Check Your Balances

Are You Making These 401(k) Errors? From NUA to Default Funds


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Your 401(k) is likely your largest retirement asset, but are you managing it with a blind spot? This week, we cover the spectrum of 401(k) mistakes, starting with the heaviest hitter: Net Unrealized Appreciation (NUA). We explain how this specific IRS rule allows you to move company stock out of your 401(k) and pay lower capital gains rates instead of ordinary income tax.

From there, we scale down to the everyday mistakes. Tune in to ensure your retirement strategy is actually optimized.

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Check Your BalancesBy Ross Anderson, CFP® and Daniel Messeca, CFP®

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