Though others deemed Bruce McConnell as one of the government's most innovative security thought-leaders, he says his vision of how best to secure IT evolved during his just-ended 4-year tenure at DHS as a senior cybersecurity policymaker.

Because mobile payments are so new, banking institutions worldwide are still trying to understand which threats to address first, says payments fraud expert Neira Jones.

The best ideas to secure the Internet do not come from the top-down government approach imposed by some foreign governments, but from the openness derived by a multi-stakeholder process, says Christopher Painter, America's top cyber diplomat.

The hotline, the communications link established between Washington and Moscow during the Cold War to avert a nuclear war, is being used to warn of potential cyber and environmental crises, the State Department's Christopher Painter says.

Kim Peretti, the ex-prosecutor who helped nab Heartland hacker Albert Gonzalez, says recent indictments offer insights into the actors behind global fraud schemes that affected 160 million cardholders.

Organizations increasingly engage with customers via social media, but managers often fail to incorporate or enforce key policies. Attorney David Adler offers tips to improve social media management.

As social media use grows, so do the risks of organizations getting caught up in costly legal disputes over ownership and assets. Alan Brill of Kroll advises on how to mitigate such risks.

Draft legislation circulating in the Senate, if enacted, would serve as Congress' endorsement of President Obama's order to create best practices that industry could voluntarily adopt, says Jacob Olcott, the former counsel to the committee that wrote the bill.

When it comes to fighting fraud, technology can only go so far, says Nancy Guglielmo of BITS. So, how can banking institutions truly correct the user behavior that enables many fraud schemes?