Discover the most commonly offered perks such as dental and vision insurance, disability insurance, life insurance, fitness allowances, and mental health subscriptions across the US and Europe.   See the full article here: https://ravio.com/blog/employee-benefits-trends    Learn strategies to make these benefits work harder for your team and enhance your company's mission of valuing employees while protecting your business.   Connect with Justin at www.bullbenefits.com to strengthen your employee benefits.

Welcome back to the Friday Feels edition of 'Benefits That Bless' with Justin Thomas, an employee benefits consultant and National Board Certified Health Coach. In this episode, Justin explores the significance of healthcare literacy and health plan design literacy for both employees and business leaders. He highlights the alarming statistic that nearly 90% of adults in the US struggle with understanding healthcare terms and plan designs.

Justin shares insights on improving healthcare literacy and provides strategies that small business owners can use to better comprehend and design their health plans. Tune in to learn how to empower your team and optimize your employee benefits.

Connect with us at www.bullbenefits.com 

Employee benefits communications are often dense, jargon-heavy, and easy to ignore. Justin shares strategies from the book "Smart Brevity" can help HR and benefits leaders in the following ways

• Ensure employees actually read and understand critical updates.

• Reduce confusion and questions about benefits.

• Increase engagement with open enrollment, wellness programs, and new offerings

Connect with Justin at www.bullbenefits.com

Justin discusses a real-life case study involving a small nonprofit's health plan issue and how his strategies and advocacy is trying to save a plan member from hefty bills. Learn how proper benefit management can safeguard both your employees and your company's financial interests. This is part 1 of the case study and tees up a real life scenario and how to help members take action. 

Connect with Justin at www.bullbenefits.com 

Welcome to 'Benefits That Bless' where Justin Thomas, an employee benefits consultant and National Board Certified Health Coach, helps leaders transform employee benefits into true assets. In this episode, Justin explores strategies to manage medical bills effectively, emphasizing the role of third-party administrators (TPAs) and other support services in making the process easier for employees. Learn how to provide clearer explanations of benefits and create a more supportive environment to reduce stress and confusion related to medical expenses. Empower your team and protect your business by rethinking benefit offerings to truly bless your employees.

Some solutions to help support your employees with explaining bills:

• PHC www.teamphc.com
• Building Blocks for Business https://www.buildingblocksforbusiness.com/ 

Interested in connecting? Schedule time with Justin at www.bullbenefits.com 

 

Understanding 2024 Employer Healthcare Costs: A Kaiser Family Foundation Report Breakdown   In this episode of 'Benefits That Bless,' Justin Thomas, an employee benefits consultant and certified health coach, delves into the 2024 Kaiser Family Foundation report on employer healthcare costs. He highlights important benchmarks for average premium costs for single employees and families, offers insights into deductibles for small and large firms, and explains how much employees contribute towards their premiums.   Justin also discusses strategies for creating high-performance healthcare plans to better support employees. Connect with Justin to learn how to transform your company’s benefits into a true asset at www.bullbenefits.com

Friday editions of this show we like to share the emotions behind being in the employee benefts industry. In this episode Justin reflects on the gift of being a civilian in business, thanks to his grandfather and others serving. 

If you want to connect about blessing your employees through benefits let's connect: www.bullbenefits.com 

Shopping for stop loss as a self-insured business for health insurance is important but may not be the most important component of your plan. In this episode, Justin provides an example dollar difference between a 50% increase and 30% increase on stop loss for a typical 200 subscriber group would be in the $50k-$70k range (annualize).   While not insignificant, it is a small portion of the overall plan cost and there are many other options mitigating factors to offset this increase. It certainly should not dictate which broker you choose to work with long term as usually 70-80% of costs are the actual claims. 

Learn more at www.bullbenefits.com 

This episode discusses turning employee benefits into a true asset for companies. Justin shares wisdom from Aaron Witwer, an accomplished employee health benefits, from a recent conversation they had together. Aaron stressed the importance to always have someone to call. When things go wrong the advisor and members need a person to call.

Connect with Justin at www.bullbenefits.com to learn more. 

In this episode of 'Benefits That Bless', Justin Thomas, an employee benefits consultant and National Board Certified Health Coach, shares strategies and real stories to help leaders make their employee benefits a true asset.

Discover how showing up and being present can greatly impact your company's culture and employee satisfaction. Justin discusses a recent visit to a local small business where he conducted one-on-one informational interviews to better understand employees' needs. Learn how caring and thoughtful investment in employee benefits can protect your business and make employees feel valued.

Connect with Justin for personalized consulting at www.bullbenefits.com, cheers!