Digging into

What American's think they need to retire

https://www.wsj.com/personal-finance/retirement/retirement-savings-needed-increased-2024-9f7c01e0

Seasonality of the market

What Charles looks for in Trends and Charts

Tj and Charles have been on the road and dive into 3 main areas.

1. Thinking about your tax return.
2. What has happened when the mkt was up 27% in 5 months.
3. How High-Yield CDs Turn Into 0.05% CDs While You're Not Looking

https://www.wsj.com/personal-finance/high-yield-certificate-deposit-lower-rates-f926545d

Tj and Charles dig into Roth accounts, views on the market and historical returns, and the media backlash vs 401ks.

https://rwbaird.sharepoint.com/sites/BairdWeb-PWM-RetirementPlanning/Documents/Forms/AllItems.aspx?id=%2Fsites%2FBairdWeb%2DPWM%2DRetirementPlanning%2FDocuments%2FRoth%20IRAs%2FRoth%20IRA%20Overview%20%2D%202024%2Epdf&parent=%2Fsites%2FBairdWeb%2DPWM%2DRetirementPlanning%2FDocuments%2FRoth%20IRAs

https://www.wsj.com/finance/investing/is-your-401-k-destroying-capitalism-87ccb9ce

1. Make the Most of Your Required Minimum Distributions - https://www.bairdwealth.com/insights/wealth-management-perspectives/2021/09/make-the-most-of-your-rmds/
2. Thoughts on the market
3. It's not too late to start. The story of a Texas Oil Driller who started in his 40's
   1. https://www.linkedin.com/feed/update/urn:li:activity:7163586908390944769/

TJ and Charles dive into

1. Basics of Estate Planning -

https://www.bairdwealth.com/insights/wealth-management-perspectives/2022/08/the-basic-elements-of-estate-planning/

2. Investing in the market at all time highs

3. What the movie "dumb money" taught us about Roaring Kitty and getting people excited about investing.

https://awealthofcommonsense.com/2024/01/what-comes-after-a-good-year-in-the-stock-market/

The wrap up episode to 2023

Best article - Trouble Ahead For The U.S. Unless We Reduce Healthcare Costs

https://www.linkedin.com/pulse/trouble-ahead-us-unless-we-reduce-healthcare-costs-bryan-r-lawrence-f3qfe%3FtrackingId=qgAbjH%252B8GqLgwY8eaYXBFA%253D%253D/?trackingId=qgAbjH%2B8GqLgwY8eaYXBFA%3D%3D

The pod digs into

1. Non-Qualified deferred comp
2. Thoughts on the market post an all timer in Nov.
3. Money Saving apps are shutting down.

https://www.wsj.com/personal-finance/theres-a-reason-a-killer-money-saving-appstill-doesntexist-24558f8c

Epi 21

Tax Loss Harvesting ideas

Digging into the recent market moves

WSJ Article on the state estate and inheritance tax that is catching people by surprise!

https://www.wsj.com/personal-finance/the-estate-taxes-catching-americans-by-surprise-488e08a9

Personal: Tj dives into stats around what people who are actually retired wished they would have done + digs into the Kav Rule (2x your age outside a year).

Mkt: Charles digs into market sell offs.

Interesting: Looking at a report that highlights the cost of healthcare in the US and how we can potentially slow the increases.

https://www.linkedin.com/pulse/trouble-ahead-us-unless-we-reduce-healthcare-costs-bryan-r-lawrence-f3qfe%3FtrackingId=HqV8w3g9STO3kwXOHrBxHg%253D%253D/?trackingId=HqV8w3g9STO3kwXOHrBxHg%3D%3D