The intro on today's episode is, to quote Ned Ryerson, "a doozy". Jon and Fintan talk about running a bit, as Fintan has a race this weekend; they also get into the socialist tendencies of orca pods, and... well, it just goes everywhere. Jon also shares one of his favourite-ever stories [0:00 - 42:36].

Then the chaps are joined by Armalytix' Jeremy Lever; Jon also incorrectly states that he's the only guest this week, sorry Layla. He got confused! Jeremy talks about a really hot topic – open banking, frictionless checks, and what we could and perhaps should be doing. What are the issues, and why? We do it all on this episode [42:37 - 1:37:46].

Thanks as ever to our wonderful sponsors, the virile and alluring BWise Media and the nubile but coquettish Clarion Gaming. Slainte!