It is official, you are going to college! FASFA has done the calculations and the federal government says that you qualify for assistance! Before the bags are packed and family says goodbye, there is still one last step to complete, accepting the right type of financial aid. Be careful, choose the wrong one and you may pay for it well into your golden years. On today’s show, Ralph guides you through the various FAFSA options available, discussing the qualifications, requirements and terms for each type to assist in making the best decision for short and long term.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

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To schedule a tax consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

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We continue our education series this week with private student loans! On today’s show, Ralph talks about what to watch out for when going the private student loan route for your higher education needs.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a tax consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

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Despite the fact that more than 44 million Americans have student loans and their debt now totals $1.4 trillion, many people remain unclear as to how, exactly, those loans work. On today’s show, Ralph outlines federal student loans as an option for those in need of tuition assistance. 

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

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Paying for education can be quite the journey, one that offers various paths that can be taken. However, if one chooses the wrong path, the destination can easily become one of great financial burden. Let Ralph be your guide as he discusses in today's show, the ins and outs of federal versus private loans, shedding light on all they offer, obstacles you may face, and aspects you should avoid.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

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While tuition costs are high and increases seem inevitable, there are ways to alleviate the financial burden. The IRS currently offers a number of incentives that can help you recoup some cash at tax time. Tax credits, as previously discussed, are directly reduce the amount of tax you owe, while a deduction reduces the amount of income on which your tax is calculated. On today’s show, Ralph talks about education expenses like tuition, student loan interest, supplies and others that you can use at tax filing to reduce your overall tax bill.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a tax consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

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It is graduation season for many young Americans across the country. Once the diplomas have been handed out, the next step is higher education. For many of those wishing to attend college, high tuition expenses are a tough consideration. Many graduates leave with thousands of dollars in student loan debt, burdening them right out of school. It is for that reason, that many are hesitant to take the leap. On today’s show, Ralph outlines the tax credit side of education expenses for those just starting their collegiate careers out of high school and those continuing their education and trainings.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a tax consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

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Our radio broadcast on June 2nd, 2018 featured a full length interview with Jason Bochniak, a Business Development Officer at Keystone Funding to talk about the changes happening in mortgage financing. This discussion included rich insight for first-time and veteran home buyers outlining the steps to purchasing the home of your dreams and the regulatory changes taking place in the field. On this week's feature show, we wanted to release the entire interview for our listeners to enjoy.

For more information about Keystone Funding visit www.keystonefunding.com. To schedule a meeting with Jason, email him at [email protected] or call his office at (302) 508-6134.

To submit your questions about mortgage financing and the tax areas associated or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

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To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

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What do you actually gain from outsourcing payroll? Is it worth all the time and effort just to investigate and identify appropriate outsourced service providers? Then there is the work involved to transition the function outside to the third party service.  Do the benefits of outsourcing outweigh that effort? On today’s show, Ralph examines the prospect of outsourcing payroll by reviewing the gains and losses for businesses owners.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation about payroll outsourcing with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

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On today’s show, Ralph review why it is very important to process payroll taxes properly and submit tax payments in a timely manner. A must for all small business owner!

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph, contact him at 302-659-6560 or go to www.askralph.com for more information!

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On today’s show, Ralph talks review common troublesome areas in payroll tax filings and payments to be sure to avoid when doing yourself.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph, contact him at 302-659-6560 or go to www.askralph.com for more information!

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