First Dave and Jonathan take a look at a recent study which concludes that the cost of the traditional American Dream lifestyle comes out to nearly $4.5 million over a lifetime. Then they look at the best ways to manage your 401K for the purpose of helping it build up retirement savings, as well as ways to plan for taxes surrounding the distributions you will be taking from those accounts.

Dave takes a look at the re-election of Donald Trump as president last Tuesday, then he and Jonathan go into the growing government debt that has reached $36 trillion and how a need to pay it off could affect retirement accounts going forward.

The world has been through unprecedented events recently, such as the Covid pandemic, and many of them have folks thinking they have less control of their financial future. Dave and Jonathan discuss how planning can help alleviate some of those fears and make sure your money is there when you need it. They also take a look at some essential planning strategies to help provide retirement income.

Jonathan opens this podcast by discussing changes to Medicare for 2025 as the annual open enrollment period begins next week. Later Dave joins him to revisit how tax planning can help preserve your nest egg instead of paying more than you have to to the IRS, and also answers listener questions from the mailbag.

Dave looks at Social Security, one of the most critical parts of any retirement income plan, and how to find certain strategies so you can get the most from your benefits. He also talks about delayed gratification and how it can benefit you in the long run when it comes to savings.

Women have special needs when planning for retirement, especially regarding the fact that many will inherit a plan largely put together by their husband if he passes first. Dave talks about the factors involved and how women can work with an advisor to make sure they are taken care of when their spouse passes. He also looks at investing like a genius, taking tips from legendary pros to help your own plan become more efficient.

Jonathan's brother Caleb Altmeyer is featured on the first two segments of this podcast discussing his organization Helping Captives (formerly HRC Ministries) and their efforts to help those caught in human trafficking. Dave joins the show for the last half to look at some statistics surrounding retirement planning and answering some listener questions.

Accounting for taxes in a retirement plan may be the single biggest factor in determining the success of that plan. Dave and Jonathan discuss ways you could save on taxes with proper planning. They also look at the upcoming COLA increase in Social Security, how to move on from past mistakes you may have made in your investing decisions, and answer mailbag questions.

Dave and Jonathan explore ways you can help make your retirement nest egg last through years of retirement, as well as looking at the most common planning mistakes, answering listener questions through the mailbag, and some health care statistics that people should be aware of.

Dave and Jonathan discuss how taxes can be the most important area of planning - outside of income - you have in retirement, and how you can potentially keep more money in your pocket with the right strategies. They also feature a segment on spousal disagreements about certain aspects of retirement, and also answer questions from the mailbag.