BankCents

By Bank of Springfield

BankCents is the podcast that makes sense of all things banking. Brought to you by BOS, a community bank located in Illinois and Missouri.... more

· Education

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FAQs about BankCents:

How many episodes does BankCents have?

The podcast currently has 26 episodes available.

BankCents episodes:

August 29, 2024 The Digital Banking Experience - BankCents S2 Episode 4
Digital Banking is more than just your basic banking transactions. With online and mobile banking, you can conveniently manage your accounts from anywhere.
BOS Retail Training Officer, Kelsy Neuf, joins BankCents to talk about the Digital Banking Experience and the wide range of features and services that allows you to perform all your banking activities online. Whether you’re familiar with mobile banking on a surface level or handle all of your transactions at your local bank, this episode is for you!
Want a deeper dive into digital banking? Check out the BOS Learning Center for videos about Bill Payment, Digital Wallet, eStatements, Mobile Banking Alerts, and more!
BOS Learning Center: https://www.bankwithbos.com/bos-learning-center?utm_source=bankcents&utm_medium=socialmedia&utm_campaign=bankcents&utm_id=link&utm_term=education&utm_content=allmarkets
BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at ⁠⁠bankwithbos.com⁠⁠.
Watch on YouTube: https://youtu.be/RC1NCQNVQpA
This podcast is for educational purposes.
Member FDIC
Music by FASSounds from Pixabay
...more
13min
August 15, 2024 In-Branch Experience: What to Expect When You Go To The Bank - BankCents S2 Episode 3
BankCents host, Greg Marantz, is joined by Matt Stark, Vice President at BOS.
Going into a bank can feel intimidating. Let’s face it, talking about money with anyone is a little overwhelming. Brian Anderson, Branch Manager at one of our BOS locations, joins BankCents to talk about how you can prepare for your trip to the bank and what to expect that will help make your in-branch experience more comfortable.
BankCents is the podcast that makes sense of all things banking. Something you don't understand or want to learn more? Message us on social media, comment below, or email us at [email protected] with your questions about banking.

BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at ⁠⁠bankwithbos.com⁠⁠.
Watch on YouTube: https://youtu.be/m9jFS9Kc6cI
This podcast is for educational purposes.
Member FDIC
Music by FASSounds from Pixabay
...more
11min
August 01, 2024 Current Scams and How to Prevent Fraud - BankCents S2 Ep. 2
BankCents host, Greg Marantz, is joined by Matt Stark, Vice President at BOS.
If you have an email address, social security number, or home or cell phone number, listen up! This episode’s conversation focuses on technology support scams, online job and application scams, and online sales scams and how to better protect yourself from fraud. Matt breaks down how consumers can spot a scam, red flags, and resources if you’re a victim of fraud.
BankCents is the podcast that makes sense of all things banking. Something you don't understand or want to learn more? Message us on social media, comment below, or email us at [email protected] with your questions about banking.
BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at ⁠⁠bankwithbos.com⁠⁠.
If you are a victim of Identity Theft:
Call the company where the fraud occurred.
Place a free fraud alert by contacting one of the three credit bureaus. They are required to tell the other two.
Report Identity Theft to the Federal Trade Commission (FTC) at IdentityTheft.gov (link to website https://www.identitytheft.gov/_
Watch on YouTube: https://www.youtube.com/watch?v=Z5k0KJc_2I8
This podcast is for educational purposes.
Member FDIC
Music by FASSounds from Pixabay
...more
12min
July 18, 2024 Credit Score and Your Financial Journey - BankCents S2 Ep. 1
How important is your Credit Score?
A follow up conversation from Season 1 Episode 1 on the
basics of budgeting and financial wellness, today’s episode focuses on credit health and how credit scores may impact various areas of your life.

Greg Marantz is joined by Monica Dyson, VP and Chief
Marketing Officer at BOS.

Watch on YouTube @bankwithbos.

BankCents is the podcast that makes sense of all things banking. Something you don't understand or want to learn more? Message us on social media (@bankwithbos), comment on YouTube, or email us at
[email protected] with your questions about banking.

BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at bankwithbos.com.

This podcast is for educational purposes.

Music byFASSounds from Pixabay
...more
15min
January 31, 2024 20 Somethings Financial Planning
Whether you're 19 or 29, it's never too early to start thinking about your financial future. From retirement savings, to wills and trusts, to aligning your financial needs with a partner, it's important to start the conversation as soon as possible.
In this episode of BankCents, Greg Marantz is joined by Greg Pettys, Wealth Consultant at BOS, to start a three-part series about financial planning in yours 20s, 30s, and 40s. Tune in to part 1 to learn where you can start in early adulthood.
Watch on YouTube @baankwithbos.
BankCents is the podcast that makes sense of all things banking. Something you don't understand or want to learn more? Message us on social media (@bankwithbos), comment on YouTube, or email us at
[email protected] with your questions about banking.
BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at bankwithbos.com.
This podcast is for educational purposes.
Music byFASSounds from Pixabay
...more
17min
October 18, 2023 The Process of Starting a Business
You wouldn't dive into a pool without knowing how to swim, so why start a business without knowing where to start?
Greg Marantz is joined by Erik Huber, VP and Commercial Loan Officer at BOS, to discuss why your bank plays an important role in your starting your business. From a business plan, to funding, to the crucial relationships you will need, Greg and Erik will walk you through the ins and outs.
Episode Time Stamps:
- 3:08 First Steps for Starting a Business
○ 3:28 Business Plan
- 4:40 Build Your Business Team
- 6:18 Relationship With Your Bank
○ 7:38 Changing Needs
- 8:35 Funding a Business
○ 9:00 Types of Business Loans
- 12:00 Business Loan Application
○ 13:40 Personal Financial Statement
○ 14:10 Underwriting and Approval Process
- 16:00 Recap and Advice
BankCents is the podcast that makes sense of all things banking. Something you don't understand or want to learn more? Message us on social media, comment below, or email us at [email protected] with your questions about banking.
BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at ⁠⁠bankwithbos.com⁠⁠.
Watch on YouTube: https://youtu.be/FhLsr58wwyk
This podcast is for educational purposes.
Music by FASSounds from Pixabay
https://www.bankwithbos.com/bankcents...
...more
19min
October 04, 2023 A Quick Overview of the Mortgage Process
Getting into a new home loan, whether for the first or fifth time, can be a lot to take in. Your mortgage lender is here to help you through the process, step by step.
In this episode of BankCents, join Greg Marantz and Jessica Kessel, a Mortgage Lender in St. Louis, for a walk through of the mortgage process and the do's and don't of homebuying. From pre-approval to closing, take note and prepared for when it's time to purchase your new home.
Episode Topic Timestamps:
- Types of Mortgages 1:36
- Determining the Right Loan 2:16
- Refinancing 2:52
- Alternative Options 3:36
- Mortgage Process
○ Pre-approval 5:01
○ Documents and Appraisal 6:22
○ Underwriting 6:45
○ Final Approval 7:40
○ Closing Day 8:00
- Do's and Don'ts 8:16
- Advice 11:48
BankCents is the podcast that makes sense of all things banking. Something you don't understand or want to learn more? Message us on social media, comment below, or email us at [email protected] with your questions about banking.

BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at ⁠⁠bankwithbos.com⁠⁠.
This podcast is for educational purposes. All loans are subject to credit approval. BOS NMLS 402619.
Music by FASSounds from Pixabay
...more
15min
September 20, 2023 40 Somethings Financial Planning
Life can change in an instant. Do your legal documents and long-term financial plans, like wills and life insurance policies, align with your current wants and needs?
In this episode of BankCents Greg Marantz is joined by Greg Pettys, Wealth Consultant at BOS, to finish the 3 part series on Financial Planning in your 20s, 30s, and 40s. Tune in to hear advice on navigating finances within your family, learn about what you should be planning for, and how often you should review your documents.
Watch on YouTube: https://youtu.be/LAoVw0I-KLA
BankCents is the podcast that makes sense of all things banking. Something you don't understand or want to learn more? Message us on social media (@bankwithbos), comment on YouTube, or email us at [email protected] with your questions about banking.
BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings.
Learn more at bankwithbos.com.
This podcast is for educational purposes.
Music by FASSounds from Pixabay
...more
16min
September 06, 2023 30 Somethings Financial Planning
So you have a retirement account and are planning for your children's college education, but are you really taking advantage of all the financial moves open to you?
The next part of our Financial Planning series on BankCents is geared towards those in their 30s. Greg Marantz and Greg Pettys, Wealth Consultant at BOS, dive into the different avenues and best ways to prepare for the future. From FAFSA knowledge to fully utilized insurance plans, join us on the podcast to learn more!
BankCents is the podcast that makes sense of all things banking. Something you don't understand or want to learn more? Message us on social media (@bankwithbos), comment on YouTube, or email us at [email protected] with your questions about banking.
BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at bankwithbos.com.
This podcast is for educational purposes.
Music by FASSounds from Pixabay
...more
13min
August 08, 2023 Financial Literacy: Savings Accounts & CDs
Ever head of "paying yourself first?" Automatic transfers into a savings account is the best way to begin reaching your financial goals.
In this episode of BankCents, Greg Marantz and Tim Welch, VP and Branch Manager at BOS, dive into the topic of Savings and CDs as tools to grow your financial wellbeing. Listen in to learn the difference between the account types, how they can be helpful in reaching your goals, and the importance of financial education in all stages of life.
Episode Topic Timestamps:
- Introduction 0:54
- Savings Accounts 1:58
○ Emergency Fund 3:00
○ Start Now and Automate 3:30
- Certificate of Deposit 4:47
○ CD Terms and Interest Rates 5:48
- Minor Savings Accounts 7:34
- Teaching Children to Save 9:02
○ Needs vs. Wants 10:06
- Needs vs. Want for All Ages 11:08
- Savings Advice 12:16
BankCents is the podcast that makes sense of all things banking. Something you don't understand or want to learn more? Message us on social media, comment below, or email us at [email protected] with your questions about banking.

BankCents is brought to you by the Bank of Springfield (BOS), a community bank located in Illinois and Missouri. BOS is a full-service institution that offers a wide range of financial offerings. Learn more at ⁠⁠bankwithbos.com⁠⁠.
Music by FASSounds from Pixabay
https://www.bankwithbos.com/bankcents
...more
15min

FAQs about BankCents:

How many episodes does BankCents have?

The podcast currently has 26 episodes available.