#009 - Kirk and Tab tackle an issue that most people in a relationship deal with when buying a home...the stress that can come with it.  In some cases, a newlywed couple may be purchasing their first home together, others may be moving with kids to consider, while older couples may be looking to downsize after their children have left home.  Regardless, each situation can bring with it its own set of challenges.

The duo will go over a variety of scenarios they have dealt with in their own lives, along with those they've dealt with on a professional basis.  Hopefully, the tips provided will help those in a relationship better prepare for when the time comes to purchase a home, secure a mortgage, and enter the next phase of their lives.

You can also learn more about Kirk, Cass, Tab, and the First Commerce Financial Team at www.FirstCommerceFinancial.com

You can connect with them on Facebook at www.facebook.com/firstcommercefinancialfl

Follow them on Instagram at www.Instagram.com/FirstCommerceFinancial

#008 - Social media is the great equalizer in today's marketing heavy society.  It gives you the opportunity to get your message out, even if the only thing you have is your Smartphone.  The ability to utilize it effectively can set you apart, help create new connections, and build your brand.

On this week's episode, we are joined by Ryan Owens, of Milestone Title Services in Tampa.  He and the crew talk about the importance of using social media to dominate your market, and how he uses it in the Title Industry.

You can also learn more about Kirk, Cass, and the First Commerce Financial Team at www.FirstCommerceFinancial.com

You can connect with Ryan by phone at 813-727-4021
Or Follow him on Instagram @RemarketingRyan2020

You can connect with First Commerce Financial on Facebook at www.facebook.com/firstcommercefinancialfl

Follow them on Instagram at www.Instagram.com/FirstCommerceFinancial

#007 - As we continue to launch the podcast, we wanted to give our listeners the opportunity to meet some of the team members who are out helping clients with the home loan and refinancing process.

On this week's episode, we introduce you to Tabatha Diedrich-Cummings, who is one of First Commerce Financial's Loan Originators, as well as Business Development Specialists.  We take a look at her background, and get a better understanding of what brought her into the mortgage industry.

You can also learn more about Kirk, Cass, and the First Commerce Financial Team at www.FirstCommerceFinancial.com

You can connect with them on Facebook at www.facebook.com/firstcommercefinancialfl

Follow them on Instagram at www.Instagram.com/FirstCommerceFinancial

#006 - Welcome back to All About The Money.  On this episode, Kirk and Cass discuss the closing process when it comes to mortgages.

Some terms and concepts they go over to help you better understand...CD, Cash To Close and Funds Prepped for Closing.

You can also learn more about Kirk, Cass, and the First Commerce Financial Team at www.FirstCommerceFinancial.com

You can connect with them on Facebook at www.facebook.com/firstcommercefinancialfl

Follow them on Instagram at www.Instagram.com/FirstCommerceFinancial

#005 - Kirk and Cass go over what you can expect once you've submitted all your information during the loan application process, and how you will be presented with your loan options.

Communication is still very much key at this stage of the game, so it's important that both sides be transparent. You may be presented with multiple loan options, and have the opportunity to review and choose the loan that works best for you.

You can also learn more about Kirk, Cass, and the First Commerce Financial Team at www.FirstCommerceFinancial.com

You can connect with them on Facebook at www.facebook.com/firstcommercefinancialfl

Follow them on Instagram at www.Instagram.com/FirstCommerceFinancial

#004 - On this episode, Kirk and Cass discuss what happens during that first phone call when you're looking to apply for a mortgage (also known as the 'Intake Call').

Most people expect to get some rates and figures right off the bat.  In order to provide a customer with the best information, it will require getting some information from them first.  The hosts go over what you can expect so that you're prepared to have that conversation which should take about 15 minutes.

You can also learn more about Kirk, Cass, and the First Commerce Financial Team at www.FirstCommerceFinancial.com

You can connect with them on Facebook at www.facebook.com/firstcommercefinancialfl

Follow them on Instagram at www.Instagram.com/FirstCommerceFinancial

#003 - As we begin to roll-out additional podcast episodes of All About The Money, we would like to let you get to know our Co-Host better.

Kirk interviews Cass to let the audience know more about her background, along with her history with money.  Everyone has a unique story with regards to managing money, dealing with debt, and building net worth.

You can also learn more about Kirk, Cass, and the First Commerce Financial Team at www.FirstCommerceFinancial.com

You can connect with them on Facebook at www.facebook.com/firstcommercefinancialfl

Follow them on Instagram at www.Instagram.com/FirstCommerceFinancial

#002 - Kirk and Cass break down how lending works from the Mortgage Broker perspective.  They dive into the history of lending, how it began, how banks have played a major role, and how the middleman has created an opportunity that benefits the consumer.

You can also learn more about Kirk, Cass, and the First Commerce Financial Team at www.FirstCommerceFinancial.com

You can connect with them on Facebook at www.facebook.com/firstcommercefinancialfl

Follow them on Instagram at www.Instagram.com/FirstCommerceFinancial
 

#001 - In our introductory episode, Kirk Chivas and Co-Host Cass McCarley give you a quick run down of what the podcast will be about.  They will discuss how the show will go into depth about managing your money, utilizing debt vehicles (like mortgages) to your advantage, and a variety of strategies to helping you grow your overall net worth.

You can also learn more about Kirk, Cass, and the First Commerce Financial Team at www.FirstCommerceFinancial.com

You can connect with them on Facebook at www.facebook.com/firstcommercefinancialfl

Follow them on Instagram at www.Instagram.com/FirstCommerceFinancial