Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow

Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow

By Sarah J. Rueppel | Ritter Insurance Marketing | Insurance Agent Tips, Tools & TrainingBusinessMarketingCareers
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Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow episodes

  • May 28, 2021 | The Friday Five

     

    The Friday Five for May 28, 2021:
    • New CMS Admin Confirmed
  • State of Medicare Advantage 2021
  • Retirement Bill Reintroduced
  • Noom Hopes to Expand
  • Facebook, Instagram New Feature
  • Contact the Team at Ritter Insurance Marketing

     

    Mentioned in this episode:

     

    Chiquita Brooks-LaSure becomes the first Black administrator confirmed to lead Medicare and Medicaid.


    How to Hide Like and View Counts on Instagram Posts


    Instagram, Facebook give users option to hide likes


    S.1770 - A bill to amend the Internal Revenue Code of 1986 to reform retirement provisions, and for other purposes.


    Senate confirms Biden pick to lead Medicare, Medicaid office


    Senate Revives Bill to Raise RMD Age, Boost Income Annuities


    State of Medicare Advantage 2021


    Weight loss app Noom hauls in $540M to expand into diabetes, high blood pressure


    You can now hide like counts on Instagram and Facebook

     

    More episodes you’ll like:

     

    May 21, 2021 | The Friday Five


    The Friday Five for May 21, 2021: CDC Masking Guidelines Update, HHS and Funding to Fight Addiction and Mental Health Crisis, April 2021 Fed Minutes, Jobs Report, and Inflation, Combatting Fake News, and Ritter's State of the Senior Market 2021


    What an FMO Can Do for Your Business


    Why work with an FMO? What is a Field Marketing Organization? Whether you’re just starting out or on the fence about joining an FMO, this can’t-miss episode has all the details!


    Selling Medicare Products – Why It’s Definitely Worth Your While


    Why sell Medicare insurance products? We outline the reasons to start a career as an independent insurance agent in the Medicare market. Listen now to learn more!

     

    Articles to Share with Your Clients:

     

    2022 COLA Predicted to be Largest in Over a Decade


    Each year, the Social Security cost-of-living adjustment (COLA) tweaks how much you receive in your benefit. For 2022, experts are predicting the largest COLA increase in over a decade.


    Dealing with Allergies


    Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?


    What are Medicare Deductibles?


    We've all dealt with deductibles before, in all sorts of insurance plans. They're so common that many people and plans don’t easily explain what they are and how they influence your coverage. We're answering so you don't have to ask – what are Medicare deductibles?

     

    The latest from Ritter’s Blog:

     

    Advertising Medicare Through Facebook


    In a world where social distancing has become the norm, we’ve all turned to social media to stay connected with others. Why not advertise Medicare on social media and grow your insurance business digitally?


    How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans


    As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.


    Medicare Isn’t Just for Seniors: Selling to the Under-65 Market


    Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

     

    Subscribe & Follow:

     

    Apple Podcasts


    Google Podcasts


    Overcast


    Podbean


    Spotify


    Stitcher

     

    Connect on social:

     

    Facebook


    LinkedIn


    Twitter


    YouTube


    Instagram


    Sarah’s LinkedIn


    Sarah’s Instagram

     

    9 min
  • Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales

     

    Where can insurance agents find leads for DVH sales? We outline five prospecting tips for selling dental, vision, and hearing insurance.

     

    Read the text version.

     

    Contact the Team at Ritter Insurance Marketing

     

    Mentioned in this episode:

     

    4 Steps to Selling Dental, Vision, and Hearing Insurance


    5 Prospecting Tips for Selling Dental, Vision, and Hearing


    5 Steps to Selling Medicare Supplements Successfully


    5 Tips for Selling Medicare Advantage Plans


    6 Health Services Not Covered by Medicare


    Four Ancillary Cross-Sales to Show Clients You Care


    Keeping Teeth Strong & Healthy At Any Age


    Learn More About the Ritter Platform


    Register with Ritter Insurance Marketing


    Ritter Can Help You Stay in Touch with Your Clients


    Ritter’s Medicare Quote Engine


    Ritter’s More than Medicare Team


    Secure a Bigger, Better Business with Ancillary Products


    Sense Success with Dental, Vision, and Hearing Plans

     

    More episodes you’ll like:

     

    4 Steps to Selling Dental, Vision, and Hearing Insurance


    Not sure how to show your clients the benefits of dental, vision, and hearing insurance products? In this episode of the ASG Podcast, we walk you through the process of selling DVH insurance plans from start to finish. Don’t forget to visit the show notes for a full list of Ritter's free DVH sales resources.


    Getting Started Selling Dental, Vision, and Hearing Insurance


    Want to increase your insurance sales and your commissions? Learn how adding DVH insurance to your sales portfolio can open up those opportunities! Consider this your primer on dental, vision, and hearing insurance products.


    How to Follow up with Medicare Clients Compliantly


    Think your job as an agent is complete after the sale? Not so fast. We whole-heartedly believe that the fortune is found in the follow-up! If you’re not sure how to follow up with your clients, listening to this episode is a great place to start.

     

    Articles to Share with Your Clients:

     

    Does Medicare Cover Hearing Aids?


    Millions of Americans suffer from hearing loss, but hearing aids can be extremely costly. Does Medicare cover hearing aids or are there other ways to make them more affordable?


    Reusing Risotto to Make Delicious Arancini


    Risotto is delicious, but it's easy to make too much and have plenty leftover. What if you could turn this into something amazing? Turn that leftover risotto into a delicious arancini!


    What to Do If Your Medicare Card is Lost or Stolen


    Knowing what to do if your Medicare card is lost or stolen is important. Luckily, getting a replacement Medicare card is easy. Here’s how to get a new Medicare card!

     

    Ritter Insurance Marketing eBooks & Guides:

     

    Agent Survival Kits: Beginners or Experts


    A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products


    The Complete Guide to Client Loyalty and Retention

     

    The latest from Ritter’s Blog:

     

    Advertising Medicare Through Facebook


    In a world where social distancing has become the norm, we’ve all turned to social media to stay connected with others. Why not advertise Medicare on social media and grow your insurance business digitally?


    How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans


    As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.


    Medicare Isn’t Just for Seniors: Selling to the Under-65 Market


    Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

     

    Subscribe & Follow:

     

    Apple Podcasts


    Google Podcasts


    Overcast


    Podbean


    Spotify


    Stitcher

     

    Connect on social:

     

    Facebook


    LinkedIn


    Twitter


    YouTube


    Instagram


    Sarah’s LinkedIn


    Sarah’s Instagram

     

    8 min
  • What an FMO Can Do for Your Business

     

    Why work with an FMO? What is a Field Marketing Organization? Whether you’re just starting out or on the fence about joining an FMO, this can’t-miss episode has all the details!

     

    Register with Ritter Insurance Marketing

     

    Mentioned in this episode:

     

    Agent Survival Guide Blog


    Four Reasons Why Ritter Should Be Your FMO Insurance Agency


    Learn about Medicareful – a tool for insurance agents


    Ritter Insurance Marketing Official Website

     

    More episodes you’ll like:

     

    4 Perks of Partnering with an FMO


    What is a field marketing organization? Why should insurance agents partner with an FMO? If you've been debating joining an FMO, you don't want to miss this episode! 


    FMO vs. IMO vs. NMO vs. MGA vs. GA - What's the Difference?


    We've got a lot of jargon to keep up with in the insurance industry. In this episode, we're going to unpack the acronyms for the types of individuals and organizations that exist in the industry to help you make your some of your business decisions a whole lot easier.


    Ready to Join an FMO? 10 Things to Consider


    Thinking about partnering with an FMO? Wondering how you can tell the good from the bad? Our top 10 list outlines what you need to know before you partner with a field marketing organization.

     

    Articles to Share with Your Clients:

     

    All About Community Gardens


    Do you want to start a garden, but don't have the space or ability? Or, are you looking for something to bring your neighborhood together? You can do all that with a community garden!


    COVID-Safe Ways to Stay Connected with Your Grandkids


    The relationship many grandparents share with their grandkids is a highlight of their lives, and the separation due to the COVID-19 pandemic has been difficult. What are some COVID-safe ways you can keep connected?


    Dealing with Allergies


    Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?


    Filing a Medicare Grievance


    If you have an issue with the quality of your health care coverage and have Medicare, you can file a Medicare grievance. What does it do, and how can you file a grievance?


    Using Lemon in Your Cooking


    For many beginning home cooks, lemon is easily one of the most valuable, underutilized ingredients you can find in most grocery stores. Lemon can add brightness and balance, and that's not all!

     

    Ritter Insurance Marketing eBooks & Guides:

     

    Agent Survival Kits: Beginners or Experts


    Modern Medicare Marketing for Today’s Agents


    Social Media Marketing for Insurance Agents


    Your Step-By-Step Guide to Getting Started in Insurance Sales

     

    The latest from Ritter’s Blog:

     

    Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales


    If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!


    How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans


    As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.


    Medicare Isn't Just for Seniors: Selling to the Under-65 Market


    Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

     

    Subscribe & Follow:

     

    Apple Podcasts


    Google Podcasts


    Overcast


    Podbean


    Spotify


    Stitcher

     

    Connect on social:

     

    Facebook


    LinkedIn


    Twitter


    YouTube


    Instagram


    Sarah’s LinkedIn


    Sarah’s Instagram

     

    8 min
  • May 21, 2021 | The Friday Five

     

    The Friday Five for May 21, 2021:
    • CDC Masking Guidelines Update
  • HHS and Funding to Fight Addiction and Mental Health Crisis
  • April 2021 Fed Minutes, Jobs Report, and Inflation
  • Combatting Fake News
  • Ritter's State of the Senior Market 2021
  • Watch Ritter’s State of the Senior Market 2021

     

    Mentioned in this episode:

     

    A Strange Moment for the U.S. Economy – The Daily/New York Times


    CDC says fully vaccinated don’t need to mask, physically distance in most cases


    FY 2021 Community Mental Health Block Grant Program American Rescue Plan Supplemental Awards


    FY 2021 Substance Abuse Prevention and Treatment Block Grant Program American Rescue Plan Supplemental Awards


    Google tackles fake news in Search update. Here’s how it works


    HHS Announces $3 Billion in American Rescue Plan Funding for SAMHSA Block Grans to Address Addiction, Mental Health Crisis


    Job growth could surpass 1 million in April hiring boom as economy roars back


    Jobs Growth Slowed in April, Muddling Expectations


    Jobs report blows past expectations as payrolls boom by 916,000 in March


    Mystery Recipe – America’s Test Kitchen Kids


    Take this job and shove it – Today Explained/Vox


    The Ambies – 2021 Winners


    U.S. Federal Reserve Meeting Minutes: April 28 (Text)

     

    More episodes you’ll like:

     

    May 14, 2021 | The Friday Five


    The Friday Five for May 14, 2021: ACA Signup Numbers, Anthem, COVID-19 & Senior Loneliness, It's OK Not to Be Perfect, New Spotify Podcast Features, and Ritter's State of the Senior Market 2021


    4 Steps to Selling Dental, Vision, and Hearing Insurance


    Not sure how to show your clients the benefits of dental, vision, and hearing insurance products? In this episode of the ASG Podcast, we walk you through the process of selling DVH insurance plans from start to finish. Don’t forget to visit the show notes for a full list of Ritter's free DVH sales resources.


    LTC Planning in a COVID World – What’s Changed & Why It’s Essential


    What does long-term care planning look like these days? How has the pandemic affected the industry? Find out what independent insurance agents should know in this can't-miss episode of our Agent Survival Guide Podcast.

     

    Articles to Share with Your Clients:

     

    COVID-Safe Ways to Stay Connected with Your Grandkids


    The relationship many grandparents share with their grandkids is a highlight of their lives, and the separation due to the COVID-19 pandemic has been difficult. What are some COVID-safe ways you can keep connected?


    Does Medicare Cover Allergy Treatment?


    If you have an allergy that interferes with your life, treatment likely will become an important avenue to explore. But this can be expensive without insurance. Does Medicare cover allergy treatment and diagnosis?


    Using Lemon in Your Cooking


    For many beginning home cooks, lemon is easily one of the most valuable, underutilized ingredients you can find in most grocery stores. Lemon can add brightness and balance, and that's not all!

     

    The latest from Ritter’s Blog:

     

    Advertising Medicare Through Facebook


    In a world where social distancing has become the norm, we’ve all turned to social media to stay connected with others. Why not advertise Medicare on social media and grow your insurance business digitally?


    Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales


    If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!


    How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans


    As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

     

    Subscribe & Follow:

     

    Apple Podcasts


    Google Podcasts


    Overcast


    Podbean


    Spotify


    Stitcher

     

    Connect on social:

     

    Facebook


    LinkedIn


    Twitter


    YouTube


    Instagram


    Sarah’s LinkedIn


    Sarah’s Instagram

     

    12 min
  • Selling Medicare Products – Why It’s Definitely Worth Your While

     

    Why sell Medicare insurance products? We outline the reasons to start a career as an independent insurance agent in the Medicare market. Listen now to learn more!

     

    Read the text version.

     

    Contact the Team at Ritter Insurance Marketing

     

    Mentioned in this episode:

     

    2020 Consumer Survey Insights: Medicare Enrollment Decisions


    Do’s and Don’ts of Medicare Compliance


    Four Reasons Why Ritter Should Be Your FMO Insurance Agency


    Getting Started Selling Medicare Supplements


    How are Seniors Choosing and Changing Health Insurance Plans?


    KFF: A Dozen Facts About Medicare Advantage in 2020


    KFF: Medicare Advantage Fact Sheet


    Older People Projected to Outnumber Children for First Time in U.S. History


    National Vital Statistics Reports – Births: Final Data for 2013


    Ritter’s Medicare Quote Engine


    SNPs: The Secret to Surviving Lock-in


    Secure a Bigger, Better Business with Ancillary Products


    Selling Hospital Indemnity with Medicare Advantage – Is It Worth It?


    What is Original Medicare?

     

    More episodes you’ll like:

     

    Do You Have What it Takes to Be a Great Insurance Agent?


    Searching for a new career? Get the details on becoming an insurance agent and learn why the industry could be your next career move!


    How to Get Started in Medicare Sales


    New to the Medicare insurance industry? Welcome, and congratulations! We packed this episode with all the agent essentials - training, tools, enrollment periods and more! Basically, everything you want to know when starting out!


    The Pros and Cons of Selling Insurance


    Becoming an insurance agent is a big decision. If you're thinking about joining the insurance industry, this is the episode for you! We weigh the pros and cons of selling insurance, so you'll have a better idea of what you're getting yourself into before you take that leap.

     

    Articles to Share with Your Clients:

     

    Dealing with Allergies


    Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?


    Dishes to Impress Your Friends: Crêpes


    Impressive meals don't just have to be at dinnertime. If you're having friends over for breakfast or brunch and want to flex your culinary muscles, try whipping up the amazing Crêpe Suzette!


    Why It's OK to Be Sad Sometimes


    Sadness is a common emotion we all feel at some point, and often our response is to try to move on as quickly as possible. However, evidence points toward the importance of accepting your sadness and working through it.

     

    Ritter Insurance Marketing eBooks & Guides:

     

    A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products


    The Complete Guide to Client Loyalty and Retention


    Your Step-By-Step Guide to Getting Started in Insurance Sales

     

    The latest from Ritter’s Blog:

     

    Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales


    If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!


    How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans


    As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.


    Medicare Isn't Just for Seniors: Selling to the Under-65 Market


    Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

     

    Subscribe & Follow:

     

    Apple Podcasts


    Google Podcasts


    Overcast


    Podbean


    Spotify


    Stitcher

     

    Connect on social:

     

    Facebook


    LinkedIn


    Twitter


    YouTube


    Instagram


    Sarah’s LinkedIn


    Sarah’s Instagram

     

    13 min
  • LTC Planning in a COVID World – What’s Changed & Why It’s Essential

     

    What does long-term care planning look like these days? How has the pandemic affected the industry? Find out what independent insurance agents should know in this can't-miss episode of our Agent Survival Guide Podcast.

     

    Read the text version.

     

    Contact the Team at Ritter Insurance Marketing

     

    Mentioned in this episode:

     

    4 Out-of-the-box Long-Term Care Insurance Solutions


    4 Ways to Fund Long-Term Care: Hybrid Insurance


    A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products


    Cost of Care Trends & Insights


    Covid-19 Reinforces Need for Long-Term Care Planning


    FAQs About Coronavirus and Long-Term Care Insurance


    Genworth Cost of Care Study


    Guidance for Infection Control and Prevention of Coronavirus Disease 2109 (COVID-19) in Nursing Homes


    Home Care May Not Be Cheaper than Assisted Living or a Nursing Home


    Long-Term Care in America: Expectations and Preferences for Care and Caregiving


    Nearly One-Third of U.S. Coronavirus Deaths are Linked to Nursing Homes


    Pa. to resume nursing home visits, with restrictions


    What is the Lifetime Risk of Needing and Receive Long-Term Services and Supports?


    What You Need to Know About 1035 Exchanges


    Why Client Retention Should Be Your Top Priority


    Why Seniors Should Avoid Isolation

     

    More episodes you’ll like:

     

    Are You Offering Multiple LTC Insurance Options?


    Ready to offer more Long-Term Care insurance products in your portfolio? Learn the benefits and distinctions of each LTC insurance option – and how these products can boost your sales.


    Do You Have What it Takes to Be a Great Insurance Agent?


    Searching for a new career? Get the details on becoming an insurance agent and learn why the industry could be your next career move!


    Identifying Ideal Long-Term Care Insurance Clients


    Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!


    The Pros and Cons of Selling Insurance


    Becoming an insurance agent is a big decision. If you're thinking about joining the insurance industry, this is the episode for you! We weigh the pros and cons of selling insurance, so you'll have a better idea of what you're getting yourself into before you take that leap.


    The Real Cost of Long-Term Care


    Think your clients know all the costs associated with retirement? Learn more about the true cost of Long-Term Care so you can pass that knowledge – and peace of mind! – on to your clients.

     

    Articles to Share with Your Clients:

     

    Dealing with Allergies


    Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?


    What are Plant-Based Milk Alternatives?


    There are many plant-based milk alternatives out there, and you may be wondering why. Is it worth trying a milk substitute?


    What Are the Different Types of Nursing Homes and Care Facilities?


    You’ve probably heard of nursing homes, but did you know that there are other kinds of residential care facilities? Today, we’re exploring the different types of nursing homes and senior care facilities!

     

    The latest from Ritter’s Blog:

     

    Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales


    If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!


    How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans


    As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.


    Medicare Isn't Just for Seniors: Selling to the Under-65 Market


    Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

     

    Subscribe & Follow:

     

    Apple Podcasts


    Google Podcasts


    Overcast


    Podbean


    Spotify


    Stitcher

     

    Connect on social:

     

    Facebook


    LinkedIn


    Twitter


    YouTube


    Instagram


    Sarah’s LinkedIn


    Sarah’s Instagram

     

    13 min
  • May 14, 2021 | The Friday Five

     

    The Friday Five for May 14, 2021:
    • ACA Signup Numbers
  • Anthem, COVID-19 & Senior Loneliness
  • It's OK Not to Be Perfect
  • New Spotify Podcast Features
  • Ritter's State of the Senior Market 2021
  • Register for Ritter’s State of the Senior Market 2021

     

    Mentioned in this episode:

     

    COVID-19 has only made loneliness worse among seniors. Here’s how Anthem is tackling this issue


    How to delegate when you’re a die-hard perfectionist


    National Center for Health Statistics: Health Insurance Coverage


    Obamacare enrollment jump ‘is both good news and bad news’


    Register for Ritter’s State of the Senior Market 2021


    Statement by HHS Secretary Xavier Becerra on One Million Sign-Ups on HealthCare.gov During Special Enrollment Period

     

    More episodes you’ll like:

     

    May 7, 2021 | The Friday Five


    The Friday Five for May 7, 2021: KFF Numbers on Healthcare Gross Margins, Prescription Drug Pricing Reform, Keep Going with SMART Goals, FCC Discount on Broadband Bills, and Ritter’s State of the Senior Market 2021


    Identifying Ideal Long-Term Care Insurance Clients


    Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!


    Are You Offering Multiple LTC Insurance Options?


    Ready to offer more Long-Term Care insurance products in your portfolio? Learn the benefits and distinctions of each LTC insurance option – and how these products can boost your sales.

     

    Articles to Share with Your Clients:

     

    All About Community Gardens


    Do you want to start a garden, but don't have the space or ability? Or, are you looking for something to bring your neighborhood together? You can do all that with a community garden!


    Filing a Medicare Grievance


    If you have an issue with the quality of your health care coverage and have Medicare, you can file a Medicare grievance. What does it do, and how can you file a grievance?


    Why Seniors Should Avoid Isolation


    Feeling alone can be painful. When that feeling controls your life, it becomes a debilitating condition known as social isolation. If you’re a senior, knowing the signs and how to prevent it can be life-saving.

     

    The latest from Ritter’s Blog:

     

    Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales


    If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!


    How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans


    As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.


    Medicare Isn't Just for Seniors: Selling to the Under-65 Market


    Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

     

    Subscribe & Follow:

     

    Apple Podcasts


    Google Podcasts


    Overcast


    Podbean


    Spotify


    Stitcher

     

    Connect on social:

     

    Facebook


    LinkedIn


    Twitter


    YouTube


    Instagram


    Sarah’s LinkedIn


    Sarah’s Instagram

     

    18 min
  • An Alternative Approach to Long-Term Care Planning

     

    Think traditional Long-Term Care insurance is the only way to cover your client's future LTC expenses? Show your clients a different way with linked-benefit Life/LTC policies.

     

    Read the text version.

     

    Mentioned in this episode:

     

    A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products


    Cost of Long-Term Care by State

     

    More episodes you’ll like:

     

    Are You Offering Multiple LTC Insurance Options?


    Ready to offer more Long-Term Care insurance products in your portfolio? Learn the benefits and distinctions of each LTC insurance option – and how these products can boost your sales.


    Identifying Ideal Long-Term Care Insurance Clients


    Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!


    The Real Cost of Long-Term Care


    Think your clients know all the costs associated with retirement? Learn more about the true cost of Long-Term Care so you can pass that knowledge – and peace of mind! – on to your clients.

     

    Articles to Share with Your Clients:

     

    Dishes to Impress Your Friends: Crêpes


    Impressive meals don't just have to be at dinnertime. If you're having friends over for breakfast or brunch and want to flex your culinary muscles, try whipping up the amazing Crêpe Suzette!


    Does Medicare Cover Long-Term Care?


    At some point in your life, you may need some form of long-term care, or non-medical personal care. Does Medicare cover long-term care, and if not, what are your options?


    The Benefits of Unplugging


    Our lives have become even more connected to the digital world, and for good reason. But, there are benefits to unplugging sometimes.

     

    The latest from Ritter’s Blog:

     

    Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales


    If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!


    How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans


    As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.


    Medicare Isn't Just for Seniors: Selling to the Under-65 Market


    Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

     

    Subscribe & Follow:

     

    Apple Podcasts


    Google Podcasts


    Overcast


    Podbean


    Spotify


    Stitcher

     

    Connect on social:

     

    Facebook


    LinkedIn


    Twitter


    YouTube


    Instagram


    Sarah’s LinkedIn


    Sarah’s Instagram

     

    14 min
  • Identifying Ideal Long-Term Care Insurance Clients

     

    Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!

     

    Read the text version.

     

    Learn more about LTC from Ritter

     

    Mentioned in this episode:

    American Association for Long-Term Care Insurance


    Life Happens


    LIMRA – Life Insurance Marketing and Research Association


    Long-Term Care Insurance Pre-Screen PDF


    Long-Term Care Providers and Services Users in the United States: Data From the National Study of Long-Term Care Providers, 2013-2014


    National Center for Health Statistics (NCHS) National Vital Statistics System


    Ritter's Carrier Pages


    Understanding Long-Term Care Buyers

     

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    Are You Offering Multiple LTC Insurance Options?


    Ready to offer more Long-Term Care insurance products in your portfolio? Learn the benefits and distinctions of each LTC insurance option – and how these products can boost your sales.


    Secure a Bigger, Better Business with Ancillary Products


    Ready to branch out from Medicare Advantage or Medicare Supplement Insurance sales? Learn how ancillary products can help you expand your reach and add more value to your portfolio.


    The Real Cost of Long-Term Care


    Think your clients know all the costs associated with retirement? Learn more about the true cost of Long-Term Care so you can pass that knowledge – and peace of mind! – on to your clients.

     

    Articles to Share with Your Clients:

     

    Dishes to Impress Your Friends: Crêpes


    Impressive meals don't just have to be at dinnertime. If you're having friends over for breakfast or brunch and want to flex your culinary muscles, try whipping up the amazing Crêpe Suzette!


    Extra Help for Medicare Part D


    We all need help sometimes. If you have limited financial resources and need assistance with coverage for your prescription drugs, you may be able to get Extra Help with Medicare!


    What to Do After Getting the COVID Vaccine


    You've gotten your second shot of the COVID vaccine (or first if it was Johnson & Johnson). What are some things that are important to do after you've gotten the COVID vaccine?

     

    Ritter Insurance Marketing eBooks & Guides:

     

    A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products


    The Complete Guide to Client Loyalty and Retention

     

    The latest from Ritter’s Blog:

     

    Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales


    If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!


    How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans


    As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.


    Medicare Isn't Just for Seniors: Selling to the Under-65 Market


    Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

     

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    10 min
  • May 7, 2021 | The Friday Five

     

    The Friday Five for May 7, 2021:
    • KFF Numbers on Healthcare Gross Margins
  • Prescription Drug Pricing Reform
  • Keep Going with SMART Goals
  • FCC Discount on Broadband Bills
  • Ritter’s State of the Senior Market 2021
  • Register for Ritter’s State of the Senior Market 2021
    https://www.ritterim.com/video/sotsm-register/

     

    Mentioned in this episode:

     

    Analysis Suggests Health Insurers Remained Profitable Across Markets Amid Pandemic in 2020


    Democrats Disagree About How to Spend Potential Prescription Drug Windfall


    Here’s how you can apply to the FCC for the $50 discount on your broadband bill


    House Republications push to make drug price legislation bipartisan


    How to Successfully Set SMART Goals


    Register for Ritter’s State of the Senior Market 2021


    Stop Stopping


    You need to see this brilliant Gmail trick that everyone should be using

     

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    April 30, 2021 | The Friday Five


    The Friday Five for April 30, 2021: CDC Updates Guidance on Outdoor Masking, Networking During a Pandemic, Modern Marketing Basics, Ritter's State of the Senior Market 2021, and Spotify Announces Podcast Subscriptions


    The Pros and Cons of Selling Insurance


    Becoming an insurance agent is a big decision. If you're thinking about joining the insurance industry, this is the episode for you! We weigh the pros and cons of selling insurance, so you'll have a better idea of what you're getting yourself into before you take that leap.


    The Real Cost of Long-Term Care


    Think your clients know all the costs associated with retirement? Learn more about the true cost of Long-Term Care so you can pass that knowledge – and peace of mind! – on to your clients.

     

    Articles to Share with Your Clients:

     

    Dealing with Allergies


    Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?


    What to Do After Getting the COVID Vaccine


    You've gotten your second shot of the COVID vaccine (or first if it was Johnson & Johnson). What are some things that are important to do after you've gotten the COVID vaccine?


    Why It's OK to Be Sad Sometimes


    Sadness is a common emotion we all feel at some point, and often our response is to try to move on as quickly as possible. However, evidence points toward the importance of accepting your sadness and working through it.

     

    The latest from Ritter’s Blog:

     

    Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales


    If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!


    How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans


    As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.


    Medicare Isn't Just for Seniors: Selling to the Under-65 Market


    Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

     

    Subscribe & Follow:

     

    Apple Podcasts


    Google Podcasts


    Overcast


    Podbean


    Spotify


    Stitcher

     

    Connect on social:

     

    Facebook


    LinkedIn


    Twitter


    YouTube


    Instagram


    Sarah’s LinkedIn


    Sarah’s Instagram

     

    12 min

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