AZREIA Show

Welcome to another episode of The AZREIA Show!

In this episode, Michael Del Prete sits down with Rob Leonard Jr., President of the Arizona Private Lenders Association (APLA) and partner at Colonial Capital, to discuss the evolving landscape of private lending in Arizona. Rob shares his journey from real estate investing into lending, explains why he chose financing over flipping, and reveals how Colonial Capital has grown since 2003 by helping investors fund everything from fix-and-flips to commercial real estate projects through hard money, bridge loans, and creative capital solutions.

Drawing from decades of experience through both the Great Financial Crisis and the COVID-19 market disruption, Rob shares valuable lessons on risk management, disciplined underwriting, and avoiding deals that don't make financial sense. The conversation also explores today's biggest opportunities across Arizona, including industrial development, retail build-to-suit projects, land bridge financing, and the long-term impact of major economic drivers like TSMC, infrastructure expansion, and population growth. Rob also explains the mission of the Arizona Private Lenders Association and how it helps lenders, investors, and industry professionals stay informed on market trends and regulations.

Whether you're looking for private capital, exploring commercial real estate opportunities, or simply wanting to understand where Arizona's market is headed, this episode delivers practical insights from one of the state's most experienced private lenders. Learn what makes a strong lending opportunity, where smart investors are focusing today, and how private lending continues to play a critical role in Arizona's real estate market.

01:21 – Rob's Real Estate Origin 03:18 – Choosing Lending Over Flipping 04:04 – Colonial Through the Housing Crash 05:37 – Early Career Lessons 06:40 – Modernizing Colonial Capital 08:18 – Colonial Capital Overview 11:53 – Passive Investing Advice 14:19 – COVID Deal Stress Test 18:44 – What's Hot in Arizona Today 20:29 – Retail Deals & Market Growth 21:13 – Arizona's Future Outlook 23:25 – Infrastructure & Economic Growth 25:17 – Investor Playbook 28:13 – What's Next for Phoenix 31:32 – Arizona Private Lenders Association (APLA) 34:56 – Who Should Join APLA 36:16 – How to Connect Online

-- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence."

Want to grow your real estate business? 💼 Subscribe, like, and tap the bell so you never miss an episode of The AZREIA Show!

🔑 Ready to take the next step? 👉 Ready to become a member of Arizona's largest and most trusted real estate investing network?

Join AZREIA now - https://azreia.org/join 🤔 Not sure if real estate is right for you yet? Start with our free email series: Get the 12 Essential Steps to Becoming a Real Estate Investor -https://azreia.org/12-essential-steps-to-becoming-a-real-estate-investor ✨ Either way: take action, keep moving forward, and never stop working toward the life you want.

AZREIA has helped thousands of investors since 2002 find their strategy, stay accountable, and build the life of their dreams. 💭 Will you be our next success story? It all starts with one step — and we'll walk it with you.

Michael Del Prete Phoenix City Council Candidate District 6

#SellerFinancing #OwnerFinancing #CreativeFinancing #RealEstateInvesting #ArizonaRealEstate #PhoenixRealEstate #AZREIA #AZREIAShow #CashFlow #InvestmentProperty #SubjectTo #FinancialFreedom

Welcome to another episode of The AZREIA Show!

In this episode, Michael Del Prete, Executive Director of the Arizona Real Estate Investors Association (AZREIA), explains why seller financing is making a major comeback in today's real estate market. As higher interest rates, tighter lending standards, and shrinking cash flow make traditional financing more challenging, Mike breaks down how seller carry financing can create win-win opportunities for both buyers and sellers. He explains the fundamentals of owner financing, the key terms that can be negotiated, and why many property owners are becoming more open to creative financing solutions.

Mike also walks through a real-world Sedona investment example, showing how structuring the purchase price, down payment, interest rate, amortization schedule, and balloon payment can transform a deal that wouldn't work with conventional financing into one that generates positive cash flow. He shares practical advice on working with investor-friendly title companies and third-party loan servicing, finding motivated sellers through MLS and PropStream, and properly underwriting deals while accounting for market changes, operating expenses, and long-term investment risks.

Whether you're a new investor looking for creative ways to buy your first property or an experienced investor seeking better financing strategies, this episode offers actionable insights you can apply in today's market. Mike also discusses the importance of documenting partnerships, protecting your investments with proper agreements, and taking advantage of the opportunities that arise when traditional financing becomes more difficult.

Key Takeaways: 00:25 – July Events Update 01:18 – Why Seller Financing Matters Today 02:43 – Campaign Update & Quick Plug 03:48 – Why Deals Aren't Penciling Anymore 06:48 – Seller Financing Basics Explained 08:20 – Why Sellers Say Yes to Owner Financing 10:50 – Sedona Seller Finance Case Study 18:44 – Closing Through Title & Loan Servicing 20:20 – Finding Motivated Sellers 26:18 – Underwriting Deals & Market Risks 32:10 – Partnerships, Paperwork & Protecting Yourself 34:05 – Weekly Challenge & Closing Thoughts

-- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence."

Want to grow your real estate business? 💼 Subscribe, like, and tap the bell so you never miss an episode of The AZREIA Show!

🔑 Ready to take the next step? 👉 Ready to become a member of Arizona's largest and most trusted real estate investing network?

Join AZREIA now - https://azreia.org/join 🤔 Not sure if real estate is right for you yet? Start with our free email series: Get the 12 Essential Steps to Becoming a Real Estate Investor -https://azreia.org/12-essential-steps-to-becoming-a-real-estate-investor ✨ Either way: take action, keep moving forward, and never stop working toward the life you want.

AZREIA has helped thousands of investors since 2002 find their strategy, stay accountable, and build the life of their dreams. 💭 Will you be our next success story? It all starts with one step — and we'll walk it with you.

Michael Del Prete, Phoenix City Council Candidate, District 6

#SellerFinancing #OwnerFinancing #CreativeFinancing #RealEstateInvesting #ArizonaRealEstate #PhoenixRealEstate #AZREIA #AZREIAShow #CashFlow #InvestmentProperty #SubjectTo #FinancialFreedom

Welcome to another episode of The AZREIA Show!

In this episode, Michael Del Prete explores one of the most influential wealth-building concepts in personal finance, Robert Kiyosaki's Cashflow Quadrant. Learn the differences between the four quadrants: Employee (E), Self-Employed (S), Business Owner (B), and Investor (I), and discover why understanding where you are today is the first step toward achieving financial freedom. Michael explains how successful real estate investors transition from earning active income to building systems and investments that generate long-term passive income.

Throughout the episode, Michael shares practical strategies for developing the mindset, skills, and habits needed to move from the left side of the Cashflow Quadrant to the right side. He discusses the importance of creating scalable business systems, leveraging other people's time and expertise, finding mentors, and continuously investing in your education. You'll also learn how networking, workshops, books, and the Arizona Real Estate Investors Association (AZREIA) can accelerate your growth as an investor and entrepreneur.

Whether you're just starting your real estate investing journey or looking to build a business that creates lasting wealth, this episode provides actionable insights to help you take the next step. Tune in to learn how to escape the rat race, build multiple streams of income, and create a financial future driven by assets instead of paychecks.

00:38 – Understanding Robert Kiyosaki's Cashflow Quadrant 01:42 – Breaking Down the Cashflow Quadrant 01:49 – Employee and Self-Employed Quadrants 03:14 – Business Owner and Investor Quadrants 07:18 – Transitioning from Employee to Investor 20:00 – Developing Business Systems and Mentorship 23:25 – Advanced Strategies for Business Owners 28:15 – Resources and Support from AZREIA

-- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com. "AZREIA does not endorse specific investments. Please do your own due diligence."

Want to grow your real estate business? 💼 Subscribe, like, and tap the bell so you never miss an episode of The AZREIA Show!

🔑 Ready to take the next step? 👉 Ready to become a member of Arizona's largest and most trusted real estate investing network?

Join AZREIA now: https://azreia.org/join 🤔 Not sure if real estate is right for you yet? Start with our free email series: Get the 12 Essential Steps to Becoming a Real Estate Investor -https://azreia.org/12-essential-steps-to-becoming-a-real-estate-investor ✨ Either way: take action, keep moving forward, and never stop working toward the life you want.

AZREIA has helped thousands of investors since 2002 find their strategy, stay accountable, and build the life of their dreams. 💭 Will you be our next success story? It all starts with one step — and we'll walk it with you.

Michael Del Prete, Phoenix City Council Candidate, District 6

#CashflowQuadrant #FinancialFreedom #RobertKiyosaki #PassiveIncome #InvestorMindset #WealthBuilding #EntrepreneurJourney #RealEstateInvesting #AZREIA #arizonarealestate #AZREIAshow #EscapeTheRatRace

Welcome to another episode of The AZREIA Show!

In this episode, Michael Del Prete, Executive Director of AZREIA, breaks down the latest trends shaping the Arizona real estate market and explains why today's conditions may offer one of the most predictable investing environments in recent years. Rather than focusing on sensational headlines about market crashes or housing booms, Mike analyzes the data behind median home prices, inventory levels, inflation, and buyer activity to help investors understand what is really happening across Phoenix and the broader Arizona market.

Mike explores how increased housing inventory is creating stronger negotiating opportunities for buyers, why stable pricing can benefit long-term investors, and how rental market shifts are influencing cash flow and tenant retention strategies. He also discusses the current state of foreclosures, short sales, Subject-To investing, and seller financing, explaining where today's opportunities exist and why disciplined underwriting remains more important than ever.

Whether you're a new investor looking for your first deal or an experienced investor refining your strategy, this episode delivers actionable market insights to help you make informed decisions with confidence. Mike also shares updates on upcoming AZREIA networking events, including the July All-Chapters Meeting and Investor Lounge Tour, highlighting opportunities to connect with Arizona's real estate investing community while staying ahead of an evolving market.

01:25 – The Truth About the Phoenix Market (Hype vs. Predictability) 02:25 – Arizona Median Home Prices & Inflation Adjustments 04:50 – Inventory Check: 3.3 Months of Supply & Buyer Options 05:28 – How to Use Your New Negotiation Leverage 07:52 – Phoenix Rent Trends & Avoiding Costly Tenant Turnover 11:10 – The Reality of Foreclosures, Short Sales, and Sub-2 Deals 18:35 – Upcoming AZREIA Events: July All-Chapters Meeting & Lounge Tours

-- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence."

Want to grow your real estate business? 💼 Subscribe, like, and tap the bell so you never miss an episode of The AZREIA Show!

🔑 Ready to take the next step? 👉 Ready to become a member of Arizona's largest and most trusted real estate investing network?

Join AZREIA now: https://azreia.org/join 🤔 Not sure if real estate is right for you yet? Start with our free email series: Get the 12 Essential Steps to Becoming a Real Estate Investor -https://azreia.org/12-essential-steps-to-becoming-a-real-estate-investor ✨ Either way: take action, keep moving forward, and never stop working toward the life you want.

AZREIA has helped thousands of investors since 2002 find their strategy, stay accountable, and build the life of their dreams. 💭 Will you be our next success story? It all starts with one step — and we'll walk it with you.

Michael Del Prete, Phoenix City Council Candidate District 6

#Realestate #Investor #Realestateagent #AZREIA #arizonarealestate #AZREIAshow #realestateinvestment #propertymanagement

Welcome to another episode of The AZREIA Show!

In this episode, Michael Del Prete sits down with Phoenix realtor, investor, and short-term rental operator Jeremy Holden of Jeremy Holden Real Estate and Holden Family Management to explore the opportunities and realities of investing in short-term rentals. Jeremy shares how he got started with house hacking during the COVID era, earned his real estate license to serve investors better, and built a portfolio of short-term rental properties while navigating a challenging market with higher interest rates.

From property acquisition and market analysis to furnishing, guest experience, operations, and revenue management, Jeremy explains why successful short-term rentals require more than just owning real estate. He discusses how investors can research demand, evaluate competing listings, leverage platforms like Airbnb and VRBO, and underwrite deals using realistic projections to minimize risk and maximize returns.

Whether you're considering your first short-term rental, looking to scale your portfolio, or wanting to better understand Arizona's evolving STR landscape, this episode delivers practical insights from an investor actively operating in the space. Jeremy also shares updates on industry advocacy efforts and discusses the Phoenix Short Term Rental Forum's upcoming partnership with AZREIA, providing valuable resources for investors looking to stay ahead in this growing sector

01:48 – Jeremy's Background: From house hacking to scaling an STR portfolio 04:42 – Why choose short-term rentals over fixing and flipping or long-term leasing? 06:14 – The Hospitality Factor: Running a short-term rental is running a hospitality business 11:00 – Analyzing the Phoenix & Scottsdale Markets: Fly-in vs. Destination vs. Drive-in markets 19:28 – Maximizing Bookings: Managing Airbnb, VRBO, and Direct Bookings 24:54 – Smart Underwriting: How to stress-test your properties for worst-case scenarios 39:06 – Real Estate Legislation: The future of short-term rentals in Arizona 44:03 – How to connect with the Phoenix Short-Term Rental Forum & Final Tips

-- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence."

Want to grow your real estate business? 💼 Subscribe, like, and tap the bell so you never miss an episode of The AZREIA Show!

🔑 Ready to take the next step? 👉 Ready to become a member of Arizona's largest and most trusted real estate investing network?

Join AZREIA now - https://azreia.org/join 🤔 Not sure if real estate is right for you yet? Start with our free email series: Get the 12 Essential Steps to Becoming a Real Estate Investor -https://azreia.org/12-essential-steps-to-becoming-a-real-estate-investor ✨ Either way: take action, keep moving forward, and never stop working toward the life you want.

AZREIA has helped thousands of investors since 2002 find their strategy, stay accountable, and build the life of their dreams. 💭 Will you be our next success story? It all starts with one step — and we'll walk it with you.

Michael Del Prete, Phoenix City Council Candidate, District 6

#Realestate #Investor #Realestateagent #AZREIA #arizonarealestate #AZREIAshow #realestateinvestment #propertymanagement

Welcome to another episode of The AZREIA Show!

In this episode of the AZREIA Show, Michael Del Prete sits down with Kevin Coughlin of the National Real Estate Investors Association (National REIA) to discuss the critical issues shaping the future of real estate investing across America.

From rent control and property rights to fair housing regulations, emotional support animal policies, property taxes, institutional investors, and seller financing, Kevin shares valuable insights into the legislation and public policy decisions that directly impact real estate investors, landlords, and housing providers.

Whether you're a new investor, a seasoned landlord, or simply interested in the future of housing in America, this conversation highlights why staying informed and involved in policy matters is just as important as finding your next deal. Learn how National REIA supports local investor associations, protects housing providers, and helps investors navigate an ever-changing regulatory environment.

0:34 What National REIA Does 01:24 Kevin Role and Mission 02:25 Policy Support for REIAs 04:30 Why Politics Matters Now 06:35 Engage Your Policymakers 09:29 Arizona Bill Case Study 10:51 National Trends and Bad Ideas 13:04 DC Updates HUD and Housing Bill 16:28 Build to Rent and Seller Finance 20:52 Property Taxes and Ohio Shift 23:45 Choosing Markets and Staying Informed 25:30 Resources Calls and Partnerships 26:28 Wrap Up Contact and Next Steps

-- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence."

Want to grow your real estate business? 💼 Subscribe, like, and tap the bell so you never miss an episode of The AZREIA Show!

🔑 Ready to take the next step? 👉 Ready to become a member of Arizona's largest and most trusted real estate investing network?

Join AZREIA now - https://azreia.org/join 🤔 Not sure if real estate is right for you yet? Start with our free email series: Get the 12 Essential Steps to Becoming a Real Estate Investor -https://azreia.org/12-essential-steps-to-becoming-a-real-estate-investor ✨ Either way: take action, keep moving forward, and never stop working toward the life you want.

AZREIA has helped thousands of investors since 2002 find their strategy, stay accountable, and build the life of their dreams. 💭 Will you be our next success story? It all starts with one step — and we'll walk it with you.

Michael Del Prete, Phoenix City Council Candidate District 6

#Realestate #Investor #Realestateagent #AZREIA #arizonarealestate #AZREIAshow #realestateinvestment #propertymanagement

Welcome to another episode of The AZREIA Show!

In this episode, we sit down with Jules Wrubel to dive into the world of hard money lending and real estate financing. Jules shares his journey from New York and New Jersey to Arizona, where he built a career in the mortgage industry before transitioning into hard money lending and private financing.

Jules walks us through the realities of funding real estate deals, from making his first hard money loan to managing risk on unique investment opportunities. He explains the importance of thoroughly vetting deals and borrowers, keeping airtight paperwork, and building a strong network of trusted investors and professionals. Along the way, he shares practical lessons learned from real transactions, including both successes and challenges that shaped his approach to lending.

Beyond the mechanics of lending, Jules highlights the bigger picture: how private financing can help investors transform properties and positively impact local communities. He also talks about his plans to raise capital, expand lending opportunities, and teach others how to get started in hard money lending. Whether you're a seasoned investor or just exploring alternative financing, this episode is packed with actionable insights and inspiring stories you won't want to miss.

02:24 Understanding Hard Money Lending 05:01 Evaluating Borrowers and Deals 11:09 Advice for New Lenders and Borrowers 16:34 Sharing the Good and Bad News 16:56 Organizing Paperwork for Mortgage Approval 17:23 The Importance of Being Prepared 18:28 Hard Money Lending Insights 21:04 Building Your Network for Funding 22:31 Door Knocking and Real Estate Stories 28:35 Raising Capital and Economic Impact 30:06 Conclusion and Contact Information

-- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence."

Want to grow your real estate business? 💼 Subscribe, like, and tap the bell so you never miss an episode of The AZREIA Show!

🔑 Ready to take the next step? 👉 Ready to become a member of Arizona's largest and most trusted real estate investing network?

Join AZREIA now - https://azreia.org/join 🤔 Not sure if real estate is right for you yet? Start with our free email series: Get the 12 Essential Steps to Becoming a Real Estate Investor -https://azreia.org/12-essential-steps-to-becoming-a-real-estate-investor ✨ Either way: take action, keep moving forward, and never stop working toward the life you want.

AZREIA has helped thousands of investors since 2002 find their strategy, stay accountable, and build the life of their dreams. 💭 Will you be our next success story? It all starts with one step — and we'll walk it with you.

Michael Del Prete, Phoenix City Council Candidate District 6

#Realestate #Investor #hardmoney #hardmoneylender #Realestateagent #AZREIA ##arizonarealestate #azrealtor #AZREIAshow #realestateinvestment #propertymanagement #propertyinvestment

Welcome to another episode of AZREIA Show!

Thinking about investing outside your local market? In this solo episode of AZREIA Show, host Marcus Maloney shares how he successfully invests out of state from Arizona, primarily in the Chicagoland area. Rather than relying on appreciation alone, Marcus explains why he prioritizes predictable cash flow, strong fundamentals, and tax advantages to build long-term wealth.

Marcus breaks down the key factors he evaluates when selecting a market, including job growth, employer diversity, wage trends, infrastructure investment, crime rates, school quality, rent-to-price ratios, inventory levels, and days on market. He also highlights the red flags investors should watch for, such as declining populations, overbuilding, excessive regulation, low cap rates, and markets heavily dependent on a single employer.

You'll also learn how to assemble a dependable out-of-state team and effectively manage properties from anywhere. Marcus shares practical insights on working with agents, contractors, property managers, lenders, attorneys, and CPAs, along with the systems and technology he uses to stay organized. Whether you're considering your first out-of-state investment or looking to scale your portfolio, this episode offers a proven framework for investing with confidence.

00:00 Welcome and Setup 01:25 Why Invest Out of State 02:39 Cash Flow Philosophy 05:04 Early Mistakes to Avoid 05:45 Out of State Market Drivers 09:17 Pick the Right Market 12:27 Market Red Flags and Data 16:05 Build Your Local Team 22:10 Remote Management Systems 29:40 Rental Oversight and Reports 33:57 Biggest Investor Mistakes 36:37 Final Advice and Closing

-- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence."

Want to grow your real estate business? 💼 Subscribe, like, and tap the bell so you never miss an episode of The AZREIA Show!

🔑 Ready to take the next step? 👉 Ready to become a member of Arizona's largest and most trusted real estate investing network?

Join AZREIA now - https://azreia.org/join 🤔 Not sure if real estate is right for you yet? Start with our free email series: Get the 12 Essential Steps to Becoming a Real Estate Investor -https://azreia.org/12-essential-steps-to-becoming-a-real-estate-investor ✨ Either way: take action, keep moving forward, and never stop working toward the life you want.

AZREIA has helped thousands of investors since 2002 find their strategy, stay accountable, and build the life of their dreams. 💭 Will you be our next success story? It all starts with one step — and we'll walk it with you.

Michael Del Prete, Phoenix City Council Candidate District 6

#AZREIA #AZREIAShow #RealEstateInvesting #OutOfStateInvesting #CashFlowInvesting #PassiveIncome #RentalProperties #RealEstateEducation #InvestorMindset #ArizonaInvestors

Welcome to another episode of The AZREIA Show! In this solo episode, Michael Del Prete, Executive Director of the Arizona Real Estate Investors Association, reflects on a powerful chapter from his book Fearless Connections and shares how real estate success is built far more on relationships than marketing tactics. He walks through a memorable 2012 wholesale deal in Phoenix's Pearson Historic District, where a distressed property with a squatter and a $5,000 asking price turned into a defining lesson in collaboration, trust, and long-term wealth building. What began as a simple assignment deal evolved into a creative partnership when investor Dennis stepped in to renovate, rent, refinance, and structure the project using other people's money. In the process, Michael still received his assignment fee while also earning 25% ownership in the deal, revealing how the right relationships can expand opportunity far beyond a single transaction and create outcomes that no solo effort could achieve. Throughout the episode, Michael emphasizes the fundamentals that actually drive success in real estate: showing up consistently, building genuine relationships, networking with intention, learning from mentors and peers, and never underestimating the people you meet along the way. He also introduces his philosophy of "living life in thirds," where growth comes from learning from those ahead of you, building alongside your peers, and giving back to those just starting out, reminding investors that lasting success is built through connection, trust, and consistency. 00:00 Welcome to AZREIA Show 01:22 Why Relationships Win 02:02 Survival Mode Wholesaling 03:36 The Craigslist House Lead 06:53 Meeting Dennis at AZREIA 08:03 From Fee to Ownership 10:18 Refi and OPM Lesson 12:16 Living Life in Thirds 14:26 Negotiation Calm Mindset 16:37 Show Up and Network 18:28 Panera Game Six Plex Deal 19:36 Reconnect and Give First 20:28 Events and Final Wrap -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business? 💼 Subscribe, like, and tap the bell so you never miss an episode of The AZREIA Show! 🔑 Ready to take the next step? 👉 Ready to become a member of Arizona's largest and most trusted real estate investing network? Join AZREIA now - https://azreia.org/join 🤔 Not sure if real estate is right for you yet? Start with our free email series: Get the 12 Essential Steps to Becoming a Real Estate Investor -https://azreia.org/12-essential-steps-to-becoming-a-real-estate-investor ✨ Either way: take action, keep moving forward, and never stop working toward the life you want. AZREIA has helped thousands of investors since 2002 find their strategy, stay accountable, and build the life of their dreams. 💭 Will you be our next success story? It all starts with one step — and we'll walk it with you. Michael Del Prete, Phoenix City Council Candidate District 6 #Realestate #Investor #Realestateagent #AZREIA #arizonarealestate #AZREIAshow #realestateinvestment #propertymanagement

In this episode, AZREIA Executive Director Michael Del Prete and Marcus Maloney sits down with attorney, investor, and note expert Jeff Watson to discuss why many investors are shifting away from traditional rentals and toward notes and seller financing to build more predictable income with less risk and stress. eff shares his journey from buy-and-hold investing and short sales to becoming a successful note investor after learning from Eddie Speed. The conversation dives into how rising taxes, insurance costs, maintenance expenses, and growing political pressures are making traditional rental investing more difficult than ever.

You'll learn how seller financing can create steady monthly cash flow, why amortization schedules can become a powerful wealth-building tool, and how investors can structure creative deals to maximize returns. Jeff walks through a real-world seller finance example using a $129,900 property sale with a $20,000 down payment and financing at 9.5% over 30 years. He also explains how partial note sales can help investors recover capital faster and how self-directed IRAs can be used in note investing strategies.

If you're looking for ways to build more consistent income while reducing the day-to-day challenges of being a landlord, this conversation is packed with valuable insights you can apply immediately.

1:03 Jeffs Investing Origin 02:05 Short Sales to Note Buyer 05:36 Why Pivot Now 06:44 Two Aha Moments 08:28 Seller Financing Math 11:55 Where It Works 15:33 Subject To and Wraps 17:07 Note Myths and Payoffs 19:39 AZREIA Events Preview 22:24 Deep Dive Workshop 25:10 Disclaimers and Wrap Up

-- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com ""AZREIA does not endorse specific investments. Please do your own due diligence.""

Want to grow your real estate business? 💼 Subscribe, like, and tap the bell so you never miss an episode of The AZREIA Show!

🔑 Ready to take the next step? 👉 Ready to become a member of Arizona's largest and most trusted real estate investing network?

Join AZREIA now - https://azreia.org/join 🤔 Not sure if real estate is right for you yet? Start with our free email series: Get the 12 Essential Steps to Becoming a Real Estate Investor -https://azreia.org/12-essential-steps-to-becoming-a-real-estate-investor ✨ Either way: take action, keep moving forward, and never stop working toward the life you want.

AZREIA has helped thousands of investors since 2002 find their strategy, stay accountable, and build the life of their dreams. 💭 Will you be our next success story? It all starts with one step — and we'll walk it with you.

Michael Del Prete Phoenix City Council Candidate District 6

#Realestate #Investor #Realestateagent #AZREIA #arizonarealestate #AZREIAshow #realestateinvestment #propertymanagement