Season 3 Episode 4 of BankCents – The Podcast That Makes Sense of All Things Banking!Looking for your dream home is exciting, but it can also be a stressful time if you aren’t prepared to go through the home buying process. Jessica joins Greg on our next episode of BankCents and shares insight from homeowners on what they wish they knew before applying for a mortgage.

Intro: 0:44

Interest Rates: 1:45

Pre-Approval: 3:12

Costs Beyond Down Payment: 5:29

Loan Term: 6:36

Benefit of a Local Lender: 8:14

BankCents is the podcast that makes sense of all things banking. Something you don't understand or want to learn more? Message us on social media, comment below, or email us at [email protected] with your questions about banking.

BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at bankwithbos.com.

For an overview of the mortgage process, check out Jessica’s episode from season one where she talks about finding the right loan, refinancing, and different types of mortgages: https://www.youtube.com/watch?v=8nGs1PCKr-U&t=34s

Click here to visit our mortgage center: https://www.mortgagewithbos.com/?utm_source=web&utm_medium=menu&utm_campaign=mortgagelink&utm_id=link&utm_term=learnmore&utm_content=allmarkets

This podcast is for educational purposes.

All loans are subject to credit approval.

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Watch on YouTube: https://youtu.be/yDlgh_gW1Js

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Season 3 Episode 3 of BankCents – The Podcast That Makes Sense of All Things Banking!Greg’s joined by one of our reoccurring fraud experts, Matt Stark, to talk through ways businesses can better protect themselves from fraud and stay ahead of the scammers. The duo talks through account monitoring, a check and ACH fraud prevention tool, and validating email and vendor communication. To further safeguard your business, BOS offers valuable products like Positive Pay and Cyber Insurance. These resources are designed to help protect your company from fraud-related losses. If you’d like more information or have questions, visit our website (link to business services page) or call 877-698-3278.Intro: 0:28Daily Account Monitoring and Alerts: 1:19Positive Pay: 3:14Email and Vendor Validation: 5:22Current Scams We Are Seeing: 6:27This podcast is for educational purposes.Watch on YouTube: https://youtu.be/0DBsYQZ8aH0Check out our other materials on fraud:Current Scams and How to Prevent Fraud (https://youtu.be/Z5k0KJc_2I8)Navigating a Fraudulent Environment (https://youtu.be/I9oHacC-FiY)5 Ways Businesses Can Reduce Fraud and Protect Bank Accounts from Scammers (https://www.bankwithbos.com/Blog/Posts/132/Fraud-Awareness/2025/4/5-Ways-Businesses-Can-Reduce-Fraud-and-Protect-Bank-Accounts-from-Scammers/blog-post/)Music by FASSounds from Pixabay

Season 3 Episode 2 of BankCents – The Podcast That Makes Sense of All Things Banking!

On this week’s episode, we’re diving into one of the hottest debates in personal finances: Human Financial Advisor vs. Robo Advisor. Greg Marantz and Shannon Jones, Financial Advisor with BOS Asset Management, compare the two types of advisors, what they do, how they differ, and why a traditional financial advisor is most suitable.

Introduction: 0:57

What is a Financial Advisor?: 2:04

What is a Robo-Advisor?: 2:54

Fiduciaries: 3:42

This podcast is for educational purposes.

Watch on YouTube: https://youtu.be/rltsRUpQavs

If you have questions about this topic, please contact Shannon Jones at [email protected].

BOS Asset Management, LLC is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual.

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We’re back for Season 3 of BankCents – The Podcast That Makes Sense of All Things Banking!

Join host Greg Marantz and recurring guest Monica Dyson, VP and Chief Marketing Officer at BOS, as they talk through creating a budgeting, understanding your money personality, and ways to control your expenses.

Introduction: 0:28

Creating a Budget: 1:04

What is Your Money Personality: 3:37

How to Limit Expenses: 6:30

Recap: 9:27

This podcast is for educational purposes.

Watch on YouTube: https://youtu.be/OoHu-Qqgnno

Looking for more on budgeting? Click here to listen to our budgeting episode from season 1: https://www.youtube.com/watch?v=fSyhMGeV3mU&list=PLVUyj3Bw1kNimt2LxJUjWNrKvIs1eHLIg&index=22

Member FDIC

Music by FAS

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Jennifer Marantz, Executive Vice President at BOS, joins BankCents to talk through what partnering with a community bank means to BOS.  Learn about the “why” behind the bank, the tradition of family, and the importance of the #BOSCommunity.

Jennifer Introduction: 0:40

Mission of BOS: 2:09

Strategic Growth: 3:28

Community Involvement: 7:17

Visit IRS.gov for helpful resources to help you prepare for tax season / your tax return.

This podcast is for educational purposes.

Watch on YouTube: https://youtu.be/GzWXZfGe5_g

This podcast is for educational purposes.

Insurance products are not insured by the Federal Deposit Insurance Corporation (FDIC) or any government agency. Insurance products are not deposits, obligations, or guaranteed by the bank or its affiliates. Insurance products may lose value. Insurance products are not a condition to any bank loan, product or service.

On this episode of BankCents we dive into youth checking accounts, teaching kids (and their parents) about banking responsibly, important safety features on youth checking accounts, and more.

After you finish the episode, check out our parent’s guide to youth checking account: https://www.bankwithbos.com/Blog/Posts/94/Fraud-Awareness/2024/7/Safety-First-A-Parents-Guide-to-Youth-Checking-Accounts/blog-post/?utm_source=bankcents&utm_medium=socialmedia&utm_campaign=bankcents&utm_id=link&utm_term=education&utm_content=allmarkets

BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at ⁠⁠bankwithbos.com⁠⁠.

Watch on YouTube: https://youtu.be/03P_Gu0t3Rc

This podcast is for educational purposes.

Member FDIC

Music by FASSounds from Pixabay