Barron Von Earl Sir Duke Lord Turner | Rock-n-Roll Comedy Train wreck

Watch out for these warning signs that your financial plan is built on quick sand and not solid rock.

- How to say no to a life insurance sales rep (Miguel, CA)
- Should I pick two target date funds if I don't know when I'll retire (Legolas)
- I'm in debt and don't know where to go (Kim)
- How can I grow my clientele (TiQuisha, Hotlanta GA)
- How to stop online shopping habits (Christine)
- Warning from a listener about getting the right insurance (Scooby Doo)
- Tax saving tip from Sunshine on getting the right deductions

Mentioned on the show:

NFCC.org - https://www.nfcc.org

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

When it comes to your money these are five financial mistakes to watch out for so you can build wealth faster.

- In the band: Sam has more zeros in his bank account

- What should you look for when buying life insurance (Kevin, Roswell, GA)

- Your words are valuable to pass on to our kids (Barbara)

- How to keep from going over budget (Frank)

- How to recognize bad money advice (Jason)

- How can we help our family change their money habits (Mike)

- How do you get a partner on the money saving train (Bjorn, Sweden)

- How to avoid getting tricked by salespeople

- How to save money on college text books (Rachel)

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

These used car buying tips can save you thousands the next time you buy a used car.

- Introducing the newest members of Team Turner.

- Car dealer services that aren't worth the money

- Tax scams to be aware of

- Be aware of when other people tell you what to do with your money (Saurav, YouTube)

Listener questions:

- What are some things I can do to to help me with taxes (Geoff)

- Do I have enough to live on in retirement if I'm 58 and have $200,000 invested (Jana)

- I'm interested more about the FIRE community (Seth)

- What is one money trick you use that you may not have talked about (Manual, Florida)

- How can I teach my kids better (Christine)

Resources/links:

IRS Tax Scams - https://www.irs.gov/newsroom/tax-scams-consumer-alerts

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

How can you improve your money everyday? What small actions will lead to massive results later?

- Should you buy travel insurance?

- How to turn a hobby into a business. The story of a private chef.

Listener questions:

- How much stocks and vs. should someone in their 20's have (Bert, Florida)

- You don't know what you're talking about with Robert Kiosaki (Dawn)

- What target date fund strategy would be better (Legolas)

- Should I sell some investments to pay off our house (Brett, Pennsylvania)

- How do I limit my spending and build savings (Luis)

- I get scared when making financial decisions (Henry)

Resources/links:

Compare travel insurance - https://www.insuremytrip.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

You may be surprised at the impact life events can have on your mood, stress levels, and happiness. Two ways to live better.

- What are tax-advantaged insurance contracts (Red alert warning)

- How much should you spend on pet food?

- Success story: We finally understand our investments (Brenda)

Listener questions:

- How can new parents save money (Dan)

- How much company stock should I have in my 401(k) (Greg)

- How can I get out of a car lease (Ariana)

- Whose social security benefits should I use first (Mariza)

- How can I pay off my mortgage faster (Janella)

- Can I rollover an inherited IRA (Lisa)

Resources/links:

How life events effect financial well-being https://www.fidelity.com/viewpoints/tcm:526-394291-234995.comp

Social Security Strategies - https://www.amazon.com/Social-Security-Strategies-Optimize-Retirement/dp/0615457533

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

There is something that everyone has to deal with, and it’s keeping me up at night.

- Subscription based financial advice

- Why have responsible financial habits (Anyiah, WI)

- Great source of networking and making connections (Samantha Carter)

Listener questions:

- How can I get my house built faster (Crystal, CA)

- How do I leave a good paying job (Esmeralda)

- I don't know how to start increasing my retirement funds (Trevor, South Africa)

- Should I get a home warranty for a HVAC system that might break (Dorothy, Kansas)

- What happens if my savings exceed the FDIC limits (Marissa, San Diego, CA)

- Can I leave a job and contribute to a 457b when I return (Kevin)

Resources/links:

Schwab financial subscription services - https://riabiz.com/a/2019/3/29/schwab-hopes-to-blend-into-the-subscription-world-of-netflix-amazon-and-apple-by-dumping-asset-based-fees-and-wooing-millennials-with-intelligent-portfolios-for-30-a-month

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

The more you change your life for the better, the more you’ll get the supporters and nonbelievers. Here are two ways to deal with them.

- Is investing in cryptos and cannabis a good idea?

- The average starting salary for a college major (Madeline, Ridgefield, CT)

- This cookie company is crushing it.

Listener questions:

- How can $200,000 last 30 years of retirement (Squilly, Youtube)

- How do I stop spending all my money (Evelyn)

- How can I help my parents with their annuity (Renee, Cincinnati, OH)

- Should I pay points for a mortgage refinance (Alex, D.C.)

- What should I do with my bonus of $300,000 (James, Boston)

- How do I rebalance my Thrift Savings Plan portfolio (Casey, Portland, Maine)

Resources/links:

Breckenridge Cookies - https://www.breckenridgecookies.com

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Numbers don’t lie. People lie and manipulate numbers, but numbers don’t lie.

- Millionaire Story - Beth shares her path to financial independence at age 40

- Health alert - Kale rejoins the 'Dirty Dozen' list as one of the most contaminated with pesticides.

- Red Alert Warning - more phone scams to be aware of.

Listener questions:

- Explain the pro-rata rule when doing a backdoor Roth IRA (Marjorie)

- What do you think of the new Betterment Advice service (Gandolf)

- I keep getting in and out of debt (Marjorie)

- Where is a good place to put my tax money from my side hustle (Becca, Indianapolis)

- What can I do about my landlord harassing me (Patricia)

Resources/links:

Betterment Advice Packages - https://www.betterment.com/advice-packages/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

There are lots of money myths we’ve all believed. But most people have fallen for some of these money saving myths too.

- Burger King launches $5 coffee service.

- A radio host busted for a $20M Ponzi scam

- Kaitlyn shares what her dad taught her about money

- Be wary of former washed-up celebrities pitching financial products

Listener questions:

- Is a second mortgage better than PMI (Dylan, Baton Rouge, LA)

- What is considered a 'low' expense ratio (Carter, Warner Robbins, Georgia)

- How can I get my 26-year-old on the envelope system (Daisy, Delaware)

- Help me understand my 403(b) plan (Mason, Las Vegas, Nevada)

- Should we borrow $20,000 to adopt a child (Liam, WA)

- Should I be pushing my kids to go to college (Bethany, Orlando, FL)

- Is it ok to get a company match on 401(k) when paying off debt (Pam, Atlantic City, New Jersey)

- I inherited some stock and can't decide if I should sell it (Phoebe, Topeka, Kansas)

Resources/links:

Collge Scorecard - https://collegescorecard.ed.gov/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

What are three reasons people choose the career they do, and what questions should they be asking instead.

- My friends got to stay in a $1M house on the lake. For free. Find out how.

- Kayla shares the lessons she's learned about money.

Listener questions:

- I missed a couple credit card payments, how will it affect my credit score (Lucas, Ann Arbor, MI)

- What's wrong with YNAB (Ava, Maine)

- Can I get out of a car loan I co-signed for my brother (Jack, Columbia, South Carolina)

- Is the debt avalanche or debt snowball better to pay off $22,000 of debt (Gavin, Nebraska)

- What debts should I pay off with my tax refund (Lisa, Anchorage, Alaska)

- Car buying tips before I go car shopping (Owen, Cheyenne, WY)

- The contractor for my back deck isn't doing the work (Hannah, Ft. Worth, TX)

- Are separate accounts for married couples normal (Reece)

- Can I start an HSA if I'm self- employed (Yoda)

Resources/links:

House of Falling Embers, by Krystal Jane Ruin - https://www.amazon.com/House-Falling-Embers-Krystal-Jane-ebook/dp/B07GKMQQXJ

Trusted housesitters - https://www.trustedhousesitters.com

http://www.espn.com/blog/tennessee-titans/post/_/id/25994/how-two-nfl-players-sweet-tooths-made-them-hands-on-business-owners

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM