The bank of Mum & Dad is increasingly playing a major part of house purchases today, but many Centrelink payment recipients fail to appreciate the impact helping their kids out might have on the their pension payments.  Justin Bott from Services Australia visits us again to illuminate on this area that is still widely misunderstood.  Find out the difference between "gifting" and "loan" when family provides funds to each other.  The rules are straight forward yet catch too many out.