Average Joe Finances

Join Mike Cavaggioni and Amy Farrow on the 51st episode of the Average Joe Finances Podcast as they discuss how expanding your knowledge of people opens up more opportunities in real estate. Amy is a real estate lawyer, a former law enforcement officer, and a mother to four great kids. She often spends her time helping fellow investors, whether aspiring or experienced, pursue their real estate journey, from defending them in court to drafting their agreements. Today, Amy shares her journey, from flying commercial planes and working for the FBI to eventually manage rental properties.

In this episode, you’ll learn:

● How Amy got into real estate through buying and flipping rental properties

● The importance of adaptability as an investor, given the fluctuations of specific markets

● Why you should go beyond “making money fast” and focus on your business’ longevity

● The difference between treating real estate as a hobby and as a business

● How to have a comprehensive view of real estate and be flexible in your exit strategies

● And much more!

About Amy Farrow:

Amy Farrow spent years learning real estate business, running a brokerage firm, and studying real estate law. Now, she is an experienced attorney with a demonstrated history of working in the real estate industry. Amy specializes in Judgment Collections, Negotiation, Team Building, Foreclosure, and Estate Planning. She has also handled complex litigation, creative financing commercial transactions, and title issues and defects.

Find Amy Farrow on:

Website: www.amyfarrow.com

Easy Button REI: www.easybuttonrei.com

Facebook: https://www.facebook.com/martin.amy.b

Instagram: https://www.instagram.com/amyfarrownow

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Join Mike Cavaggioni with his guests, Suzy Sevier and Michael Barnhart, on the 50th episode of the Average Joe Finances Podcast as they discuss investing in apartments overseas and achieving a “Return on Impact”. Michael is an Air Force Officer and Biology Professor, while Suzy is a Supply Chain Coordinator and Program Manager. Both serve as the founders of Adventurous Real Estate Investors, specializing in multifamily investment opportunities that offer lucrative returns by implementing a business model that provides value to both residents and the local community. Today, Suzy and Michael share their journey, from closing their first multifamily deal to helping others do the same.

In this episode, you’ll learn:

• How Suzy and Michael got into real estate with a “be 1% better every day” mindset

• What “Return on Impact” is and how it influenced their value-adding process

• The importance of mentorship in propelling your growth as a multifamily realtor

• Why the best partnerships are found outside of your comfort zone

• The value of raising capital and due diligence in commercial real estate

• And much more!

About Suzy Sevier and Michael Barnhart:

Suzy Sevier is a real estate investor currently living in Cambridge, England. In 2019, Suzy graduated from the University of Denver with an MBA with a concentration in Marketing. Nowadays, she works for a large biotechnology company as a supply chain coordinator and program manager. In the meantime, Suzy also guides students from the Daniels College of Business at the University of Denver thru her mentoring.

Michael Barnhart is a US Air Force Officer with over 15 years of military experience. In 2011, he graduated from the United States Air Force Academy as an Academy Scholar and, two years later, earned a master’s degree at Colorado State University. Currently, Michael is a Ph.D. student in biochemistry at the University of Cambridge. He is said to return to the U.S. Air Force Academy as an assistant professor once he completes his doctorate. There, he will finish out his military career before transitioning to real estate investing full-time.

Find Suzy Sevier and Michael Barnhart on:

Website: https://adventurousrei.com

Instagram: https://www.instagram.com/adventurous.rei

Facebook Page: https://www.facebook.com/adventurousREI

LinkedIn: https://www.linkedin.com/company/adventurous-real-estate-investors

Check out Average Joe Finances:

Our social media links are all on our Flow Page: https://flow.page/avgjoefinances

🌐 Check out: https://averagejoefinances.com

⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv

🏡 Buying or Selling a House? https://averagejoefinances.com/realtor

🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent

🎥 Use the same Audio/Video editing team that I use: https://editpods.com

📋 Social Media Management Tool: https://averagejoefinances.com/social-media

💰 Free Stocks:

Robinhood: https://averagejoefinances.com/robinhood

Webull: https://averagejoefinances.com/webull

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Join Mike Cavaggioni with Michael Soroko and Zach Zenda on the 49th episode of the Average Joe Finances Podcast, as they discuss the benefits of working with financial advisors—or, as per Soroko, "the CFOs of your finance."

In recent media, subjects like DOGE Coin and GameStop have created non-stop buzz in business and investing. As a result, more people are getting into cryptocurrencies and the stock market from their homes. For our guest financial advisors, this is both good and potentially dangerous.

Today, Michael Soroko and Zach Zenda talk more about retirees' common regret, the Robinhood-Era of stock market investing, and the High-Earners-Not-Rich-Yet demographic, better known as the HENRYs.

In this episode, you'll learn:

● Coming from families with business and finance DNAs; Why you need to work with a financial advisor

● The dangers of the different media hype(s) to your finance and how financial advisors come in as your guidance

● Here's what most retirees regret not doing with their money at an early age; Your money needs to have its 'why' and compass

● When taking out from your retirement plan or 401(k), there are factors you need to take into consideration to ensure what you're nettinggoes a long way

● Mike and Zach: On portfolio diversification and where financial advisors go to invest.

● And much more!

About Michael Soroko:

Mike grew up in Kinnelon, NJ. Mike attended Rider University in Lawrenceville, NJ, where he was the Captain of the Cross Country and Track and Field Teams. After graduating from Rider University with his Bachelor's in Finance and M.B.A. in Entrepreneurship, Mike entered the Financial Services Industry in 2013.

Mike is one of the founding partners of Emeritus Wealth and holds his Life, Health, Series 6, Series 63, and Series 65 Licenses. In addition, he obtained his "Certified Family Business Specialist "designation (CFBS) through the American College in Philadelphia in 2015. Mike has developed a unique ability to work directly with close-knit family businesses to help them become aware of financial strategies that will be instrumental in their success.

Mike has spearheaded the charge in bringing financial awareness to the students, faculty, and alumni within the Rider University community by working closely with the athletic department and alumni association. Mike currently resides in Morristown with his wife Nicole and their dog Hannah.

About Zach Zenda:

Zach was born and raised in South Brunswick, NJ. Zach attended Rutgers University in New Brunswick, where he was a member of the Men's Lacrosse Team. He graduated with his Bachelor's Degree in 2012 and began his career in the Financial Services Industry.

Zach has been a registered representative of MML Investors Services, LLC. since 2013 and is one of the founding partners of Emeritus Wealth. Zach holds his Life, Health, Series 7, and Series 66 licenses, and he obtained his "Certified Family Business Specialist" designation (CFBS) through the American College in Philadelphia in the summer of 2015.

Outside of the office, Zach is an avid golfer, enjoys working out at the Jersey Strong, and something you may not know is he an avid Watch enthusiast on all things surrounding the watch industry. Zach resides in Red Bank, NJ, with his wife Zara and their dog Cali and cat Wolfie.

Find Michael Soroko and Zach Zenda on:

Website: www.emerituswealthgroup.com

Instagram: www.instagram.com/thefinancialguides

@mikesoroko / @zzenda5

Average Joe Finances: https://flow.page/avgjoefinances

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Join Mike Cavaggioni and Melissa Johnson on the 48th episode of the Average Joe Finances Podcast, as they discuss how she abandoned the safety walls of a nine-to-five to fully get into the game of real estate investing. Being a real estate investor doesn’t always have to be about closing hundreds of transactions. Instead, for Melissa, the lifestyle it enables for herself and her family holds the real reward far beyond profit she can get from any deal. Today, Melissa shares the prerequisites of finding mentorship, the education-action balance, the importance of market adaptability, and the understanding of exit strategies and when to deploy them.

In this episode, you’ll learn:

● The fear of losing the security blanket of corporate work hinders the transition to real estate.

● In a constantly evolving market, having the ability to adapt and strategize accordingly to the market is critical.

● On Keeping It Simple: There is value in mastering, maximizing, and staying in your market.

● About Glice; The other asset classes and businesses outside of house-flipping that yield potential for investments.

● The importance of knowing when to take action during the phase of self-education.

● And much more!

About Melissa Johnson:

She has been flipping houses in San Antonio, TX, since 2003, growing and expanding the business into a thriving real estate investment operation. With close to a thousand real estate transactions under her belt, she has also built a portfolio of rental properties and real estate notes while raising five children.

She provides coaching, support, and education for other high-level real estate investors nationwide. She enjoys giving back to the REI community by hosting the E3 podcast for women and the MORE (Moms of Real Estate) podcast and running the San Antonio InvestHer meetup group. As an active member of the Forbes Council on Real Estate and NAWBO (National Association of Women Business Owners), she is dedicated to the success and empowerment of women in business!

Find Melissa Johnson on:

Website: www.themelissajohnson.com

LinkedIn: https://www.linkedin.com/in/melissa-mcray-johnson-8794827

YouTube: https://www.youtube.com/channel/UCciaP9ER_iA5a2WzFy4bcBQ/videos

Instagram: www.instagram.com/melissajohnson8

Facebook: https://www.facebook.com/melissajohnsonrei

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Our social media links are all on our Flow Page: flow.page/avgjoefinances

🌐 Check out: averagejoefinances.com

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🏡 Buying or Selling a House? averagejoefinances.com/realtor

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⚠️ Life Insurance: https://averagejoefinances.com/ladder

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If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬[email protected]

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Join Mike Cavaggioni and Ramsey Blankenship on the 47th episode of the Average Joe Finances Podcast as they discuss the scalability of multi-family and the signs of a thriving real estate market. Ramsey Blankenship is a Navy Explosive Ordinance Technician, diving instructor, and one of the founders of Real Focus Capital. Here, they acquire and manage value-add, commercial multi-family properties in the Southeast. The company aims to provide high-yield risk-adjusted returns and generate passive income for its investors. Today, Ramsey shares his journey, from getting into real estate through house-hacking to investing in multi-family properties.

In this episode, you’ll learn:

• “How I can afford this?” mentality and how to live the life you want while investing in anything, real estate, stock market, etc.
• The value of “putting yourself out there” and how the best partnerships are outside your comfort zone.
• The five market vital signs and how understanding macrostatistics can tell you what markets to invest in.
• What goes into transitioning from residential to commercial real estate and the economy of scale.
• The difference between investing in real estate versus other assets and the different cash flow means it provides.
• And much more!

About Ramsey Blankenship:

From Southwest Louisiana, Ramsey Blankenship joined the US Navy shortly after graduating high school. He is currently a Master Chief Petty Officer Explosive Ordinance Disposal (EOD) Technician in the US Navy Special Operations. Ramsey understands the importance of paying attention to detail while working under pressure as a free-fall parachutist and Navy diver.

Ramsey is also an experienced investor specializing in converting distressed properties into income-producing assets. He currently owns multiple rental units across three states, is a graduate of Multifamily University, and is a member of the MultifamilyU investor group. Mr. Blankenship now lives in San Diego, California, is a father of two, and is married to his beautiful wife, Hope.

Find Ramsey Blankenship on:

Website: https://realfocus.org

LinkedIn: https://www.linkedin.com/in/ramsey-blankenship-35a56137

Check out Average Joe Finances:

Our social media links are all on our Flow Page: https://flow.page/avgjoefinances

🌐 Check out: https://averagejoefinances.com

⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv

🏡 Buying or Selling a House? https://averagejoefinances.com/realtor

🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent

🎥 Use the same Audio/Video editing team that I use: https://editpods.com

📋 Social Media Management Tool: https://averagejoefinances.com/social-media

💰 Free Stocks:

Robinhood: https://averagejoefinances.com/robinhood

Webull: https://averagejoefinances.com/webull

📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/

⚠️ Life Insurance: https://averagejoefinances.com/ladder

☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances

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If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬[email protected]

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Join Mike Cavaggioni and Elaine Eugenio on the 46th episode of the Average Joe Finances Podcast as they discuss short-term rental insurance for property owners and managers. Elaine Eugenio is the founder of Insurance For Hosts, where they make insuring short-term rentals easy. The agency is open to clients all across the United States, whether Airbnb, Homeaway or an independent website. Today, Elaine shares her journey, from turning down an insurance job offer, taking different career paths, and eventually starting an insurance agency herself.

In this episode, you’ll learn:

• Why a regular landlord rental policy is not sufficient for short-term rental properties.

• The four basic coverages of a short-term rental policy and how it differs from a landlord policy.

• How not every guest will be mindful of the property and why insurance rates for short-term rentals are higher.

• What goes into becoming a short-term rental host and setting realistic expectations for your property.

• The spectrum of short-term rental arbitrage and why you should not rent out a property you do not own.

• And much more!

About Elaine Eugenio:

Elaine Eugenio is the founder of Insurance For Hosts. What sparked the agency’s creation was a situation Elaine found herself in back in 2011. Like many, she was familiar with short-term rental sites, such as Airbnb and VRBO, and how they could further help others with a love of travel stretch their travel dollars. But unlike most travelers, Elaine’s mind automatically went from thinking about trips to asking questions like “How does the insurance work if you are a host?”, “How are losses covered in case of emergencies?”, “What happens if a host is renting out their primary residence?” so on and so forth.

Elaine knew she could not possibly be the only insurance agent asking these same questions. But, she was surprised to find that there were not many in her immediate area or even across her state who knew the answers or were even willing to find out the answers to these questions associated with insuring a short-term rental property. And so, throughout the years, Elaine has committed to answering her initial questions all those years ago and the ones most property owners would never even think to ask. Hence, to properly insure and protect her clients, Elaine earned a Short Term Rental Property Inspector certificate so that she can offer more insight into possible claims, issues, and concerns.

Find Elaine on:

Website: https://www.insuranceforhosts.com/

LinkedIn: https://www.linkedin.com/in/elainejeugenio792678/

Facebook: https://www.facebook.com/elainejeugenio/

Average Joe Finances:

Our social media links are all on our Flow Page: https://flow.page/avgjoefinances

🌐 Check out: https://averagejoefinances.com

⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv

🏡 Buying or Selling a House? https://averagejoefinances.com/realtor

🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent

🎥 Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing

📋 Social Media Management Tool: https://averagejoefinances.com/social-media

💰 Free Stocks:

Robinhood: https://averagejoefinances.com/robinhood

Webull: https://averagejoefinances.com/webull

📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/

⚠️ Life Insurance: https://averagejoefinances.com/ladder

☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances

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Join Mike Cavaggioni and Kelly Madden on the 45th episode of the Average Joe Finances Podcast as they discuss the world of virtual assistants and working from home as a military spouse. Kelly Madden is an Air Force wife, a licensed realtor, and virtual assistant. Kelly aims to help fellow realtors and small business owners manage their administrative tasks to increase their bottom line and their time to do other jobs. She also serves as Active-Duty Passive Income’s Community Manager, providing customer support, resources, and helpful information to clients. Today, Kelly shares her story of being a stay-at-home mom, getting a real estate license, moving to Japan, and now working from home as a virtual assistant.

In this episode, you’ll learn:

● The advantages of working as a virtual assistant and how to get started.

● How networking is essential in starting an independent virtual assisting service.

● Why people outsource jobs and why freelancers and contractors deserve more recognition.

● The importance of consistency and support when working as an independent contractor.

● How you can work from home and the different ways you can get started, whether a military spouse or not.

● And much more!

About Kelly Madden:

Kelly Madden is a 14-year Air Force spouse, real estate agent, real estate investor, and virtual assistant. In 2007, Kelly graduated with a bachelor’s degree in Psychology at North Carolina State University. Years later, she earned her master’s in education, majoring in Curriculum and Instruction at the American InterContinental University.

Before Active Duty Passive Income and her virtual assistant career, Kelly worked as a realtor at Kelly Williams Realty, assisting buyers and sellers in marketing and purchasing property for the best price and terms. However, in late 2019, she started her internship at ADPI and acted as ADPI’s blog coordinator in January the following year. Nowadays, Kelly serves as ADPI’s new Community Manager and offers independent virtual assistant services to fellow realtors and other business owners.

Find Kelly Madden on:

Website: http://www.kellymaddenva.com/

LinkedIn: https://www.linkedin.com/in/kellymaddenva/

Facebook: https://www.facebook.com/kellymaddenva/

Average Joe Finances:

Our social media links are all on our Flow Page: https://flow.page/avgjoefinances

🌐 Check out: https://averagejoefinances.com

⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv

🏡 Buying or Selling a House? https://averagejoefinances.com/realtor

🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent

🎥 Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing

📋 Social Media Management Tool: https://averagejoefinances.com/social-media

💰 Free Stocks:

Robinhood: https://averagejoefinances.com/robinhood

Webull: https://averagejoefinances.com/webull

📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/

⚠️ Life Insurance: https://averagejoefinances.com/ladder

☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances

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🚧DISCLAIMER 🚧https://averagejoefinances.com/disclaimer

If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬 [email protected]

Tropical Sensation by Mike Leite https://soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation

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Join Mike Cavaggioni and Larry Pendleton on the 44th episode of the Average Joe Finances Podcast as they discuss the tax benefits of investing in real estate and the scalability of multifamily. Larry Pendleton is a real estate investor and CPA with a passion for adding value to fellow investors through tax consulting and accounting services. Along with PC Financial Services, he is currently Director of Finance for real estate investment firm RIZE Equity Holdings. Today, Larry shares his journey, from helping others minimize their tax liabilities to eventually investing in real estate himself.
In this episode, you’ll learn:

• The abundance mindset and why sharing information with others helps you grow as an investor and an individual.
• How scalability is essential when transitioning from single-family to multifamily.
• What the best practices are to build a tax plan into real estate investments.
• What depreciation is and how it benefits someone investing in real estate regarding tax.
• The importance of knowing the expertise of your current tax professional.
• And much more!

About Larry Pendleton:
Larry Pendleton has over ten years of accounting, tax, and auditing experience as a Certified Public Accountant. In addition, he brings more than seven years’ worth of real estate investing experience as the Chief Financial Officer for C.P. Realty and Next Level Investments. He oversaw the accounting and finance of over 3 million dollars’ worth of commercial real estate in that role. Simultaneously, Larry founded P.C. Financial Services, LLC., which provides nationwide tax consulting and planning for real estate professionals.Larry also has a track record of success in Internal Audits. He spent over five years as a Senior Auditor for three companies utilizing his expertise to drive cost efficiencies and grow their brands. As the Director of RIZE’s Financial Operations, his business experience in real estate, combined with his educational background of a Bachelors and Masters in Accounting, means you will be dealing with a financial professional you can trust to maximize efficiencies on every investment.

Find Larry Pendleton on:
Website: https://linqapp.com/larrypendletoncpa
LinkedIn: https://www.linkedin.com/in/larry-pendleton-jr-cpa-msa-493aa249
Facebook: https://www.facebook.com/profile.php?id=100012395678547
Instagram: https://www.instagram.com/larrypendletoncpa

Average Joe Finances:
Our social media links are all on our Flow Page: https://flow.page/avgjoefinances
🌐 Check out: https://averagejoefinances.com
⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
🏡 Buying or Selling a House? https://averagejoefinances.com/realtor
🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent
🎥 Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing

💰 Free Stocks:
Robinhood: https://averagejoefinances.com/robinhood
Webull: https://averagejoefinances.com/webullSoFi: https://averagejoefinances.com/sofi-invest

📋 Consolidate debt: https://averagejoefinances.com/sofi-loans
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Join Mike Cavaggioni and Bernard Reisz on the 43rd episode of the Average Joe Finances Podcast as they discuss providing unbiased and innovative strategies to optimize your finances. Bernard Reisz is a certified public accountant, financial advisor, and ReSure’s founder. The company focuses on self-directed retirement accounts, giving investors the ability to put their money in assets they understand best. Today, Bernard shares his story of working towards his certification, turning down big companies, and starting a financial solutions firm himself.

In this episode, you’ll learn:

● How financial certifications can only do so much and how learning starts on the job.

● The value of going back to the basics when solving unique financial cases.

● What to know when optimizing your finances and the limitations of corporate procedures.

● Where to find guides with financial expertise when most companies only sell paperwork.

● How sharing and scaling your “expertise” can lead you and others to financial freedom.

● And much more!

About Bernard Reisz:

Bernard Reisz is a financial and tax expert who focuses on investing, due diligence, alternative assets, and entity structuring. He believes tax strategy and financial advisory needs guidance from an expert who knows every neck of the woods and has nothing to sell them, delivering unbiased information. Hence, Bernard aims to empower clients to optimize their finances using proactive and innovative strategies.

Before founding ReSure, Bernard served as Director of CoMetrics Partners, managing various engagements involving financial consulting and due diligence. Bernard advised owners of closely-held middle-market companies on advanced tax mitigation strategies. As a guest on numerous economic, tax, real estate, and legal forums, he delivered straight talks and unique insight on 401KCheckBook’s Website.

Find Bernard Reisz on:

401k CheckBook Website: https://www.401kcheckbook.com

Agent Financial Website: https://www.agentfinancial.com

LinkedIn: https://www.linkedin.com/in/bernard-reisz-cpa

Facebook: https://www.facebook.com/profile.php?id=100018434525079

Check out Average Joe Finances:

Our social media links are all on our Flow Page: https://flow.page/avgjoefinances

🌐 Check out: https://averagejoefinances.com

⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv

🏡 Buying or Selling a House? https://averagejoefinances.com/realtor

🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent

🎥 Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing

💰 Free Stocks:

Robinhood: https://averagejoefinances.com/robinhood

Webull: https://averagejoefinances.com/webull

SoFi: https://averagejoefinances.com/sofi-invest

📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/

⚠️ Life Insurance: https://averagejoefinances.com/ladder

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Join Mike Cavaggioni and Lane Kawaoka on the 42nd episode of the Average Joe Finances Podcast as they talk about turning your earnings into passive cashflow streams to set you for life. Lane Kawaoka is a syndicator, mentor, and podcaster at Simple Passive Cashflow, providing free real estate education. Today, Lane shares his journey from working as a licensed engineer to becoming an accredited real estate investor.

In this episode, you’ll learn:

• The different market tiers in real estate and which one you should invest in.

• How to turn your savings into cashflow streams through properties and assets.

• What classes of properties to consider when achieving passive cashflow.

• The value of networking when looking for a deal as a passive investor.

• Why you should not wait until retirement to invest in real estate and how to get started.

• And much more!

About Lane Kawaoka

Lane Kawaoka was a licensed professional civil and industrial engineer. In 2009, Lane began investing in real estate in Seattle. After discovering the difference between cashflow investing and appreciation investing (gambling/speculating), he moved his portfolio into 11 single-family rentals in Birmingham, Atlanta, Indianapolis, and Pennsylvania.

Today, Lane is investing in Class B & C multi-family apartments, RV parks, mobile homes. He also assisted living facilities because of the country’s demand for affordable housing. Lane figured passive income from investing in stable rental properties would make it possible for him to move back home to Hawaii.

Find Lane Kawaoka on:

Website: www.simplepassivecashflow.com

Facebook: https://www.facebook.com/SimplePassiveCashFlow

Twitter: https://twitter.com/SimplePassiveCf

Instagram: https://www.instagram.com/SimplePassiveCashflow

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💎Average Joe Finances Swag: https://averagejoefinances.com/resources/shop

🚧DISCLAIMER 🚧https://averagejoefinances.com/disclaimer

If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬[email protected]

-----------------------

Tropical Sensation by Mike Leite https://soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation Music promoted by Audio Library https://youtu.be/Hc6r06k-ADA

Send us Fan Mail

Support the show