Putting a retirement plan together is a lot like building a new house - you need a strong foundation, sturdy roof and solid walls. Dave and Jonathan take a look at which parts of the plan relate to the portions of the house and how each is important as the final product comes together. They also tackle some more listener questions from the mailbag.

Dave and Jonathan take a look at the tradtiional three legged stool of retirement, which consists of Social Security, a pension and savings. With pensions going by the wayside, they look at how this model has changed and how planning can help in providing regular retirement income. They also answer listener questions.

What could happen now that the Republicans have control of the presidency, House and Senate? Dave and Jonathan take a look at the Trump administration's goals for the coming year, as well as discussing financial half-truths and a checklist for the new year.

Taxes and inflation are threats to anyone's retirement plan. Dave and Jonathan go over some ideas to help you work around these threats as best as possible. They also look at a recent study where most Americans did not pass a test on financial literacy concerning retirement, and they also look at so-called retirement ambushes.

Dave and Jonathan take a look at the Social Security program and its importance for retirees in their plan. They also revisit making a change to your advisor if circumstances warrant, how delayed gratification can help your plan, and five things to avoid when you retire.

This is the semi-annual holiday update with Dave's brother Phil Altmeyer, director of Spokane's Union Gospel Mission. He addresses the ongoing progress of the Mission in addressing the homeless issue in the area and the resources UGM provides to help people get back on their feet from not only homelessness, but addiction and recovery from abuse.

Dave and Jonathan take a look at annuties, the investment vehicle that brings a lot of emotions out in people. They go over which are the best types and which to stay away from if you choose one for your portfolio. They also play a game of two truths and a lie about various financial topics, and get into resolutions for 2025.

Dave and Jonathan take a look at strategies designed to provide income that comes in every month to provide what you need to cover your monthly expenses. They also look at four pieces of advice as a retirement reality check to help you realistically plan your retirement lifestyle.

Everyone would like to have more money for retirement. But that doesn't mean it would make retirement easier - longevity has to be taken into account to make sure that money lasts as long as you do. Dave and Jonathan discuss how to plan for this regardless of the amount you have saved.  They also revisit Gen X just getting into their retirement years, as well as mistakes you may be making when it comes to beneficiaries on your retirement accounts.

Dave and Jonathan talk about the importance of balancing the investment mix in your retirement portfolio so it continues to meet the goals you need, as well as keeping in mind your risk tolerances. Later he talks about financial stressors and how to work around them as much as possible.