Barron Von Earl Sir Duke Lord Turner | Rock-n-Roll Comedy Train wreck

On today's show: How do people define financial independence (FI) and what are they really after?

- Ric (San Antonio, TX) is deciding between which mutual funds to select to balance out his retirement investments.

- Save money by eating breakfast for dinner.

- Wil had an overcharge at a hotel and asks how to best get it resolved.

- Scam alert - grandparents are being targeted to send money to get their grandkids out of jail!

- Utility bill savings that can add thousands to your wealth.

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On today's show: What are the top rated 529 college savings plans and what are the best ways to pay for college?

- Ashley (Sterling Heights, MI) is heading to graduate school and asks about her investing options from her employer's 401(k) to getting into real estate.

- Lando (NYC) is looking to diversify and asks about a real estate investing service.

- Is it better to file your taxes jointly or separately if you're married?

- How do you know if you should cancel your whole life insurance policy? Kiplinger's Retirement Report confirms Scott's advice.

- Scott adds a warning about intrafamily loans when buying a house from a parent.

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Tax filing jointly vs. married filing jointly

On today's show: The majority of people are prioritizing spending over saving for retirement. What does this situation mean to you or the people you know approaching retirement, and what can you do to make sure you have an awesome retirement?

- Priscilla is 30, self-employed, and has questions on which investing accounts to pick.

- Amazon Prime now includes free music (ok, this is old but have you tried it out?)

- Ashley (Sterling Heights, MI) is heading to graduate school and asks about her investing options from her employer's 401(k) to getting into real estate.

- Steffani has maxed out credit cards and asks how to say no to spending.

- Shocking retirement saving stats

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Workers save more when employers tell them to

On today's show: Beware of various credit freeze products being pushed by the credit bureaus.

- Bela Oxmyx (Grafton, WI) has two kids in elementary school and asks if he should have a credit freeze put on them.

- Sky (Los Angeles, CA) has mom that is 66 who's only asset is her home. She asks how the family can work a deal to give mom money to live on while letting her age in place.

- A free browser tool you can use to keep companies from collecting information about you.

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Stop Facebook tracking

National Family Mortgage

Reverse Mortgages, Wade Pfau

On today's show: Windbag Turner couldn't finish his points on staying young and fancy free in a previous show, so we continue on in part two of how to stay young forever.

- Francis (Upstate, NY) has some feedback to share on her experience with credit freezes.

- Do you know about all the extra benefits your bank offers?

- Star Lord (Colorado, Earth) asks where to park money for six years while saving up for a house.

- Tayyab inquires about my investing results in an attempt to make his own investing decision.

- Discover another important way to protect your identity.

- Are you overly worried about what people think about you?

- Marianne (Seattle, WA) has a large amount of equity in her home from the housing market recovery and asks if she should sell while the getting is good.

- Overcoming your demons.

Links mentioned on the show:

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http://www.collaborativefund.com/blog/overcoming-your-demons/

On today's show: Scott from New York asks for more updates on the Equifax credit hack. What's real, what's fake, and are people trying to cash in on your money with fear based advertising?

- Emily (Philly Cheese Steak, PA) is a millennial and asks for advice on making smart money moves to get started.

- Can you get a deal on a vehicle if you pay for it with a credit card?

- Dr. J has an extended warranty for his truck which has paid for itself and asks if he should renew it when the term is up.

Links mentioned on the show:

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http://www.marketwatch.com/story/this-man-bought-a-45000-car-on-his-credit-card-should-you-2017-09-11

https://www.consumerreports.org/extended-warranties/extended-car-warranties-an-expensive-gamble/

On today's show: What is one thing that can help you keep your sanity and your amazing good looks?

- Jan (Georgia) is 59-years-old making $10/hour. She says she has nothing to show for her life and asks what can she do now.

- Brennan (China) is 25 and living abroad. He has a follow-up question on what to invest in if you have a high risk tolerance.

- Aaron is going back to school and will have low income for the next couple years. He asks how to save taxes now by converting his tax deferred retirement accounts to a Roth IRA.

- Worldwide pensions are underfunded by how much? Watch out if you or someone you know is counting on a pension for retirement.

Links mentioned on the show:

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On today's show: Don't fall for all the financial pied pipers telling you to buy credit monitoring. Scott lets you know how to protect your identity from the Equifax security breach.

- Nuno is selecting an investment account and needs help understanding the beneficiary options.

- Jim (Pennsylvania) is struggling to make extra income while he and his wife deal with upcoming bills.

- Will calls out Scott on growth vs. value stocks.

- Kelly (Wisconsin) and her husband have some stock certificates and wonder what they are worth.

- A simple way to protect your digital life.

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Equifax security enrollment

On today's show: Adulting is hard. Especially after you've lived high on the hog for a while. Hear Autumn's story of trying to figure it out.

- Bill (St. Petersburg, FL) has a large amount of home equity and asks about selling the home to be debt free or hanging on to it.

- Don (San Antonio, TX) asks why people don't get out of the stock market when it starts going down.

- Walt (Denver, CO) asks for clarification on if working prior to full retirement age reduced social security benefits.

- The Chicken & Biscuit business building plan.

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Cost of missing the best stock market days

How work affects your social security benefits

On today's show: Throw common sense away! It's time to get our investing advice from celebrities.

- Tyrone (San Francisco, CA) is getting some financial gifts to purchase a home and wonders if the gift givers will be hit with Federal gift taxes.

- Jimmy (Phoenix, AZ) has an offer for a lump sum payment of his $21k pension and asks if he should take it.

- Cell phone savings with Consumer Cellular

- Ric (San Antonio, TX) asks if moving funds from a 529 plan to a Roth IRA makes sense to pay for college and have more flexibility.

- Nick contributes 20% to his employer's retirement plan and asks if the distribution between tax-free-growth and tax-deferred-growth is appropriate.

- Herb (Dallas, TX) has some restricted stock units he gets as part of his bonus and asks if he should hang on to them or diversify.

- Quote of the day from Seth Buechley

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Financial Aid Expected Family Contribution Calculator