your next renovation—zero-step entries, roll-in showers, reachable switches, blocking for lifts, and outlets placed where they’re actually usable. Samantha shares lived-experience tips for low-cost accessibility, while RJ makes the case every realtor should hear: accessible homes sell to a motivated market because they save the two scarcest resources—time and money.

If you’ve wondered whether ADA guarantees accessible housing (it often doesn’t), how to navigate local zoning without getting stuck, or how to future-proof a home for aging, injury, or visiting loved ones, this conversation connects the dots. We also talk leasing, resale, and the growing after-market for accessible units that proves the value is real and repeatable.

Subscribe for more smart strategies on accessible housing, share this with someone planning a renovation, and leave a review to help more people find practical, dignified solutions that turn a house into a home.

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Navigating the complex intersection of disability, homeownership, and financial planning requires specialized knowledge that few possess. In this eye-opening conversation, Hannah Magma shares her expertise as a Chartered Special Needs Consultant—one of fewer than 500 nationwide among over 300,000 financial advisors. Hannah, who is both a wheelchair user and parent of a medically complex child, brings personal experience to her professional insights. She explains how ABLE accounts work as powerful financial tools that allow disabled individuals to save beyond typical benefit program limits without losing eligibility. For housing specifically, these accounts offer unique advantages over special needs trusts, particularly for handling rent or mortgage payments without reducing Supplemental Security Income benefits. 

The conversation challenges common misconceptions about disability and finances. Whether you're disabled, caring for someone with a disability, or simply planning for an uncertain future, this conversation offers valuable insights into creating financial security while maintaining benefits. 

Join us at HorizontalHouses.com to continue exploring disability homeownership and find resources to help lower barriers while raising standards for accessible living.

About Thrivent

Thrivent is a diversified financial services organization that helps people achieve financial clarity, enabling lives full of meaning and gratitude. Thrivent and its subsidiary and affiliate companies serve more than 2.3 million clients, offering advice, insurance, investments, banking and generosity products and programs online and through financial advisors and independent agents nationwide. Thrivent is a Fortune 500 company with $179 billion in assets under management/advisement (as of 12/31/23). Thrivent carries ratings from independent rating agencies which demonstrate the strength and stability of the organization, including an A++ rating from AM Best; an Aa2 rating from Moody's Investors Service; and an AA+ rating from S&P Global Ratings. Ratings are based on Thrivent's financial strength and claims-paying ability, but do not apply to investment product performance. For information on these ratings, visit the rating agency's website. Dividends are not guaranteed. For more information about Thrivent, visit Thrivent.com or find us on Facebook, Instagram and LinkedIn.

 Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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Thirty-five years after the Americans with Disabilities Act became law, the journey from Capitol Hill to the front door of disabled homeowners remains fraught with barriers. During Disability Awareness Month, I had the extraordinary opportunity to join the United Spinal Cord Injury Association's annual Roll on Capitol Hill event—bringing the voices of wheelchair users directly to lawmakers.

My journey began with a telling experience: an out-of-service elevator threatening to prevent dozens of advocates from reaching their congressional meetings. Through social media persistence, the elevator was fixed within hours—a small victory highlighting the very transportation issues we were advocating to address. This set the stage for our four critical policy priorities: updating federal accessible parking standards, reforming paratransit services, improving wheelchair repair processes, and protecting Medicaid from harmful cuts targeting homeowners.

The statistics we shared were staggering. Nearly 10 disabled parking placards exist for every 100 registered vehicles, yet only 4% of parking spaces are required to be accessible. Wheelchair users face 33% higher risks of being killed in vehicle-pedestrian crashes. Wheelchair repairs take an average of 14 days—sometimes stretching to six months—with breakdowns often creating medical emergencies for those living independently. Most alarming was a proposal to cap home equity limits for Medicaid eligibility at $1 million, effectively forcing disabled homeowners to choose between keeping their homes and accessing healthcare.

Though the Senate ultimately passed what I call the "Big Ugly Bill" without our specific priorities, there were positive developments. The ABLE Act extension allows disabled individuals to save for home ownership expenses without losing benefits. Tax changes could help disabled families qualify for mortgages. These mixed results remind us that disability rights progress is a long game, with many battles happening at local and state levels where disabled homeowners have the standing to drive meaningful change.

What makes our advocacy powerful isn't just statistics—it's our personal stories. If you're a disabled homeowner, your experiences matter. Share them with legislators, local media, and neighbors. Join organizations like United Spinal or ADAPT. Together, we can raise the bar for disability home ownership while continuing to fight for policies that recognize accessibility isn't just a feature—it's home.

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When accessibility becomes a matter of policy, our homes and independence hang in the balance. Following my journey to Capitol Hill for the United Spinal Association's annual Roll on Capitol Hill event provides a revealing glimpse into the ongoing fight for disability rights 35 years after the ADA's passage.

My trek through Washington DC's transportation system highlighted exactly what we were there to change – broken elevators, paratransit limitations, and navigation barriers that restrict our freedom of movement. Even within Congress itself, supposedly America's most accessible building, wheelchair users face significant barriers. If these obstacles exist at the highest levels of government, imagine what disabled homeowners contend with daily in their communities.

The statistics we shared with lawmakers were stunning: 10 disabled parking placards exist for every 100 vehicles, yet only 4% of parking spaces must be accessible. Wheelchair users wait between 14 days and six months for critical repairs, with nearly 25% reporting unmet repair needs even after service. These aren't mere inconveniences – they're threats to our independence, health, and financial stability.

Perhaps most alarming was legislation that would force disabled homeowners with more than $1 million in home equity to choose between keeping their homes or receiving essential Medicaid services. This cruel provision effectively punished disability homeowners for achieving financial stability, potentially forcing them into institutional care that costs taxpayers significantly more.

While our advocacy didn't immediately succeed, the "Big Ugly Bill" did contain some wins for disabled homeowners, including the ABLE Act extension that allows disabled individuals to save for home purchases without losing benefits. The bill also increased state and local tax deduction limits, particularly benefiting those in high-tax states with better accessibility infrastructure.

This mixed outcome reinforces that disability rights advocacy is a marathon, not a sprint. By sharing our stories and connecting abstract policies to real human experiences, we continue building momentum toward truly accessible communities. Join us in this ongoing work – because accessibility isn't just about buildings and policies, it's about the fundamental right to live independently in our own homes.

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Celebrate Women’s History Month with Accessibility Is Home! In this episode, your host—a proud disabled entrepreneur—takes you behind the scenes of her journey to list her fully accessible home on Airbnb. Discover how she transformed her grief into purpose, creating a space that welcomes disabled travelers and their families.

This episode highlights:

• Key accessibility features of her home, including step-free entryways and universal design bathrooms.
• The challenges faced with Airbnb's accessibility review process.
• How accessible rentals can promote disability inclusion in private real estate markets.

Whether you're a member of the disability community, a real estate professional, or a housing advocate, this story offers inspiration and practical tips for leveraging accessible homes as both personal assets and community resources.

Keywords: #AccessibleHomes #DisabilityAdvocacy #AirbnbForAll #InclusiveTravel #WomenEntrepreneurs

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In Part 2 of our conversation with Lamont McLeod, The Wheeltor, we dive deeper into how he’s transforming the real estate industry for the disability community. As a Black real estate broker and wheelchair user, Lamont is a disruptor in an industry that has long overlooked accessibility. He shares how embracing his identity not only strengthened his brand but also challenged outdated industry norms.

Angela and Lamont discuss the challenges of marketing accessible homes, the hesitation among realtors to engage with disabled buyers due to redlining fears, and the glaring gaps in DEIA efforts when it comes to disability-inclusive real estate. Lamont explains why major platforms like Zillow and Redfin fail disabled home buyers, and why social media has become his most powerful tool for connecting people with accessible homes. They also explore how universal design could reshape housing development and why the real estate industry must do more to include disabled professionals.

This episode highlights why accessibility is a racial and economic justice issue. By elevating the conversation around disability and homeownership, Lamont is not only changing the market—he’s creating opportunities for future Black realtors, developers, and homeowners with disabilities.

🎧 Listen now to hear how The Wheeltor is making real estate more inclusive and why DEIA leaders should take note.

Transcript, please click here. 

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In honor of African American Awareness Month, Accessibility is Home proudly welcomes a powerhouse in real estate—Lamont McLeod, a multi-million-dollar real estate broker, wheelchair user, and the visionary behind The Wheeltor brand. As a Black entrepreneur navigating both the real estate industry and the world as a quadriplegic, Lamont’s journey is one of resilience, innovation, and advocacy.

In this episode, host Angela Fox and Lamont discuss the systemic barriers to accessible homeownership, particularly for the disability community. Lamont shares his personal story of pivoting from accounting to real estate, and how he redefined his career after a life-changing accident. They explore the stark realities of accessible housing, from the financial burden of home modifications to the lack of universally designed properties in the market. Lamont also dives into his work with United Spinal Association and his advocacy for better policies supporting wheelchair users and accessible home development.

This episode is essential listening for DEIA professionals, realtors, and housing developers looking to understand the intersection of race, disability, and economic empowerment in homeownership. Lamont’s story is a testament to the power of perseverance and the urgent need for inclusion in real estate.

🎧 Listen now to hear how The Wheeltor is revolutionizing the industry and advocating for a more accessible future.

Transcript, click here. 

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Discover how MLK's fair housing legacy shapes today's fight for disability-accessible homes. Expert realtor Vince Bruce shares insider tips on navigating real estate with disabilities, fair housing laws, and affordable housing solutions in 2025. Learn how MLK's fight for fair housing continues through modern advocacy for disability-accessible home ownership and rental opportunities.

EPISODE HIGHLIGHTS: THE EVOLUTION OF FAIR HOUSING

• How MLK's housing advocacy shapes modern disability rights
• Understanding Fair Housing vs. ADA in private residences
• Latest updates on NAR commission structures (2025)

NAVIGATING REAL ESTATE WITH DISABILITIES

• Expert tips for finding disability-friendly realtors
• Key questions to ask during your housing search
• Understanding universal design in home buying

INSIDE REAL ESTATE INDUSTRY CHANGES

• New commission structures affecting specialized services
• Affordable housing solutions including ADUs
• Working with disability-focused housing organizations

EXPERT INSIGHTS FROM: Vincent "Bruce" Brusio

• Licensed Coldwell Banker Realtor
• Helping Hand Foundation CEO
• Disability Housing Advocate
• Special Needs Parent

ESSENTIAL RESOURCES: QUICK CONTACT:

• Vince Brusio: 410-948-9857
• Website: realitywithvince.com and https://carrollcf.fcsuite.com/erp/donate/creae/fund?funit_id=2881 

REFERENCED ORGANIZATIONS:

• Maryland Inclusive Housing
• Department of Justice Real Estate Updates
• Accessible Dwelling Unit Programs

For transcript, click here. 
#DisabilityHousing #FairHousingRights #AccessibleHomes #RealEstate2024 #UniversalDesign #DisabilityRights #MLKLegacy #HousingEquity

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Unlock the secrets to transformative nonprofit fundraising with our special guest, Cami Baker, on Accessibility is Home Podcast. Imagine the potential of real estate donations to revolutionize the way nonprofits, including those dedicated to the disability community, receive financial support. Cami shares valuable insights on how property owners can enjoy significant tax benefits by donating real estate, thus maximizing the funds available for charitable causes. You'll also learn how this innovative approach simplifies the fundraising process and opens up new avenues beyond traditional monetary donations.

Ever thought about the impact of donating a multimillion-dollar property to a cause you care about? Cami brings real-life examples to the table, like a $33 million house gifted to the American Cancer Society, illustrating the monumental difference such contributions can make. We emphasize the importance of educating your supporters through newsletters and event promotions, thereby increasing awareness about the power of real estate donations. Additionally, we discuss how accessible homes can continue to serve the disability community if these homes are included in the charitable real estate process, ensuring these properties make a lasting impact.

Cami outlines a five-step roadmap for mastering this niche, allowing realtors to retain their full commission while contributing meaningfully to disability organizations fundraising . Learn how properties like a $10 million office building or a $5 million hotel can be donated, benefiting both the donors and the nonprofits.  You will learn that no matter where the donated real estate is located, the proceeds can benefit any disability nonprofit organization. Making a perfect episode to celebrate Disability Pride Month and the 34th anniversary of the Americans with Disability. 

Cush Pocket, a proud sponsor, is a disabled owned company that sells wheelchair bags. Get $1 off by using code Angela Fox 

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Can real estate truly revolutionize accessibility and independence for all? We invite you to listen to our inspiring conversation with Gretchen Kingma and Tiffany Dill, founders of Empowered Homes and Custom Joy. These remarkable occupational therapists turned entrepreneurs share their unique journeys from traditional therapy roles to becoming pioneers in accessible housing solutions. Hear how Gretchen, motivated by high rehospitalization rates among her patients, transitioned into real estate, and how Tiffany's passion for home design led to the founding of Custom Joy.  They also discuss the misconceptions around ADA standards in residential settings and emphasize the Universal Design Ready (UDR) criteria with its real-world applications in real estate.
Together, they provide invaluable insights into integrating healthcare perspectives into real estate to enhance accessibility and independence.
 
 Learn about the challenges realtors face when advising clients with disabilities and  explore strategies to attract investors to accessible housing projects, showcasing design elements that boost functionality and safety.  We highlight the profound impact of proactive planning and universal design in creating inclusive living spaces, particularly for families coping with serious health issues. Through personal stories and expert advice, we reveal how these designs enhance family togetherness and address the challenges of assisted living facilities. By providing collective experiences and resources, we strive to improve accessibility and raise the standard for disability-inclusive housing, ensuring a more accommodating environment for everyone.

Cush Pocket, a proud sponsor, is a disabled owned company that sells wheelchair bags. Get $1 off by using code Angela Fox 

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