In this Berger Point, Chris Berger gives you a must do before you sign that contract on the dotted line and buy a home.

Chris tells all his clients to drive by the home when it's raining - this is why....

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In this Berger Point, Chris Berger tells you a litle bit about what a Reverse Mortgage is and whether or not you are qualified to get one if you want to.

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Chris Berger - Licensed Real Estate Agent with 40 years of experience, gives you the exact and necessary steps that lead to closing a property deal.

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Well, good afternoon, everybody.My name’s Chris Berger, and it’s time for Berger Point.You know, people are very, very concerned about credit today.Everything’s credit.
Well, if you want to raise your credit score, a simple trick to do is keep your purchases on the credit card 20% of what you can maximum spend on the credit card.What do I mean by that?



Okay, here’s an example.$5,000 is your credit limit.If you keep that card at 20% of your credit limit, which is $1,000, your credit score will start to go up.
So, if you keep it below 20%, your credit will go up.It’s a simple trick. It’s simple math. Follow it.
And of course, once you get a chance to start paying down those credit cards, that’s even better.Keep it below 20%. And that’s my point.



And today, I’m wearing my Paul Anka hat. He was a little bit before my generation, in a sense, but we went to see him, and what a show he put on.He’s in his 80s, utterly spectacular, and incidentally, he wrote my way for Frank Sinatra. Be well.

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Long time realtor and property management expert -- Chris Berger - tells you exactly what a Seller Concession Is & Why It's A WIN ForBoth Sides!

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In this Berger Point, Chris discusses why property disclosure Is Very Important for sellers and what can go wrong if diclosure is ignored or covered up.

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You know, recently I was working with homeowners.They were listing their home, but her big concern was what time the buyers can come to the house.

She didn’t want somebody just showing up any time.Well, always remember, Mrs. Seller, that you are in charge of when the buyers come.

And what I mean by that, you sit down with your listing agent and you set the times, say Monday, Wednesday and Friday, 11 to 5, and Saturday and Sunday, let’s go to 11 to 3.30, because if soccer practice or church or whatever, is involved but just remember you as the seller are in charge.

Now we as agents we schedule all the appointments through something called SHOWING TIME software. It's great. It keeps schedules organized.

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You know, people have pointed out for years and years why acreage on a property is important.
Now, there’s 43,560 square feet in an acre of land.

So if you’re looking at a listing and it might say one quarter acre, 0.4 acre, 0.6 acre, it gives you a sense of how many acres or how many square feet are on the property or encompass the property.

Why is that important?



Well, most people associate acreage with the amount of bathrooms that you can put in your home.

However, that’s not entirely true because what dictates how many bathrooms can be in your room is not how many square feet, but how many bedrooms you’re approved for by the town.

So if the town approves you of three bedrooms, you can then put three bathrooms in your home.

But you need the square feet or the square footage to accommodate that outside.

So that’s why acreage is important.So when you’re looking at a listing, look for one acre or better.


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You know, sitting here at the end of January, 24 hours of snow, two feet of snow, and up and down the northeast, it’s pretty bad.

I got to thinking about my fireplace and why a fireplace, a garage, and a pool are important to the buyer as well as the seller.

Well, let’s cover the fireplace first.

Well, you have a fireplace, you walk in, it could be in great shape, it could be not working

.But if it’s there, it’s such an advantage and it adds value to your house that you’re buying or selling.

Watch the whole Berger Point to get the details!

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Good afternoon this is Chris Berger your Hudson Valley realtor and it’s time for a Berger Point.

You know going into a closing, a lot of people don’t realize this, but once the buyer sits down to the table and is signing the mortgage, we kind of refer to as your commitment for life, when signing it.

Actually though, what happens is you do have three days of rescission.

What that exactly means as the buyer is signing for the mortgage, if they decide a day and a half later, two days, up to three days, they can cancel the mortgage and cancel the whole deal.

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