Chris Hayes, AVP for Risk Control for Travelers discusses the recently released Travelers Risk Index that found the increased use of mobile technology is leading to an increase in distracted driving as some motorists aren’t just texting while driving, but now shopping or tending to their social media while behind the wheel.

Solutions to address systemic risks are needed, said AM Best Senior Director, Industry Research & Public Relations Sridhar Manyem, and Senior Industry Analyst Christopher Graham.

It’s important for producers to remember key events in individuals’ lives and become involved in their community in order to form client relationships that can help master the “secret art” of selling insurance, educator and sales producer Ana-Maria Figueredo says in her book.

Former D.C. Insurance Commissioner Stephen Taylor, now leader of Delaware’s Captive Bureau, discusses his plans to create a more streamlined, modernized process while exploring opportunities in ESG, cyber and domicile relocation.

Growing economic pressures and political uncertainties are fueling the rise of global strikes, riots and civil commotion, said Srdjan Todorovic, head of political violence and hostile environment solutions, Allianz Global Corporate & Specialty.

As commercial insurers face decelerating rates, inflation and other risks, some must think about how to manage their gross to net exposure, said Shannon Varney, partner, McKinsey’s Boston office.

Payouts fund three main areas of response: damage assessment, removal of debris and reattaching broken coral heads, said Simon Young, senior director, Climate and Resilience Hub, WTW.

Cyber and homeowners are among the risks beyond traditional auto exposures that insurers should consider when underwriting electric vehicles, said Sandee Perfetto, senior director, personal lines coverage products, Verisk.

The frequency and severity of coastal risk is increasing, so insurers should explicitly consider nature-based solutions such as the restoration of natural infrastructure to mitigate risk, said James Doona, managing director, Munich Re Capital Markets, and Raghuveer Vinukollu, senior vice president, Climate Insights and Advisory, Munich Re.

The policy will provide coverage for rapid coral-reef repair and restoration in Hawaii following damage from hurricanes and tropical storms, said The Nature Conservancy's Makale'a Ane, community program manager in Hawaii; Julia Rose, Hawaii Island marine project manager; and Eric Roberts, senior manager, Climate Risk and Resilience Global Adaptations team.