Adulting Is Easy: Making Personal Finance & Real Estate Easy

This week, Stephen Wealthy, Tom the Frugal Gay, and Lauren (Adulting Is Easy) talked about how they started, but also how they've kept going, changed directions, doubled down, or even failed. Mary and Alan spoke as well. If course, there was quite a bit of real estate talk. It all comes down to this: you can accomplish so much in one year. You don't have to know exactly where you're going. You don't have to have it all figured out. You just have to take one step, and take it TODAY.

Connect:

https://twitter.com/Thefrugalgay11

https://twitter.com/AdultingIsEasy

https://twitter.com/StephenCFU_

https://twitter.com/RealEstateMaxi

https://twitter.com/GetMoneySmarter

-- Please note that this information is meant to be just that. Please consult your accountant, financial advisor, and other professionals about your specific situation. --

This week, Lauren interviews Tesho Akindele about his real estate investing experience.  They cover long-term rentals, value-add renovations, setting up a short-term rental, his top tip for opening an STR, and even the Airbnb ratings system. Lauren couldn't let him go without asking about what it's like to be a professional athlete either! Tesho also explains urbanism, and how real estate and proper planning can help society.

About Tesho: Tesho Akindele is a real estate investor, professional soccer player, husband and a father of two boys. Tesho got his start by investing in long-term rentals in Kansas City and recently added a short-term rental near Denver to his portfolio. He sees real estate not only as a great investment opportunity but also as a tool to improve society.

Connect with Tesho:

https://twitter.com/Tesho13

https://www.instagram.com/tesho13/

Subscribe to the Adulting Is Easy YouTube: https://www.youtube.com/@adultingiseasy

Sponsored by Steadily Insurance: https://adultingiseasy.steadilypartner.com/

Jack started his first business at 8 and wrote his first book at 17. Even in the world of entrepreneurship, that's remarkable. Now a college junior who has started 10 companies and written 3 books, he sits down to speak with Lauren about his journey and offer words of encouragement to (future?) entrepreneurs. Currently, he's in social media marketing. You'll walk away believing we can learn from everyone around us, even if they're kids. If you've been thinking about starting a business, let Jack give you the push you need.

Our favorite advice: Start a business by dipping your toe in

Recommended books:

Am I Being Too Subtle?

What It Takes

About Jack:

Jack Rosenthal, a 19-year-old entrepreneur and investor. He founded the Young Investors Club, LLC. He wrote the #2 bestselling book on Teen Investing. He also wrote a top selling book on Teen entrepreneurship.

Buy his books: Search Jack Rosenthal on Amazon

Connect with Jack:

https://twitter.com/jackrosenthal29

Sponsored by Steadily:

https://adultingiseasy.steadilypartner.com/

Follow the Adulting Is Easy YouTube Channel: https://www.youtube.com/channel/UCtKGYc18MdUa-sEztHUp9kQ

This week, Stephen Wealthy, Clint Murphy, Tom the Frugal Gay, and Lauren (Adulting Is Easy) recorded favorite topic: believing in yourself and having the right mindset to be successful. They were joined by their friend and special guest, Litan Yahav from Vyzer. Tom talked about learning from others and having a circle you get motivated by. Clint emphasized that life is happening for you, not to you! Stephen talked about the importance of remaining consistent and level-headed. Litan told us fear of failure stops you from creating and doing things. Just don’t fail and do the same mistake again! Lauren shared how the shift from scarcity mindset to abundance mindset affected her life and brought her to financial independence. Tiffany, Sean, and Jake contributed as well.

Connect:

https://twitter.com/YahavLitan

https://twitter.com/IAmClintMurphy

https://twitter.com/Thefrugalgay11

https://twitter.com/AdultingIsEasy

https://twitter.com/StephenCFU_

https://twitter.com/MoneyTalkWithT

https://twitter.com/FI_Squirrel

Sponsored by: https://vyzer.co/

-- Please note that this information is meant to be just that. Please consult your accountant, financial advisor, and other professionals about your specific situation. --

This week, Lauren brings you her interview with Tampa-based financial coach and co-host of the Crushing Debt podcast, George Curbelo. It turns out, financial coaching is all about balancing your spending and saving. Some of George's client need immediate help, while others use financial coaching to fine tune their financial spending and plans. Whatever the case, financial coaching is about focusing on your values, controlling your spending, and executing on a plan to reach your goals. Financial coaching is NOT someone telling you what to do with your money. It's not selling you financial products. It's also not magic...you can't have one session and fix everything. Financial coaches help keep you accountable and provides you with an empathetic ear to help get your on the best financial path FOR YOU.

About George:

George Curbelo is a financial coach and mentor, who is using skills to help people achieve their financial goals. George started his own journey to financial freedom in August 2019 when he had a moment of clarity – living paycheck to paycheck, having no budget, and having no control of my money. He wanted more for his family and set out to build a financial foundation for them. Originally, he’s from New York City (the Bronx), and he moved to Palm Harbor, Florida, in 2018 and have not missed Snow ever since! George is a 45-year-old married father of two girls, 17 and 13.

Connect with George:

https://www.curbelofinancialcoaching.com/

https://www.youtube.com/channel/UC962U9b_6sjfQaazYszZ-oA

https://www.linkedin.com/company/curbelo-financial-coaching/

Book a coaching session with Lauren: https://www.realadultingiseasy.com/book-online

Accountable Network: https://www.accountable.network/

Subscribe to my YouTube! https://www.youtube.com/@adultingiseasy

This week, Lauren interviews Sarah Glidewell about short-term rental arbitrage. Sarah went from $20k in student debt to saving $20k to invest in real estate on only a $50k salary. She dove into rental arbitrage JUST before the COVID-19 pandemic and still was able to thrive. According to Sarah, she “experienced failure so fast” and the stock market just isn’t creative enough for her. Who wants to stare and red and green lines all day? She gives some great tips on how to handle rejection, how to communicate to landlords, and what NOT to do when starting out on Airbnb. Her biggest advice is to take the leap now, and you’ll be motivated to do just that after listening to this episode.  

About Sarah:  Sarah Glidewell started STR arbitrage in October of 2019. She went from 1 to 4 units in March of 2020, the week the pandemic hit - and her properties were in downtown Dallas, where travel came to a screeching halt. Even with an extremely bumpy start, she’s since continued refining her arbitrage portfolio, built a design business with her best friend, joined a startup called SuperhostLabs, and has entered the ownership game.   

Connect with Sarah:  

https://twitter.com/TheKarWells 

https://twitter.com/SuperhostLabs 

https://www.instagram.com/thekarwells/

& TikTok!

Subscribe to the Adulting Is Easy YouTube: https://www.youtube.com/@adultingiseasy

Sponsored by Steadily Insurance: https://adultingiseasy.steadilypartner.com/

This week, Stephen Wealthy, Clint Murphy, Tom the Frugal Gay, and Lauren (Adulting Is Easy) talked about how they'd start over: real estate, index funds/stock investing, career, salary, and more. Tiffany and Fi Squirrel chimed in as well. Did we get started 10-20 years ago? Yes! Does everyone need to start somewhere? Also, yes! If you're looking to begin your wealth-building journey (or continue it), this episode will leave you with tactical advice and overall mindset help.

Join Cash Flow University: https://launchpass.com/cfu/cfu-member/v2?via=lauren

Connect:

https://twitter.com/IAmClintMurphy

https://twitter.com/Thefrugalgay11

https://twitter.com/AdultingIsEasy

https://twitter.com/StephenCFU_

https://twitter.com/MoneyTalkWithT

https://twitter.com/FI_Squirrel

-- Please note that this information is meant to be just that. Please consult your accountant, financial advisor, and other professionals about your specific situation. --

This week, Lauren interviews Tampa bankruptcy lawyer and host of the Crushing Debt podcast, Shawn Yesner. Obviously, this man knows about debt. And it turns out, a lot of people have debt. It's nothing to be ashamed about, and there are ways to take care of it long before you need to get to bankruptcy discussions. There are a lot of kinds of debt out there: credit cards, medical debt, student loan debt, car accident debt, government and SBA loans, IRS debt...it goes on. Shawn provides us with tangible ways to get out of debt and stay out of debt in this episode. Shawn and Lauren talked about debt consolidation, negotiating and modifying loans, hardship discharges, and much more. You'll walk away from this one motivated to pay off debt or stay out of it in the first place.

About Shawn Yesner:

He was once an associate attorney at one of the largest lender foreclosure firms in Florida. In 2004, Shawn left the plaintiff’s side of the practice to focus on helping homeowners keep their homes or get rid of their homes while incurring minimal liability. In November 2015, The Crushing Debt Podcast, which supports the lawfirm, with the message that “everything will be okay.” In 2018, Shawn’s book, Crushing Debt: 9 Strategies to Eliminate Financial Bullies was released, and in 2020 he released his second book, Become Debt Free in One Hour or Less. Shawn is a Florida native, born in Tampa and raised in Miami. He has a Bachelor’s in Accounting from Florida State University and a JD from Samford University.

Connect with Shawn:

https://www.yesnerlaw.com/

 Listen to the podcast: https://www.yesnerlaw.com/podcasts/

Subscribe to my YouTube! https://www.youtube.com/@adultingiseasy

This week, Stephen Wealthy, Clint Murphy, Tom the Frugal Gay, and Lauren (Adulting Is Easy) talked about their recent real estate endeavors. Tom is juggling multiple renovations and will be filling 4 units in the next month. Stephen has a turnover at his condo, but that's all set for the end of the month. Clint has an empty unit and is dealing with rising interest rates in Canada. Did you know Canadians can't lock rates for as long as we can in the states? But, they're reates are lower. Lauren's primary is rented so she's staying at one of her Airbnbs. She's making offers on a new primary/investment property combo. Once they're all caught up, they take questions about the future of the real estate market, out of state investing, and more.

Join Cash Flow University: https://launchpass.com/cfu/cfu-member/v2?via=lauren

Connect:

https://twitter.com/IAmClintMurphy

https://twitter.com/Thefrugalgay11

https://twitter.com/AdultingIsEasy

https://twitter.com/StephenCFU_

-- Please note that this information is meant to be just that. Please consult your accountant, financial advisor, and other professionals about your specific situation. --

This week, Lauren brings you her interview with Joshua Schwadron. This episode is unlike any other because Lauren shares her own personal story of getting into a car accident. She was sandwiched on I-275 in Tampa, FL, when she was just 26 years old. The resulting physical, mental, and financial pain continues to this day. In a lot of ways, this is a 2-way interview in which Lauren and Josh compare her story to others. Listeners will walk away prepared to effectively navigate the personal injury world: massages, doctors, chiropractors, therapists, liens, letters of protection, settlements, lawyers, demand letters, depositions, and more are touched on. Lauren goes into detail about her settlement, and what she did to almost make herself whole again. She also open up about her mental health struggle with depression, which resulted from that awful day in April 2016.

About Joshua: 

Josh Schwadron is the founder and CEO of Mighty, a company on a mission to reinvent the personal injury industry by putting injured people first. In doing so, he's become the number one enemy of billboard lawyers across the country.

Connect with Joshua:

Twitter: https://twitter.com/joshuaschwadron

TikTok: https://www.tiktok.com/@jschwadron

LinkedIn: https://www.linkedin.com/in/schwadron/

YouTube: https://www.youtube.com/channel/UC7AvFqB1wv0OHhCYA6MJfRg

Sponsored by: https://www.mighty.com/

https://www.linkedin.com/company/mighty-com/

https://www.instagram.com/thats.mighty/

https://twitter.com/mighty

Subscribe to my YouTube! https://www.youtube.com/@adultingiseasy