There is a reason that I try my best to never ever have a roommate again. I had a Roommate once and it did not go well. Mainly because he was an immature, irresponsible, idiot. I had a Roommate who would get all his stuff from rent to own places. The problem is he would never keep up with his payments, so everything would get repossessed. I would hate to be the repo person for a rent to own place. They have to go in people's homes and repo random items, like couches, toasters, lamps, playstations etc.... Whenever they sent someone to repo my roommates stuff, they always sent some big man that looked like a bodybuilder.
I remember once they sent a repo guy our house that my roommate knew, because he had slept with the guys girlfriend. That was so awkward. He almost got beat up and his stuff repossessed at the same time. I even remember the repo man's name, BOB.. Bob would have hurt my roommate if he wanted to. BoB looked like a cartoon. He was short with little legs, but his upper body looked like a professional bodybuilder. ..
I really don't understand how my roommate kept getting approved for this stuff, he would go from one rent to own place to another. I don't know how it is now, but back then all you needed was 3 references that they called to verify they knew you and that was it. I don't understand how knowing 3 people has anything to do with you keeping up with payments. I know way more than 3 people and I don't get approved for anything. Imagine if other places didn't do credit checks, all you had to do is prove you know 3 people. All of us would have nice houses and cars.