Another entertaining review of MLMs. "LuLaRich" largely focuses on how LuLaRoe’s multi-level marketing structure ruined lives.

================ LISTENER QUESTION/COMMENTS ================ My financial advisor took out loans in my name and ruined me (Cheryl)

When is a good time to get umbrella insurance (Alex, Phoenix, AZ)

Will I get hit with capital gains on my home purchase if I rented it out (Fred, Idaho)

================ TOPICS ===============

RED ALERT WARNING: Back to school book fair that's unfair.

MONEY TIP: Hospitals are getting ready to publish what things cost, which is good for consumers.

Do you have this advice in your home to save on insurance?

================ ENCORE ================ Get your questions answered on the show: https://GoAskScott.com

Get your accounts in order with Optimize 401k: https://bit.ly/Optimize401k

Imagine the joy you would feel by being able to spring for a meal at a Michelin Star restaurant for an anniversary with your significant other? It's possible, if you know how.

================ LISTENER QUESTION/COMMENTS ================ Will 2022 be a better year to wait and buy a car (Addison, Maryland)

I have a travel tip for people if they can't go far (Keith, Honolulu, Hawaii)

I found $300 in savings over the past year just by paying attention to my bank statements (Trey, Worcester, MA)

================ TOPICS ================ Vermont is hiring!

RED ALERT WARNING: Are your last wishes in place so you don't get hosed when exiting the earth?

Would you opt out of social insecurity if you could?

================ ENCORE ================ Get your questions answered on the show: https://GoAskScott.com

NOLO Willmaker: https://store.nolo.com/products/quicken-willmaker-plus-wqp.html

INTRODUCING Optimize 401k: https://bit.ly/Optimize401k

INTRODUCING Optimize 401k: https://bit.ly/Optimize401k

Imaging your perfect place to live. What does it look like? People are moving now more than ever because of Covid. Are you dreaming and making some plans to get to your next place?

================ LISTENER QUESTION/COMMENTS ================ Is there a way to do a backdoor Roth and avoid the pro rata rule (Joel)

What's the right amount of money to have set aside if we buy an AirBnb vacation home so we don't get stuck if it doesn't rent (Jackson, Miami, FL)

How can I nudge my partner to get on this path to financial freedom (Sydney from Canada)

================ TOPICS ================ Here’s what happens to Social Security payments when you die.

RED ALERT WARNING: Another handsome man has the secret to building wealth. It's only $49!

SHOPPING TIP: Get your Christmas shopping down now while there is still junk to buy and the shelves are empty.

================ ENCORE ================ Get your questions answered on the show: https://GoAskScott.com

The total number of retirement millionaires has nearly doubled from one year ago. The outlook for retirement savers is only improving! No matter your age, stage, or wage, it's time to get inspired. Plus, tips to save.

================ LISTENER QUESTION/COMMENTS ================

Can I take the gains from the sale of a rental property to pay down my primary residence and avoid capital gain taxes (Andrew)

================ TOPICS ================ Here’s what happens to Social Security payments when you die.

RED ALERT WARNING: T-Mobile data breach and what you need to do and expect.

MONEY MAKING TIP: When all else fails, sue to get money.

James Bond’ actor Daniel Craig says his children won’t be receiving his multimillion-dollar fortune

================ ENCORE ================ Get your questions answered on the show: https://GoAskScott.com

Investing/saving/buying should be about seeing the future. Which is hard to do when people can't even admit they could be making a mistake.

================ LISTENER QUESTION/COMMENTS ================

Can I take the gains from the sale of a rental property to pay down my primary residence and avoid capital gain taxes (Andrew)

================ TOPICS ================ MONEY HACKS: Should you decline rental car liability coverage?

TRAVEL TIP: How to save on Covid tests

================ ENCORE ================ Get your questions answered on the show: https://GoAskScott.com

The best place for your retirement money could be a Roth. How can you stack it?

================ LISTENER QUESTION/COMMENTS ================

Jennifer from SoCal spots The High Priest in a West Texas Walmart.

Go big, then stop in order to build wealth with little effort.

Announcing the 2021 Personal Finance Scholarship $1,000 winners: Libby + Samantha.

================ TOPICS ================ TRAVEL TIP: Saving money on long term parking at the airport.

MONEY HACK: Keto for Kats?

At 46, African skateboarder finally wows mom at Tokyo Games.

================ ENCORE ================ Get your questions answered on the show: https://GoAskScott.com

Target date funds are the "easy button" for retirement investing. They can take the confusion and research out of investing and let you get back to your life. They can also cost investors a lot of money...in ways most people don't think about (no, not just fees).

================ LISTENER QUESTION/COMMENTS ================ Should I treat my Target Date Fund as if I'm 30 years old and will be in retirement for decades (Dan)

When tracking expenses how do I avoid double entries (Ray, Texas)

What are the red flags to look out for with insurance (Cathy, Boulder, CO)

================ TOPICS ================ How to max out your employer retirement plan above and beyond what you may think you can put in.

Student loan pausing is changing, here's how to get out in front of the October 1st deadline.

RED ALERT WARNING: Inflation - who should be worried?

The Olympian using Pop Tarts to go for the gold.

================ ENCORE ================ Summer Student Loan Debt Help: https://www.meetsummer.org/individuals

Long Term Disability Calculator: LTD Calculator: https://www.guardianlife.com/disability-insurance/long-term-disability-insurance-cost

Get your questions answered on the show: https://GoAskScott.com

Most people have a goal of owning investments that they’re comfortable with. Understanding the difference between risk tolerance and risk capacity will help you achieve your goals and avoid running out of money before running out of life.

================ LISTENER QUESTION/COMMENTS ================ We are building a mobile home empire. Is it better to go all in on real estate or continue to put money into my 401k/457 (Alejandra)

Is this year or next year better to convert a SEP IRA to a Roth (Andrew)

With the uncertainty of student loan forgiveness, is it better to wait and see what the administration does or just pay them off now (General Kinobi)

================ TOPICS ================ Travel Alert: What a world wide cruise could cost you.

Fun Facts: Cardiac Sweepstakes

================ ENCORE ================ Find out your Risk Number: https://rockstarfinancialplanning.com/risk-number/

Get your questions answered on the show: https://GoAskScott.com

Andrew has a product he's seen on Facebook and wonders if it's too good to be true? What are the filters you can use to determine if something is a good deal for your financial future or if it's something that's just going to be a big fat loser for your wallet.

================ LISTENER QUESTION/COMMENTS ================ Is it better to start converting some of my 401k money to Roth 401k money now (Dan, New Hampsha)

How do I get my wife and I on the same page when it comes to investing (Ned Flanders, Springfield)

I got a new higher paying job and am wondering what should I do with the extra $400-$500 a month in free cash (Barb)

================ TOPICS ================ RED ALERT WARNING: Capital One, Property Brothers, what are they pitching to unsuspecting consumers?

================ ENCORE ================ Coming soon: https://rockstarfinancialplanning.com/optimize-401k

Get your questions answered on the show: https://GoAskScott.com

Is there a difference between how much risk someone thinks they can take vs. how much risk science shows they really would be willing to take? And if so, how does that impact your strategy for financial security?

================ LISTENER QUESTION/COMMENTS ================ Do you have any retirement advice for someone who may not be able to enjoy 30 years of retirement but maybe only 10 because of health issues (Reese)

Does it ever make sense to bet the farm if there is plenty of time to recover (Tobias)

================ TOPICS ================ RED ALERT WARNING: The financial pirates are at it again with their stocking picking double talk.

Robin Hood is fined a Happy Meal for causing widespread harm to investors.

================ ENCORE ================ Coming soon: https://rockstarfinancialplanning.com/optimize-401k

Get your questions answered on the show: https://GoAskScott.com