What are health benefits strategies for companies between 11-49 employees? In this episode of the Happy Health Plans Podcast, Justin Thomas explores strategies for companies with 11 to 49 employees to enhance their health benefits. From providing stipends to leveraging level funded plans, this episode offers insights into balancing cost and care to retain and attract top talent.

Learn more strategies and connect with us at www.bullbenefits.com, cheers!

In this episode of the Happy Health Plans Podcast, Justin Thomas, an employee benefits consultant and National Board Certified Health Coach, explores strategies for small business owners to offer high-quality, affordable health benefits.

From traditional insurance options to creative solutions like direct primary care memberships and health sharing ministries, learn how to create a happier, healthier workplace without breaking the bank. Here is a preview of the episode:

• Introduction: The Importance of Health Benefits
• Traditional Health Insurance vs Professional Employer Organizations (PEOs)  vs Stipends for Health Benefits
• Out-of-the-Box Solutions Health Sharing Ministries  and Direct Primary Care

Learn more strategies at www.bullbenefits.com and cheers to the work of offering affordable, high-quality healthcare in your small business. 

Do you want to start a business but are worried what will do for health benefits? Justin shares strategies to help entrepreneurs feel confident they can solve this problem with creativity and affordability just like other areas of running a business. Learn how to provide yourself a significant health benefit for $300 or less per month and some options to consider before taking the plunge of entrepreneurship! 

Learn more on our website at www.bullbenefits.com and here are some websites referenced during this show:

• Health sharing ministries: Samaritans Ministries (faith based) Sedera (not faith based)
• Pharmacy Discount Cards: GoodRx
• Phamarcy Mail-Order Membership: Scriptco 
• Direct Primary Care Finder: DPC Map

Does your health plan offer a way for your employees to reduce their out of pocket expenses? If the answer is no, this episode is for you! Here are three ways to allow your employees and family members get high quality costs while lowering their out of pocket expenses:

• PPO Concierge with HRA Reimbursement
• Cash Concierge that Eliminates Out-of-Pocket-Costs
• International Sourcing that Eliminates Out-of-Pocket-Costs

Follow the show and reach out to us for more health plan tips for your company at www.bullbenefits.com cheers!

Creating a great health plan that is high quality and affordable is some of the most rewarding work out there. However, there will always be constructive feedback and plan members who expect more. How do you handle that? Justin shares his recent experience in this "Friday Feels" episode of the Happy Health Plan series by Bull Benefits. Learn more about our independent employee benefits consulting agency at www.bullbenefits.com and keep doing meaningful work!

Isn't it fun to surprise and delight your employees? Why wait until next year's benefits meeting when you can do something right now? Introducing Direct Primary Care. This can be a great way to provide personalize primary care at an affordable rate to attract and retain your best talent while unlocking health in your employees like they have never experienced. 

Learn more at www.bullbenefits.com and enjoy this episode! 

In the spirit of always improving and not just waiting until next year's open enrollment meeting, let's take advantage of this time to do another audit. This time dive into your pharmacy spend. How much of your plan is going to pharmacy claims? Then break down pharmacy utilization further:

• Generics vs brand medications
• Specialty vs non-specialty spending 
• Do you have a concierge pharmacy add-on with international sourcing? If so, is it being utilized?

Enjoy this episode and learn more strategies at www.bullbenefits.com to help turn your company health plan into a high-quality, affordable one. Cheers to always improving!  

During the plan year you can do an independent third-party medical claims review on your high-cost medical claims. This is another example Justin shares to help improve your employee health plan during the plan year and not wait to make changes until next year's open enrollment. 

Learn more at www.bullbenefits.com.

Why wait to improve your health plan for an entire year? This week, Justin will share ideas on what companies can do to improve their health plan affordability and quality. This episode review setting up an on-site clinic and exploring next steps. 

Learn more strategies at www.bullbenefits.com and follow the show for more tips Monday through Friday each week. Cheers!