If the Fed cuts interest rates beginning in September, as many analysts predict, retirement income investment vehicles could be affected. Dave and Jonathan take a look at how to work around this possibility should it occur, as well as digging deeper into the provisions of the Big Beautiful Bill Law and what it means for retirees and taxpayers.

Dave and Jonathan take a look at the 401K and some of the things that make it far from the best investment vehicle for retirement savings, even if it the most convenient for workers to withhold money for that purpose. They also examine lyrics to songs by the Beatles and how they relate to retirement planning and saving.

The news recently has had lots of headlines about tariffs, trade policy and other influences affecting the economy, which begs the question - is your plan prepared to face the volatility this can cause? Dave and Jonathan discuss how these and other factors affect the markets and how having a solid plan can help keep volatility at bay, as well as how having a trusted financial professional can help you make changes as necessary to keep your plan on track.

Dave and Jonathan open by discussing the recent round of market volatility and how to use it to your advantage - with help from a trusted financial professional - in putting a solid retirement income plan together and helping it to grow. They also revisit ways to make your money work for you in retirement, as well as possible retirement financial stressors.

A recent study showed that two thirds of investors aged 55-75 are worried about outliving their retirement savings. Dave and Jonathan discuss the factors involved and how having a written plan can help alleviate these worries. They also discuss how to make wise decisions regarding your IRA and 401K plans regarding investment options and tax ramifications, as well as answering listener questions from the mailbag.

Dave and Jonathan discuss some ways to help your money work for you when it comes to retirement savings. They also come up with some tips to help you save money from possible wasteful spending to help make it last.

Dave and Jonathan discuss more about the provisions in the so-called Big Beautiful Bill just signed into law by President Trump earlier in July. They also take a look at the longevity challenge your money faces if you live a long time in retirement.

After opening with a first look at the Big Beautiful Bill become law, Dave and Jonathan discuss the reality of spending in retirement, which is often thought to be less than what you made in your working years, but could well turn out to be as much or more in some cases. They also take a look at so-called financial proverbs - pieces of advice to adhere to involving money.

Dave's brother Phil Altmeyer, director of Spokan'e Union Gospel Mission, appears to update their activites for 2025 and report on the state of the homeless situation in the area and how the Mission is designed to help.

Dave and Jonathan talk about the importance of having an income plan ready, especially in times of volatility such as what we have seen in the first half of 2025, and also to have a handle on the amount of risk in your plan. They also revisit how to plan to create that dependable income, some red flags concerning picking the right financial professional to help plan for retirement, and answering listener questions from the mailbag.