Basic Training

Steve explores what you should know about credit unions with Courtney Moran, executive director of the Cornerstone Credit Union Foundation. In this episode, they'll discuss what a credit union is, who can join, how they're regulated, why rates are often better than most banks, and the biggest reason why many people don't make the switch.

Steve talks paying for college with Sarah Jenson, Deputy Director for College Access at “The Commit! Partnership”.  Hear why local students left $30 million dollars in financial aid unclaimed last year, why every student should be filling out the Free Application for Federal Student Aid (FAFSA), and the mistakes PARENTS make that can cause major complications for their kids!

Everybody would love to have a lot of money, but often don't know what to do to get it!  Steve talks with financial planner Derrick Kinney about the "rules" to the money game and how to increase your chances of winning it!

In Part 2 of this episode:  what to do if your job doesn't offer a 401K savings plan, the difference between an IRA and a Roth IRA,  how aggressive you have to be in saving, and whether retiring at age 65 too optimistic.

Everybody would love to have a lot of money, but often don't know what to do to get it!  Steve talks with financial planner Derrick Kinney about the "rules" to the money game and how to increase your chances of winning it!

In this episode, Steve's talking about buying that big screen for the "big game" -- and beyond.  Learn what you need - and what you can probably do without - in your new TV.  Scan rate - how high do you really need to go?  What is OLED and do you really need it?  How far can you get from "top of the line" and still be happy with your purchase?  Plus, find out how big your TV really needs to be for the room it's in.

In this episode,  find out who should do their own taxes, why you shouldn't freak out if you don't have all of your records, whether or not  it really matters when your file your federal income tax return,  how to find the dividing line between a business expense and a personal expense and what to do if you're inheriting money or if you won the lottery!

In this episode, Steve talks with real estate expert Logan Waller from Waller Group Properties.  When is a good time to buy or sell a house? Renting vs. Buying?  What you should be asking from the seller AFTER the deal is done?

Steve received so many questions and comments that we had to break this episode into two!   Part 2 answers questions like:  

Should you pay off school loans or credit card debt first? 

Should you use ebates.com for saving money?  

What’s the best way to save for college for 4 kids?

Can you save for the future without using the stock market?

Is it ever too late to start learning how to manage money?

Should kids get an allowance?

How to save for birthdays and Christmas.

Steve received so many questions and comments that we had to break this episode into two!  

In Part 1, we look at:  how to save when you live paycheck-to-paycheck, coming up with a simple budget, where to go to get cheap flights and hotels, how couples can combine their finances after marriage, and how to keep one member of the relationship from over-spending.