Barron Von Earl Sir Duke Lord Turner | Rock-n-Roll Comedy Train wreck

- The reason why spenders spend and savers save, and how you can go from being a spender to a saver.

- The amazing story of A. and how she paid off her student loans.

- Now is the time to get a deal on a used motorcycle.

- Are you keeping up with the Jones' lunch box? Watch out!

Listener questions:

- Jesse is 30-years-old and in great financial shape, but doesn't know where to put his extra money since he doesn't want a house.

- Janet got scammed out of $76,000 and needs to make the money back for retirement.

- Z asks if millionaires all show off.

- Maxi's car insurance has gone up from a couple wrecks and now she needs help because the payments are too much.

Also mentioned:

- Money saving tips for brides.

- Simple way to protect your medical identity.

Resources mentioned on the show:

211.org

- One listener increased his income by $55,000 over the past year. Scott shares how people can make a lot more money over their careers by negotiating for a raise.

- Dolores (FL) has some inspiring words for those people making excuses about their situation.

Listener questions:

- Matt (Missouri) wants to save interest by paying off student loans earlier in the month.

- Elvis is looking for guidance on breaking the paycheck-to-paycheck cycle.

- Felix is 35-years-old and taking out 401(k) loans to pay for everyday expenses.

- Dony was denied a home loan and asks for advice.

- Sultan has a lot of student loan debt and wonders if it will ever end.

- Sierra's car was hit by a deer and she lost her only source of income.

Also mentioned:

- A website where you can see what amazing things people have done at every age of life.

- Lora shares her favorite InstaPot recipe.

Resources mentioned on the show:

https://www.museumofconceptualart.com/accomplished/index.html

InstaPot ribs - https://tastesbetterfromscratch.com/instant-pot-ribs/

- Scott rants on the $500 Neiman Marcus shoes that have duct tape on them.

Listener questions:

- Andrew (Fairbanks, AK) asks if he should pay $1,800 for an extended car warranty.

- Steven is making less pay at a new job and wonders if he should cash out his 401(k) to start his own business.

- Laken is a single mom and getting no child support. She needs help with her spending plan.

- Nicole (Louisiana) is paying $800/month in car insurance for the family and is struggling to get all the bills paid on time.

- The Dog is a contractor with access to a 401(k) and asks if she should participate if she will not be 100% vested by the time the contract is up.

- Kreate (YouTube) has a question on robo advisors.

- Quitting credit cards when you're in debt and have no emergency cash sounds impossible. Here is what you need to be aware of.

- Kel is IN THE BAND! $35,000 in debt paid off and now debt-free.

- The reality of debt in America and how you can be on the good side of being in debt forever.

Listener questions:

- Carey (Boston, MA) has a 12-year-old and asks what happens to a 529 college savings plan if her son doesn't use it.

- Ken (Louisville, KY) has a son living at home because he can't find a job after graduating. He asks how he should help.

- Gunard isn't sure if he needs a savings account or can just use a checking account for everything.

- Mr. Peabody (Anonymous) asks if prepaid funeral expenses are a good idea for his dad to get.

Also mentioned on the show:

- Big misconceptions about investing revealed.

- Fat Bombs. Nuf said.

- Credit cards hacks you may have never heard of.

- A chance encounter leads to some amazing life lessons.

- Lora is debt free (and with a better credit score than Scott)!

- Resources you can use to deal with customer no service.

Listener questions:

- William asks about travel reward cards and if its better to use them to book trips or get credit back after the trip.

- Jessica's husband is in jail and he was the sole income earner. She is in a bind.

- Andrew wants to put more money in a bank account than FDIC insurance covers. Is it a good idea?

- Carlene's roommate moved out, then she needed a new car. She is stuck in the paycheck-to-paycheck cycle.

Also mentioned on the show:

- The story of some elders who have life insurance policies that may not cover them.

- Credit cards hacks you may have never heard of.

SoundCloud: http://soundcloud.com/zdontherapper
FaceBook: https://www.facebook.com/zdontherapper/
Instagram: https://www.instagram.com/zdon_the_rapper/

- How many 401(k) millionaires are there? You'd be surprised (Scott will tell you). Find out the four things you can do to become one too.

- Scott rants on a new investing book which takes a quote out of context on the first page of the book!

Listener questions:

- Alexis is trying to share with her husband why a used car can be good for the family, and keep their kids safe.

- Gandolf has a question on an article he read about credit freezes.

- Adam is 44 and asks if he is on track for financial freedom.

- Jo is on a fixed income and wonders how to pay off a mortgage, car, and credit cards.

- Thomas has $100,000 in credit card debt for his business and asks if he should use his wife's 401(k) to take out a loan and pay it off.

Also mentioned on the show:

- You are not the average of your past.

- Starr's kids often ask for money advice. Here's where you should turn before making big decisions that could come back to haunt you.

- The best and worst places to live to become a millionaire. Good grief, the editors don't even know where Hawaii is.

- StarLord is stuck at home but stress free because of his family's financial independence. An inspirational story to every listener.

Listener questions:

- Davis asks Scott's thoughts on if you should have $1M before buying a new car.

- Catwoman wants to know the caps and phase outs for Roth IRAs.

Rod (Dunwoody, GA) has a boss he doesn't get along with and needs help in how to deal with the situation.

- Scott (Portland, OR) argues zero percent financing is like borrowing money for free. Is he right?

- Daniella (Trenton, NJ) has a medical bill in collections and doesn't know what to do about it.

Also mentioned on the show:

- The downside of a microwave society and how to overcome it.

- Food is one of your biggest expenses, so how do you keep from overspending on eating out and for groceries? Scott has the answer.

- Every Well, a possible solution if you're sick and tired of being sick and tired.

Listener questions:

- Ron (YouTube) confirms the last 10 years have been a great time to be in the market.

- Roberta (Stockton, GA) has an issue with her husband not being equal with the budget.

- Crystal (Hot Springs, AK) asks for a good home insurance company and what kind to get.

- Charlotte is ready to start an emergency fund but doesn't know where to get the money for it.

- Will (Nebraska) wants to know how to get out of a car lease.

Also mentioned on the show:

- It's getting harder to find good rental properties because of Big Data, but don't give up hope.

- One high school student turns a hobby into a thriving business.

Links mentioned in the show:

https://coppellstudentmedia.com/81659/special-features/cameron-koriala-hook-kids-preteens-with-fishing-business-get-head-start-on-career/

- http://swapalease.com

- Scott rants on bad journalists who are only telling half the story. Watch your money!

- Things to consider when starting a business.

Listener questions:

- Heather (St. Paul MN) asks if the debt snowball or debt avalanche is better.

- David (SoCal) has some stock options he wonders if he should keep.

- DeShawna (Hartford, CT) is a bride on a budget and asks what is reasonable to spend on a wedding.

- Roger wants tips on getting his wife on board with the early retirement movement.

Also mentioned on the show:

- When the call comes to show your home to prospective buyers.

- Fertility treatments are ultra expensive but a new option is 1/3 the cost of normal prices.

- Fear keeps people from doing a lot of things, but for everyone who has been afraid to invest you'll want to hear the stories of the people who overcame their fear and built great wealth over the past ten years.

- Scott rants on a Billionaire giving out fantastical advice about the future.

Listener questions:

- Mandy (London, UK) has $40,000 (UK) in debt and wants help with how to pay it off.

- Anwar (South Africa) is 31-years-old and needs some help educating himself on getting out of a heap of debt.

Also mentioned on the show:

- Red alert warning - Are you aware your taxes could go UP next year? You have to do something TODAY or you might get hit with a big tax bill.

- Nigam is a first time home buyer and asks about putting 20% down.

- MaKeshia has a tip on staying away from payment plan cosmetics.