Banking institutions have done a poor job of educating consumers about payments fraud prevention, says Aite analyst Shirley Inscoe. "Banks need to figure out how to communicate with consumers in a way consumers understand."

Today's advanced threats are no secret. Focusing the correct resources on them is the true challenge, says Will Irace of General Dynamics Fidelis Cybersecurity Solutions. He offers tips for harnessing the right skills and technology.

Version 3.0 of the PCI Data Security Standard is coming, and draft guidelines reflect the impact of recent retail breaches. PCI GM Bob Russo explains big changes to ensuring payment card security.

Bruce McConnell, who just stepped down as one of the federal government's top cybersecurity policymakers, says he understands why some lawmakers don't trust DHS with significant authority to safeguard government IT.

The old saw of a blind squirrel fortuitously finding an acorn reminds the Atlantic Council's Jason Healey of cyber-assailants from third-rate cyber-power Iran, believed to be behind DDoS attacks on U.S. banks.

It's time to start thinking about the next wave of DDoS attacks, says Neustar's Rodney Joffe. And it's time for other critical infrastructure industries - not just banks - to assess their risks.

Organizations won't effectively share cyberthreat intelligence until they have more efficient ways of gathering and prioritizing data, says EMC's Kathleen Moriarty, author of a new report about information sharing weaknesses.

Though others deemed Bruce McConnell as one of the government's most innovative security thought-leaders, he says his vision of how best to secure IT evolved during his just-ended 4-year tenure at DHS as a senior cybersecurity policymaker.

Because mobile payments are so new, banking institutions worldwide are still trying to understand which threats to address first, says payments fraud expert Neira Jones.