When the time comes for our children to grow up and settle down with someone, we can only hope and pray that they choose that person wisely.

One couple who know this only too well are Malcolm* and his wife, Penelope, who did all they could to raise their three children to have good judgement. Yet have been horrified by every one of the long-term partners they have each brought home.

Malcolm and Penelope have worked hard to build an estate of around £2,000,000, and they wrote to the Telegraph's Money Confidential podcast with fears that when their children eventually inherit this money, it could end up with the unsuitable partners. Their plan is to leave their entire estate equally among their children, but they want to know: how can they keep their hard-earned fortune out of the "bad" partners' hands if their relationships don't work out?

✍️ Need your awkward money problem solved? Email Katie on [email protected] or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!

💰 Discover more of our leading Money journalism: telegraph.co.uk/money

📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast

💬 Follow Katie Morley on Instagram: @MoneyBackMorley

Hosted on Acast. See acast.com/privacy for more information.