This Week on the Ask About Wealth Podcast

Not all investments are created equal, and not all of them should do the same job.

In this episode, Paul breaks down the real reason most people mess up their investment strategy, and how to avoid it with the core and satellite approach.

💡 You’ll learn:

• Why your investment objectives matter more than your attitude to risk
• How to separate financial freedom assets from surplus assets
• The mistake of drawing income from growth-focused investments
• Why the financial industry’s idea of “risk” is actually just volatility
• How to match the right asset class to the right goal, using decades of history, not guesswork

This is essential listening if you’re building, protecting, or passing on serious wealth.

Ask about wealth helps Ireland’s high earners preserve and grow wealth.

https://linktr.ee/askaboutwealth

Hosted on Acast. See acast.com/privacy for more information.

This week on the Ask About Wealth Podcast we sit down with international tax strategist Peter Ferrigno to unpack the misunderstood world of tax residency and citizenship by investment and how the right move at the right time could legally save you millions.

In this episode:

🔹 Why residency planning matters long before a liquidity event

🔹 The truth about “Golden Visas” and how they really work

🔹 How to legally reduce (or eliminate) tax on capital gains, pensions, or dividends

🔹 The biggest misconceptions about becoming tax resident abroad

🔹 How high-income earners can access EU or global residency from €250K

This episode is a must-listen for anyone considering selling a business, relocating, or building global wealth intelligently.

You can get in contact with Peter directly here: https://www.instagram.com/peter.ferrigno/

Ask about wealth helps Ireland’s high earners preserve and grow wealth.

https://linktr.ee/askaboutwealth

Hosted on Acast. See acast.com/privacy for more information.

This week on the Ask About Wealth Podcast we’re joined by property investor and educator Gavin J. Gallagher, who went from a €60M fortune to -€16M debt, and rebuilt. This is a rare look inside the mindset, mistakes, and learnings of someone who has truly been through it all.

In this episode:

🔹The mindset traps that lead investors to over-leverage and under-think

🔹The 4 key forces that impact every investor, and how to manage them

🔹When (and how) to use leverage, structure, and private capital in property

🔹Why most people get property due diligence completely wrong

Essential listening for anyone serious about building wealth through property, and keeping it.

You can learn more about Gavin's coaching business here: https://www.elitepropertyaccelerator.com/

You can follow him on YouTube here: https://www.youtube.com/@behindthefacade

Ask about wealth helps Ireland’s high earners preserve and grow wealth.

https://linktr.ee/askaboutwealth

Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, we delve into the much-asked question: Should you borrow to create wealth?

The straightforward answer depends on a thorough analysis of the costs involved, which are far more than just the interest rate.

The video explores various costs including APR (Annual Percentage Rate), application fees, insurance, tax implications, and the time value of money. It emphasizes the importance of understanding all these factors to ensure that the return on investment outweighs the total cost of finance.

• Should You Borrow to Create Wealth?
• Understanding the True Costs of Borrowing
• Breaking Down Additional Costs
• The Impact of Taxes and Time Value of Money
• Making Informed Decisions

Ask about wealth helps Ireland’s high earners preserve and grow wealth.

https://linktr.ee/askaboutwealth

Hosted on Acast. See acast.com/privacy for more information.

This episode features Ken O'Malley shares his journey from a long career in aviation to entrepreneurship.

In this episode, you'll hear about:

• Ken's background at Shannon Aerospace

• His motivation for leaving a well-paid job to seek more control over his time.

• Early entrepreneurial steps with a crèche and a takeaway business, highlighting the importance of understanding profit and loss.

• Influences like "Rich Dad Poor Dad", which shaped his understanding of financial and decision-making differences.

• Insights from the aircraft leasing industry, which is fundamentally a financial business.

• The value of seeking expert advice, referencing his positive consultation experience.

Learn about entrepreneurial mindset, continuous improvement, the power of expertise, and the importance of financial understanding from Ken O'Malley's diverse business experience.

Ask about wealth helps Ireland’s high earners preserve and grow wealth.

https://linktr.ee/askaboutwealth

Hosted on Acast. See acast.com/privacy for more information.

This week on the Ask About Wealth Podcast we're joined by Brian Keane. Personal trainer, business coach, digital entrepreneur, bestselling author, podcast host, extreme endurance athlete, and founder of Brian Keane Fitness

From walking out of a teaching career to going broke twice to success in business, Brian shares th story behind his entrepreneurial journey.

Brian talks openly about mindset blocks, building a business from scratch, monetising a personal brand, and why most people confuse time management with energy management.

Episode Highlights:

• The mindset traps that stop people from starting

• How Brian built a business he’d never want to retire from

• The financial mistake that cost him €50k

• Going from trading time for money to scaling income online

• Why most entrepreneurs ignore planning — and why it costs them

A high-energy episode packed with practical insights for any entrepreneur, side hustler, or creator looking to build something sustainable.

You can get in touch with Brian here:

https://briankeanefitness.com/

Ask about wealth helps Ireland’s high earners preserve and grow wealth.

https://linktr.ee/askaboutwealth

Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth Pauls discusses the importance of tax planning for business owners and provides legitimate methods to minimise tax liabilities.

The strategies are divided into three categories: short-term, long-term, and complex tax savings.

00:00 Introduction to Tax Avoidance for Business Owners

01:04 Short Term Tax Savings Strategies

05:48 Long Term Tax Savings Strategies

11:01 Complex Tax Breaks and Planning

12:36 Conclusion and Final Thoughts on Tax Planning

Ask about wealth helps Ireland’s high earners preserve and grow wealth.

https://linktr.ee/askaboutwealth

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Ask About Wealth podcast, we sit down with entrepreneur John Larkin, founder of The Black Stuff.

John shares the highs and lows of his entrepreneurial journey, from professional poker to scaling a handmade soap business into a global brand.

This episode is a must-listen for anyone considering starting a business, making a career pivot, or looking to understand what it really takes to build something from scratch.

Key Takeaways:

🔹 From poker to product: John’s unconventional path to entrepreneurship

🔹 How The Black Stuff was born during lockdown, and why action beats overthinking

🔹 The role of branding, consumables, and repeat customers in eCommerce success

🔹Why building a financial “war chest” matters before leaving a secure job

🔹 The importance of tax and succession planning early in your business journey

Tune in to hear real, practical insights from someone who built a business by hand, literally.

You can get in touch with John through his website here:

https://theblackstuff.com

Ask about wealth helps Ireland’s high earners preserve and grow wealth.

https://linktr.ee/askaboutwealth

Hosted on Acast. See acast.com/privacy for more information.

In this episode of Ask About Wealth, we dive into the reality of Ireland’s high-tax environment and how you can legally minimise your tax burden.

From income tax to capital gains, levies, and excise duties, we explore the hidden costs that eat away at your earnings. More importantly, we uncover the powerful tax reliefs and incentives that allow you to control where your money goes rather than letting it disappear into government waste. If you want to keep more of what you earn while still contributing to the economy in a meaningful way, this episode is a must-listen.

Key Takeaways:

• Understanding Ireland’s Tax System
• The High Cost of Government Waste
• Investment-Based Tax Reliefs
• How Business Owners Can Slash Tax Bills 
• The Role of a Financial Planner

If you believe you’re paying too much tax (hint: you probably are), tune in to this episode to learn how to legally and strategically take control of your finances.

Ask about wealth helps Ireland’s high earners preserve and grow wealth.

https://linktr.ee/askaboutwealth

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Ask About Wealth podcast we deep dive into the mortgage market. With interest rates shifting, supply still a major issue, and new mortgage products on the market, this episode is packed with actionable insights.

Whether you’re looking to buy your first home, release equity, or simply make smarter financial moves, this discussion will help you navigate the property landscape with confidence.

Key Takeaways:

🔹 The latest on interest rates, new lenders, and shifting banking policies.

🔹 How Mortgage Approval Really Works

🔹 How existing rental payments prove repayment capacity.

🔹 Government Schemes for Buyers

🔹 Equity Release Explained

If you’re in the market for a mortgage or planning a property investment, don’t miss this one.

Ask about wealth helps Ireland’s high earners preserve and grow wealth.

https://linktr.ee/askaboutwealth

Hosted on Acast. See acast.com/privacy for more information.