Retailers say tokenization and encryption are critical to ensuring payment card data security. Aite's Natalie Reinelt describes how merchants will use layers of security to protect data at the point of capture.

The use of big data for real-time threat analysis will become more commonplace among banks and credit unions in 2015, says Bill Stewart of Booz Allen Hamilton, who describes cybersecurity trends for the year ahead.

Hewlett Foundation President Larry Kramer explains why the group is funding academic efforts to lay the cornerstone for sustainable public policy to deal with the growing cyberthreats faced by governments, businesses and individuals.

Yes, there is a global security staffing shortage. But what is the cause, and what can be done to address the crisis? Hord Tipton of (ISC)² offers his take on key issues facing the profession.

Cybersecurity specialists need to learn to think like an adversary in order to develop sound defense strategies, says Greg Shannon, chief scientist at the CERT Division of Carnegie Mellon University's Software Engineering Institute.

While card issuers and payments acquirers are speeding up their EMV rollouts, Kate Larson of the Consumer Bankers Association says banks also should be implementing other technologies, including tokenization, in their efforts to fight fraud.

Brendan Hannigan became IBM's top security systems executive in 2011, when Big Blue acquired the company he ran, Q1 Labs. Hannigan says acquisitions will remain a key component in the growth of IBM's security business.

While banking associations debate with merchant groups about cybersecurity responsibilities, SWACHA CEO Dennis Simmons says more attention must be paid to the role cardholders play in protecting their accounts.

A top-flight IT security team requires individuals with know-how in a wide range of non-technology disciplines, in addition to those with technical expertise, cybersecurity leaders say.

The threats, the solutions and certainly the actors all have changed dramatically since David DeWalt first entered the information security industry. Which should be the top concern for enterprises?