Kyle Hauptman, vice chairman of the National Credit Union Administration, comes on the show to discuss how his agency encourages credit unions to take steps to stay relevant in the digital era.

The question of how to expand access and ensure fairness for people of color deals with finding the right balance of regulation, technology and traditional finance. Two leaders on this issue speak with Jo Ann about finding the best answers.

In this episode, Jo Ann speaks with innovation leaders at the Financial Industry Regulatory Authority, Haimera Workie and Alex Khachaturian, about a new tool to help transform financial regulation and compliance.

Todd Harper is the first head of the National Credit Union Administration appointed after serving in the agency's own ranks. His conversation with Jo Ann touches on the NCUA's new innovation office, and the technology pressures and opportunities facing credit unions.

The first 2023 episode is Jo Ann's discussion with Simon Taylor, Head of Strategy at the anti-fraud tech firm Sardine. He weighs in on crypto's "massive fraud problem," and the pros and cons of building trust through decentralization and code.

Rathi heads the U.K. Financial Conduct Authority, which has raced ahead of other agencies in recognizing the importance of digital transformation. He sits down with Jo Ann for a wide-ranging discussion on the FCA's sandbox initiative, why the 'G' (for Governance) in ESG matters, and how the agency aspires to be a "data-driven regulator."

Ravi Menon, the managing director of the Monetary Authority of Singapore, has charted a bold course on regulatory innovation, inventing new models that are being emulated throughout the world.

Ramaswamy, the Chief Legal Officer of Andreessen Horowitz, speaks to Jo Ann about the World Wide Web's evolution and how version 3.0 aims to improve on earlier shortcomings through blockchain technology, tokenization and smart contracts.

Guerra leads compliance work at the five-year-old B2B platform enabling financial firms to offer crypto services. He says tech innovation challenges the assumption that compliance efforts are not aligned with business goals.

Young speaks to Jo Ann about the alliance that she leads and how its innovative members are building the bridge from traditional compliance to digitized solutions.