Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if your retirement income isn’t enough to keep up with your dreams—or inflation?

In this episode, we explore why reliable income is more than just covering the basics. It’s about creating a financial foundation that supports the lifestyle you’ve worked hard for. From planning for rising costs to ensuring peace of mind, we break down strategies that help retirees enjoy their golden years without financial stress. Tune in for practical insights on building income that lasts and keeps pace with life’s changes.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Ever wondered how shifting market conditions and new retirement rules could impact your future? This episode unpacks the essentials of retirement planning, from Required Minimum Distributions and annuities to changes in 401(k) contributions and Social Security strategies. We explore why building multiple income streams is important and how to optimize benefits for long-term financial security. Additionally, we tackle a hot debate: Can AI tools rival human financial advisors when it comes to navigating complex retirement decisions? Tune in for insights that help you think smarter about your financial future.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Think you're diversified? Think again.
This episode, Nolan Baker exposes a hidden threat to your retirement portfolio—portfolio overlap. Discover how owning multiple funds might not protect you when the market dips, and why retirees could face higher taxes than expected. Nolan breaks down the illusion of diversification, the dangers of amplified volatility, and the tax traps that come with RMDs, Social Security, and Medicare surcharges. Plus, learn how to build reliable retirement income through strategies like annuities, bond ladders, and dividend portfolios. If you're nearing retirement or already there, this episode helps you look under the hood of your investments and rethink what “safe” really means.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Think you’ve got Medicare figured out? Think again.

 In this episode, Scott Kirchner unpacks the often-overlooked complexities of Medicare that trip up even the most prepared seniors. From enrollment periods and the differences between Medicare parts to the hidden costs of late enrollment, Scott clears the fog around this essential topic. He also dives into lesser-known considerations, like how HSAs and VA benefits can impact your Medicare decisions. The episode wraps with details on an upcoming educational workshop designed to help listeners stay informed about the latest Medicare updates and make more confident choices.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

 

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Is your retirement plan more complicated than it needs to be?
In this episode of How to Retire Radio, Nolan Baker and the team from America's Retirement Headquarters unpack the tangled web of retirement planning and show how simplicity can be a powerful strategy. From consolidating accounts to automating your financial life, they explore practical ways to reduce friction and increase clarity. The conversation also dives into alternative investments, what to consider, what to question, and why long-term tax planning is often overlooked but essential. Whether you're just starting to think about retirement or refining your existing plan, this episode offers grounded insights to help you make smarter, more confident decisions.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

 

 

 

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What happens when teachers face retirement with plans that don’t match the promises?

This episode, Nolan Baker and the team at America's Retirement Headquarters explore the unique financial challenges educators encounter as they approach retirement. From navigating the complexities of pension plans and recent shifts in Social Security to understanding healthcare costs and cost-of-living adjustments, the conversation highlights the critical factors that can impact a teacher’s financial future. The discussion also touches on the importance of strategic planning—especially around investments and taxes—to help educators make informed decisions tailored to their retirement realities.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

 

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Is your retirement plan built on shaky assumptions?
In this episode, Nolan Baker, the President & CEO of ARHQ, and Scott Kerschner, the director of America's Medicare Associates,dive into the overlooked pitfalls of Roth IRA conversions, the evolving role of bonds in retirement portfolios, and the looming uncertainty around Social Security. The hosts unpack common missteps in Roth strategies that could trigger unexpected tax burdens, explore how bonds have historically anchored retirement income, and stress the urgency of preparing for potential Social Security cuts. With a focus on strategic foresight and collaboration with financial advisors, this conversation offers a grounded look at navigating retirement’s most pressing challenges.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

 

 

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if Medicare’s biggest changes this year aren’t the ones you expect?
In this episode, Scott Kerschner unpacks the evolving Medicare landscape during the Annual Enrollment Period (Oct 15–Dec 7). From premium adjustments and Medigap policy shifts to the unexpected role of AI in streamlining processes, we explore what’s changing and why it matters. The Inflation Reduction Act’s ripple effects also come into focus, revealing how legislation is reshaping coverage and costs. Whether you're a beneficiary or an advisor, this episode offers a grounded look at how to stay informed and responsive in a shifting system, without the hype.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

 

 

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Is your retirement strategy built to weather market storms and tax surprises?
In this episode, Nolan Baker breaks down the critical elements of retirement planning—from personalized withdrawal strategies to the hidden risks of the 4% rule. You’ll hear why tax loss harvesting can be a game-changer and how September’s market history might influence your next move. With retirement on the horizon, understanding how to protect your portfolio becomes more urgent than ever. Whether you're already retired or planning, this conversation offers grounded insights to help you think smarter about your financial future.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

 

 

See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

This episode from America’s Retirement Headquarters reframes retirement not as a static endpoint but as a continuously evolving chapter. Nolan Baker, President and CEO of ARHQ, emphasizes:

• Retirement Readiness: It’s not just about hitting a number—it’s about understanding your expenses, income sources, and risks like healthcare and market volatility.
• Proactive Tax Planning: Nolan discusses how retirees can shift assets into tax-free buckets to extend the longevity of their savings.
• Smart Investment Adjustments: The episode highlights the importance of adapting investment strategies post-retirement to preserve wealth and generate income.
• Resilience and Empowerment: With pensions shrinking and lifespans increasing, retirees are encouraged to embrace technology, rethink outdated strategies, and build a financial life aligned with their values.

About America's Retirement Headquarters:

We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing one location for your entire retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind.

Visit Us: 1700 Woodlands Drive, Maumee, OH 43537

Call Us: 419-794-3030

Learn More: ARHQ.com

See omnystudio.com/listener for privacy information.