Adulting Is Easy: Making Personal Finance & Real Estate Easy

Lauren's husband is here in honor of Valentine's Day! Lauren and Aric Aumond discuss couples' finances: separate, joint, or hybrid? Should married couples keep their finances separate? Should marital finances be combined? What about debt? They talk accounts, joint credit cards, paychecks, and more. Learn whether there's a right or wrong way to handle your bills as a couple. You'll be left with some thoughts about timing as well, do you wait until marriage? Lauren and Aric give you an insight into their own finances, as well.

About Aric:

Aric is Lauren's husband. The two have been together since 2015. They were married in 2019. Send thoughts and prayers.

Subscribe to the Adulting Is Easy YouTube: https://www.youtube.com/@adultingiseasy

Donate to the show: https://cash.app/$AdultingIsEasy

Sponsored by Steadily Insurance: https://adultingiseasy.steadilypartner.com/

This week, Lauren brings you her interview with Logan Haskett. Given Logan started in real estate by wholesaling, the two chat a bit about that. He used paid mentorship to get started and it really worked for him. They discussed Logan's current portfolio and his buy and hold strategy. Logan says the best way to learn about real estate investing is through podcasts (like this one) and Real Estate Investors Association (REIA) meetings. If he was starting over investing in real estate in 2023, he'd start wholesaling by driving for dollars.

About Logan:

Logan Haskett is a 24-year-old real estate investor located in Tulsa, OK, who is from Kansas City, Missouri. A former HVAC Tech, Logan started a wholesaling real estate company at 21. He grew it into a nationwide wholesale company, doing deals in 48 states. After exiting the wholesale business in 2021, Logan is currently focused on buy & holds and preparing to welcome his baby girl.

Connect with Logan:

https://twitter.com/LoganHaskett

https://www.youtube.com/@loganhaskett

https://www.instagram.com/loganinvests/

Subscribe to the Adulting Is Easy YouTube: https://www.youtube.com/@adultingiseasy

Donate to the show: https://cash.app/$AdultingIsEasy

Sponsored by Steadily Insurance: https://adultingiseasy.steadilypartner.com/

This week, Lauren brings you her interview with Barbara Sloan, a woman who has worked in many service industry jobs all across the US. She knows what she's talking about when it comes to receiving variable pay and little benefits. Slowly, she learned how to manage her money and she literally wrote the book on personal finance for service industry professionals. Lauren, having read Barbara's book, dove into some of the topics, like how to make your own PTO or retirement plan. Barbara has some great ideas on gamifying your retirement savings as well. Rather than raging against the service industry, Barbara encourages you to work with what you can control, which is actually a lot. Listen now!

About Barbara:

Barbara Sloan, author of the book Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals. A homeless teen, who danced for dollars, and definitely did not graduate from college, Barbara spent two decades working in every imaginable position in the Service Industry all over the country. She is now a personal finance expert and money coach. In addition to owning and running a bad ass women-owned Construction company in the heart of Manhattan, she helps Tipped workers achieve Financial Freedom, like she did. She is passionate about all of the amazing aspects of Tipped work and passionate about all of the terrible aspects of Tipped work.

Connect with Barbara:

https://www.tippedfinance.com/

https://twitter.com/tippedfinance

https://www.instagram.com/tippedfinance/

Subscribe to the Adulting Is Easy YouTube: https://www.youtube.com/@adultingiseasy

Donate to the show: https://cash.app/$AdultingIsEasy

Sponsored by: Hemlane

https://www.hemlane.com/all-in-one-property-management/?utm_content=&utm_term=&utm_medium=affiliates&utm_source=adulting-is-easy&utm_campaign=

This group of speakers has a ton of experience, whether it's customer support, inside sales, or outside sales. Whether we're talking aerospace, agriculture, technology, banking, training, retail, or restaurants, these folks have done it. The group discusses why you should get into sales, cold calling, how to increase your income once you're there, sales leadership, sales training, and more. They also recommended a bunch of books (see below). Everyone is in sales to some extent, so this is a recording of a Live Space anyone will benefit from.

Speakers:

Lauren: https://twitter.com/AdultingIsEasy

Robert: https://twitter.com/StIroningShirts

Stephen: https://twitter.com/Redneck_Wealth

Bryce: https://twitter.com/BryceWGarcia

Chad: https://twitter.com/Chadmoneymatter

Justin: https://twitter.com/roadtowealthpod

Recommended Books:

Exactly What to Say

How to Influence People

Start with Why

To Sell is Human

Selling to Zebras

This week, Lauren brings you her interview with Chris Perry, a really great Realtor from DC to give us the real estate agent perspective on the markets. They talk about first time home buyers vs investors. Chris tells you how to interview and agent, but also remember that your realtor is interviewing you too! He gives actionable advice on how to come prepared when searching for an agent. Are real estate investors more work than people buying their own home? Yes! Is it worth working with investors, especially when they're repeat clients? Yes! The two also talk about how to get your offer accepted when there are competing ones. Whether you have 0, 10, 100, or 1000 doors, you'll like this conversation.

About Chris:  

Chris Perry is a Realtor in the Washington DC, metro area. He has been a Realtor for 8 years, selling over 100 million in real estate over the years. Chris gets the majority of his over $20 million in real estate sales per year from social media and enjoys helping other Realtors do the same.

Get in Touch with Chris:

https://www.instagram.com/chrisperryrealestate/

https://twitter.com/theechrisperry

@chrisperryrealestate on Tiktok

Subscribe to the Adulting Is Easy YouTube: https://www.youtube.com/@adultingiseasy

Sponsored by Steadily Insurance: https://adultingiseasy.steadilypartner.com/

This week, Lauren brings you her interview with Steve on Speed. Steve and his wife retired in their 30s and Lauren wanted to hear all about it! Did they have high salaries? (Yes) Was he always a good saver? (Absolutely not) Can anyone retire early? (YES and NO) Steve recorded his interview with Lauren from his off-the-grid home in Arizona. They talked early retirement, net worth, expenses, inflation, and more. If you're interested in the FIRE movement or financial independence or retiring early, Steve is someone you should be following. Don't worry, you can keep up because he doesn't have his Corvette any more, just a truck and an Airstream!

About Steve:

Steve achieved financial independence and quit his full-time job at 35. Today, he and his wife live in a small off grid home in the Arizona desert.

Connect with Steve:

https://twitter.com/SteveOnSpeed

https://steveadcock.us/

https://www.instagram.com/millionairehbts/

Subscribe to the Adulting Is Easy YouTube: https://www.youtube.com/@adultingiseasy

Sponsored by Steadily Insurance: https://adultingiseasy.steadilypartner.com/

This week, Lauren brings you her interview with JT, a value-add house hacker from the northern US. The two describe exactly what house hacking is, and why it's the best way to get started in real estate investing. JT, his wife, and son have done value-add house hacking a few times. He talks about balancing the real estate with his full-time job and family time. JT is honest and he and Lauren break down the numbers of one of their deals. They touch on house hacking with a kid, and why this is the best way to change your family tree and create generational wealth, changing the trajectory of your family for good. 

About JT:

After working to pay off $50k of debt in a year, JT found himself with a little extra money and an incredible hunger for changing their family tree which naturally led to Real Estate. After getting his wife’s approval their journey began and a year later when they purchased our first duplex house hack. Their current investing strategy is value-add house hacking with DIY as a major component. With YouTube on their side, lots of internet research and a tremendous amount of determination, JT and his wife and son take on all the challenges that Real Estate throws at them. They currently own 3 duplexes, two themselves and one they partnered on.

Connect with JT:

https://twitter.com/JtxRei

Subscribe to the Adulting Is Easy YouTube: https://www.youtube.com/@adultingiseasy

Sponsored by Steadily Insurance: https://adultingiseasy.steadilypartner.com/

This week, Lauren brings you her interview with Chris from Heavy Metal Money. The two discuss the sensitive and emotional topic of divorce, and they really dive into the financial impacts of divorce. What happens to your bank accounts? Retirement accounts? What about your credit score? How do you split your assets? Who takes care of the kids? Is there alimony? Child support? Despite the heaviness of the topic, the conversation actually remains pretty upbeat with some laughs along the way. Chris has had time to heal and grow since the divorce and does a great job making a complicated process much less so.

About Chris:

Chris lives just north of the twin cities Minneapolis/St Paul, Minnesota. Chris was divorced in 2015, and this had helped him to be intentional about personal finance, paying down debt, investing and saving. He continues to work in enterprise technology, while also investing in real estate. He started blogging about his finance journey over at Heavy Metal Money, and has just started the Heavy Metal Money YouTube channel and Podcast. Chris has a deep passion for music, entrepreneurship & business and has a newly formed nonprofit to help those experiencing financial hardship due to medical debt caused by premature birth.

Connect with Chris:

https://twitter.com/MoneyHeavyMetal

https://www.youtube.com/@heavymetalmoney

Subscribe to the Adulting Is Easy YouTube: https://www.youtube.com/@adultingiseasy

Sponsored by Steadily Insurance: https://adultingiseasy.steadilypartner.com/

Here are the bloopers and outtakes from the 2022 Year in Review Episode

Enjoy this sisterly ridiculousness!

And happy new year.

We continued with the tradition of bringing Jenny back to recap 2022. The two cover who the listeners are (age, gender) and where they're from (AGAIN we added a LOT of new places!). They briefly touch on every topic covered with high level detail: real estate, long-term rentals, short-term rentals, FIRE, early retirement, financial coaching, coast FI, debt, mindsets, index funds, financial conversations, and more, all while pointing out the top 5 from the year. This episode is a great overview to see which episodes you'd like to go back and listen to. Lauren even hints at episodes to come in 2023, and talks about the other podcasts she's joined.

Thanks for a great year! And don't forget to "follow/subscribe" wherever you listen. :)

Don't forget to join Cash Flow University: https://launchpass.com/cfu/cfu-member/v2?via=lauren

Special thanks to the 2022 sponsors:

https://www.jasminemortgageteam.com/

https://vyzer.co/

https://www.mighty.com/

https://adultingiseasy.steadilypartner.com/