Learn about Medicare's Creditable prescription drug coverage and Medicare Part D penalties in this edition of Medicare Moments. Toni addresses the Late Enrollment Period - LEP, as defined by Medicare. Information is also available in Toni's book, the Medicare Survival Guide, Advanced Edition. You can call Toni anytime at 832-519-8664, or visit www.tonisays.com, email questions to [email protected], and read Toni's articles and hear other podcasts at www.seniorresource.com, and you can download Toni's Medicare Prescription Drug Survival Guide at www.seniorresourcebooks.com 

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