Personal finance lecturer at UC Davis and tax preparer and enrolled tax agent Bay Butler discusses credit issues.

Debt Reduction:

• Consumer Credit Counselors of the Sacramento Valley http://www.cccssacto.org/debt/index.html (916) 379-3600 or 1-800-736-2227
• Bankruptcy Advice http://www.nolo.com/ Click on Property and Money, then bankruptcy

Credit:

• Annual Free Credit File Disclosure https://www.annualcreditreport.com/cra/index.jsp
• FairIsaac http://www.myfico.com
• Equifax http://www.equifax.com
• Transunion http://www.transunion.com
• Experian http://www.experian.com

Buying a Car

• Kelly Blue Book http://www.kbb.com
• Edmunds http://www.edmunds.com
• Consumer Reports – Cars http://www.consumerreports.org/cro/cars/index.htm
• Car Fax http://www.carfax.com

Buying a Home

• http://www.bankrate.com

Investment:

• http://finance.yahoo.com
• http://www.bobbrinker.com
• http://www.vanguard.com

smiling,

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