Turning your retirement savings into consistent, reliable lifetime income isn't as easy as it seems. It requires a new set of financial vehicles to make it happen, as well as a change in mindset towards spending instead of saving. Dave and Jonathan take a look at some of the ways this occurs, as well as a heartfelt tribute to mothers on this Mother's Day weekend.

Small business owners need to plan for retirement like everyone else, but usually in a different manner than everyone else. Dave and Jonathan go over options available to business owners to help them fund their retirements, as well as planning for their business to succeed them.

Dave and Jonathan start off by addressing everyone's favorite hot topic, market volatility. Then they go into questions that can be addressed better when talking to an advisor, as well as possible red flags when choosing one.

Dave and Jonathan address some ways to help you maximize your retirement income without saving additional money, mainly with optimizing Social Security benefits and making sure you take required minimum distributions properly to save on taxes.

Jonathan opens the show by addressing the issue of how to keep your money safe in time such as recently when the market dropped some 25% in three days mainly due to tariffs. He talks about paying down debt and building an emergency fund as ways to stay above water. Later Dave joins him to revisit making your retirement nest egg last, as well as why retirement is harder now than in past years.

There could be a number of things that derail even a well funded retirement plan if they are not addresed - rising health care costs, taxes, volatility and more. Dave takes a look and discusses how to make sure some of these so-called hidden obstacles don't eat away at your savings. He also looks at being proactive about your plan in times of volatility to make sure it remains solid.

Jonathan kicks off the show by addressing market volatility and how it benefits retirees to be proactive about their plan and its investments. Dave joins him later to talk about protected income and the growing federal government debt.

Taxes are a tricky subject for retirees, and the possibility of rising rates makes it even trickier. Dave and Jonathan take a look at some strategies which can be used to make sure what you pay Uncle Sam is the lowest amount legally possible. Dave also equates retirement planning to playing in the NCAA basketball tournament getting underway.

Dependable, guaranteed income is the backbone of any retirement plan. Dave and Jonathan look at the strategies involved in making sure you have this type of income, especially regarding optimizing Social Security benefits.

After addressing Social Security in the opening portion, Dave and Jonathan tackle the subject of retirement income, and ways to maximize using your savings by being tax efficient and avoiding things like not taking required minimum distributions. They also answer listener questions in the final portion of the show.