We dive deep into whether it’s smarter to buy Bay Area real estate or invest in the stock market. Curious why the wealthy buy $2M-$5M homes despite the S&P 500’s 12.55% annual growth vs. Bay Area housing’s 5.1%-11.68%? We break it down with AI tools like Grok, exploring leverage, capital gains exclusion, and rent costs. Learn how a $500K income can secure a $2.2M home, and why housing often outshines the S&P with a $1.02M profit vs. $294K over 5 years.

Perfect for homebuyers, investors, and Bay Area residents, this video offers actionable insights into single-family home trends, mortgage rates (5.5%), property taxes (1.25%), and investment returns. Want to know the intersection when stocks beat real estate? We’ve got you covered! Subscribe for more Bay Area real estate tips, market updates, and financial strategies. Contact Spencer below for a personalized game plan to buy, sell, or invest in 2025!