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Australia’s property market is falling, interest rates are at their highest level in years, and a lot of buyers are wondering the same thing: should I buy now or wait for prices to fall further?
In this episode, I break down what I believe is really happening in the Australian property market and why today’s downturn could actually be setting up the next property cycle. Higher rates are hurting buyers, but they’re also making it harder for developers to build, creating an even bigger housing supply problem for the future.
In this episode:
The market might be falling today, but understanding what’s happening underneath the headlines could completely change how you approach the next 12 months.
Key moments:
00:00 RBA raises rates again: What happens to property now?
02:04 Why Australian house prices haven’t crashed yet
04:01 What the 1990s property downturn tells us about 2026
06:02 Australia’s housing shortage is about to get worse
08:01 Why Australians are getting poorer despite working harder
10:01 The housing supply problem hiding behind falling prices
12:03 The growing wealth gap between property owners and renters
14:00 Why wages alone may no longer be enough to build wealth
16:00 Should you buy property now or wait for the bottom
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
This is why you will never be able to afford a house in Australia very soon.
If you understand these three macro protocols, you can get yourself on the right side of the wealth divide.
Discussion Points:
00:00: Intro – Why you'll soon be unable to afford a house in Australia
01:50: Reason #1 – The fractional reserve banking system explained
04:41: The wealth multiplier effect – who actually gets richer
08:01: Reason #2 – NAB CEO says we're at "Peak Australia"
09:40: Reason #3 – Wages falling behind inflation
13:00: The rise of the gig economy and falling incomes
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
Imran Karim is an Melbourne engineer who has built a 6 property portfolio worth $5m with over 50% equity.
I'm proud to call him a client of the Property Investment Accelerator.
He's done it all:
👉 Bought in hot markets
👉 Bought under market value
👉 Bought off market
👉 Bought positive cashflow
❌ Bought house & land package (which he'll never do again)
He timed the Perth market perfectly and has just bought in Tasmania! Get his strategy in this episode!
Discussion Points:
00:0: Introduction
6:58 First Investment Property: The Brisbane House and Land Mistake
13:30 Buying Two Side-by-Side Properties in Melbourne's West
20:00 Securing an SMSF Property in Heathridge, Perth
27:28 Finding an Under-Market Deal in Bassendean
34:25 An Off-Market Win in Launceston, Tasmania
41:51 Key Lessons From the Property Investment Course
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
Australia is entering a once-in-a-generation shift.
A K-shaped economy, a massive inheritance wave, and younger voters are quietly reshaping wealth, housing, and power.
This episode with leading Australian demographer Simon Kuestenmacher breaks down what the next 10 years are likely to look like - and who it will benefit.
Discussion Points:
00:00: Why Interest Rates Are Set to Stay Higher for Longer
09:07: How Inheritance Deepens Australia's Wealth Divide
18:22: Flight to Quality — Why Developers Chase the Rich
27:31: Why Labor and Liberal May Not Survive the Next Two Decades
36:09: Election Night Reality Check — Labor's Shaky Mandate
45:16: The Inflation Trap Squeezing the "Have-Nots"
54:47: Why Cutting Migration Won't Fix the Housing Crisis
62:43: Staying Optimistic — Australia's Four Economic Pillars
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
How to pay off your mortgage in 10 years using this "Arbitrage Protocol".
This is not wishful thinking, thousands of people have done it every single decade.
Question is, are you prepared to learn & execute?
Discussion Points:
00:00: Introduction: Paying Off Your Mortgage in 10 Years
02:46: Buy Three Investment Properties (The Strategy)
04:34: Turning $1.5M Into a $3M Portfolio
06:41: Why Your Interest Rate Drops as Equity Grows
08:24: Using Other People's Money (OPM)
11:35: Refinance to a 30-Year Loan (Counterintuitive Trick)
14:05: At Least Buy One Property If You're Skeptical
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
He Moved to Australia With $30K… Now Owns $3.4M in Property Zaeem Aziz arrived in Australia with just $30k.
Since starting the Property Investment Accelerator Course in 2023, he’s completed 7 transactions (4 buys, 3 sales) and built a $3.4M portfolio.
An engineer by profession, he bought his first property within just 2.5 weeks of starting the Course.
His Perth property increased 75% in value in 2 years after being purchased below market value. Now he's moved into the Melbourne market. His suburbs are booming.
In this interview, he shares the key decisions and lessons behind his rapid growth. You can use them to get similar results.
Discussion Points:
00:00: Introduction
2:45: Why Zaim Joined the Property Investment Accelerator
6:29: First Purchase in Kwinana, WA – 74.6% Growth in Two Years
13:37: Second Property in Bunbury – Buying via Online Bidding
18:23: Selling to Secure the Dream Home in Melbourne
25:53: Off-Market Regional Victoria Deal – $250K Under Market Value
33:54: Final Advice – Investing to Live, Not Just to Flex
35:56: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
In this episode, I reveal affordable capital city locations that could outperform as market conditions shift in 2026 and 2027.
A data-driven breakdown for investors looking for growth before the crowd arrives.
Discussion Points:
00:00: Introduction
02:03:The Interest Rate Myth: Why Rising Rates Don't Mean Falling House Prices
03:54: Are Australian Investors Really Over-Leveraged? The LVR Data Will Surprise You
05:45: 2025 Was a Bigger Boom Than 2024 — And the Momentum Is Still Building
07:00: The 7 Cheapest Capital City Suburbs Under $500K That Could Explode in 2026
09:10: Why Hobart Is the Standout Theme — And the Specific Pockets Worth Watching
11:00: Hobart's Resurgence: Best Performing City of the Decade Is Finding Its Feet Again
12:49: The Mindset Shift: Confidence to Intention Unlocks Better Investment Decisions
14:51: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
Should you buy an established property or opt for new, untitled land?
In this episode, I break down the real pros, cons, risks, and returns of each strategy.
A clear, practical discussion for property investors focused on long-term outcomes, not marketing hype.
Discussion Points:
00:00: Introduction
01:49: Why Untitled Land Appeals to Investors: Low Deposit, Big Returns
04:29: The Dark Side of Untitled Land: Sunset Clauses & Forced Settlements
05:56: Untitled Land is Harder to Predict & Lacks Exist Options
08:25: Construction Delays & Builder Collapses: A Modern-Day Nightmare
11:24: Why Established Properties Win: Instant Rent, Higher Land Value
13:19: Final Verdict: Which Strategy Should You Choose in 2026?
14:49: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
Canada’s housing market collapsed under pressure, but does that mean Australia is next?
In this episode, I break down what’s actually driving the Canadian downturn and whether the same risks exist here.
Data-driven, calm analysis for Australian property investors who want facts, not headlines.
Discussion Points:
00:00: Introduction
01:34: Canada's 25% Price Drop: What the Data Actually Shows
03:26: Why Australia's Boom Was Half of Canada's
05:18: Markets Within Markets: The City-by-City Reality
07:10: Australia's Secret Weapon: The 3% Buffer Banks Demand
09:02: Are Aussie Borrowers Actually Over-Leveraged?
10:54: The Immigration Time Bomb: Demand You Haven't Felt Yet
12:46: Where Will Prices Crash — and Where Won't They?
14:20: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.
See omnystudio.com/listener for privacy information.
11 Reasons Why I Give Up On Australian Property Investing. Serious reasons no one in the industry talks about. The 11th one is the best.
Discussion Points:
00:00: Introduction
01:47: Stocks vs. Property: Can the ASX Really Compete?
04:37: The Leverage Trap: Why "Unaffordable" Suburbs Keep Rising Anyway
07:27: Bitcoin's Diminishing Returns: The Law Most Investors Ignore
10:17: Immigration Off? Here's What It Would Actually Do to Prices
13:07: Why Rejection from 40 Agents Is Actually a Bullish Signal
15:08: Gold, Negative Gearing & the Myths Killing Your Portfolio
20:18: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.
See omnystudio.com/listener for privacy information.
From the publisher's feed
PK Gupta, a father, husband & property investor, shares his knowledge on building PASSIVE INCOME through property investing.
Learn FREE Strategies and Market Insights backed by data and experience. Each episode provides essential tactics on buying Top 5% Growth & High Cashflow Property and growing your portfolio WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
This podcast is for people who want to remove financial stress so they can do the things they LOVE, with the people they LOVE.
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