Australia's permanent migration program currently offers 160,000 visas every year, with the biggest share reserved for skilled applicants. The points-tested skilled permanent visas are highly competitive, with the number of applicants outstripping supply by a big margin. In this episode, we take a look at how the skilled permanent residency pathways work in Australia.

The Federal Government is aiming to ease Australia's responsible lending laws, hoping it will help stimulate the economy. But with the onus of assessing the suitability to take on debt set to be placed back on a borrower, experts warn it is more important than ever to borrow responsibly.

Have you ever purchased a used car and later found that it required expensive repairs? This is not uncommon, especially if you are not a skilled technician who knows how to inspect a vehicle thoroughly. But doing your homework and following some tips can help you find a safe and reliable car that suits your needs and budget.

Autism is a neurodevelopmental disorder that affects an individual in multiple ways. It is internationally recognised every year on April 2 and has three most common classifications: Autistic Disorder, Asperger's Syndrome and Pervasive Developmental Disorder. Autism Spectrum Australia says nearly one in 80 Australians live with some form of autism, which is an estimated 40 per cent increase since 2014.

All foreign citizens must have a valid visa to stay in Australia. If someone doesn't leave the country when their visa ceases, they become an unlawful non-citizen and may be detained and deported from Australia. Staying in Australia without a visa can also have consequences for further visa applications, including a three-year exclusion period during which another Australian visa cannot be granted.

New research reveals that two in five Australians are concerned about hygiene in their workplace, while more than a quarter have become anxious about germs since the start of the pandemic. With more workers returning to on-site work, employers and employees can manage the return-to-work stress with these small but important steps and make their workplace COVID-safe.

Rock fishing is a popular activity in Australia, with over a million keen anglers climbing the rocks for their catch each year. But being unfamiliar with conditions can expose one to a high risk of injury or even death, making it very dangerous. Nearly 200 rock fishing-related deaths have been recorded in Australia since 2004, which safety experts believe could have been avoided by observing some simple safety measures.

The Federal Government has relaxed application requirements and visa criteria for international students to ensure Australia remains a priority destination for overseas students. Now, with the Temporary Graduate visa, international students have an opportunity to access longer stay in Australia to gain valuable work experience and explore a pathway to permanent residency.

A sea or tree change is an Australian dream for many retirees who seek a slower and more relaxed lifestyle in a smaller seaside or inland community. It seems that COVID-19 has accelerated many people’s decision, with the latest ABS data showing that capital cities suffered the biggest quarterly net loss on record last September, losing 11,000 people to regional towns. Here are some helpful points if you’re contemplating the big move.

A year into the COVID-19 pandemic, many Australians are trapped in a vicious cycle of increasing debt while relying on multiple personal loans to cover their household bills and living costs. So, how do you live in debt and proactively manage your financial commitments?