Berger Points Broadcast

You know, one of the requirements of a listing agent is to provide a disclosure form to the seller.
What’s a disclosure form?Well, the seller has the obligation to disclose material facts of what’s wrong with the house.

OK, so what’s a material fact?Well, it could be a broken step that’s loose in the front or broken railing.That’s an obvious fact.
It also can be an oil burner that doesn’t work, or it could be a hot water heater that only goes to a certain temperature and really doesn’t provide enough hot water.

That’s a material fact, and that has to be brought out so that the buyer looking at it can observe it and make a decision. Listen for complete details!

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

You know, when a seller wants to upgrade their home, a buyer wants to come in and see everything that’s pristine and one of the things that sellers do, and I’ve always advised them to do, is if they have a den, okay.

For example, and there’s an old rug there, we’ll take up the old rug.

Say your den is 10 by 15. That’s 150 square feet. That’s all. Go to the big box scores. Pick out a nice laminate or better yet, a nice finished hardwood.

So if you’re talking $5 a square foot, that’s really $750.

And when a buyer comes in and sees it, they’re going to be astonished.

What about who’s going to put it down?

Well, actually, plenty of carpenters will come in and they’ll just charge you for a room.

Meaning —→ they’ll just charge you a square foot.S o they may even charge you that $5.

So now you’re into the room, $1,500, and you will get that back many times over because when the buyer comes in and sees that pristine floor, it makes such a difference.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

Chris Berger - Long Time Realtor and Triple State Licensed in NY, FL and CT - offers some stellar tips for negotiating a property deal and getting the home you want.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

In this Berger Point, Chris Berger gives you a must do before you sign that contract on the dotted line and buy a home.

Chris tells all his clients to drive by the home when it's raining - this is why....

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

In this Berger Point, Chris Berger tells you a litle bit about what a Reverse Mortgage is and whether or not you are qualified to get one if you want to.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

Chris Berger - Licensed Real Estate Agent with 40 years of experience, gives you the exact and necessary steps that lead to closing a property deal.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

Well, good afternoon, everybody.My name’s Chris Berger, and it’s time for Berger Point.You know, people are very, very concerned about credit today.Everything’s credit.
Well, if you want to raise your credit score, a simple trick to do is keep your purchases on the credit card 20% of what you can maximum spend on the credit card.What do I mean by that?



Okay, here’s an example.$5,000 is your credit limit.If you keep that card at 20% of your credit limit, which is $1,000, your credit score will start to go up.
So, if you keep it below 20%, your credit will go up.It’s a simple trick. It’s simple math. Follow it.
And of course, once you get a chance to start paying down those credit cards, that’s even better.Keep it below 20%. And that’s my point.



And today, I’m wearing my Paul Anka hat. He was a little bit before my generation, in a sense, but we went to see him, and what a show he put on.He’s in his 80s, utterly spectacular, and incidentally, he wrote my way for Frank Sinatra. Be well.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

Long time realtor and property management expert -- Chris Berger - tells you exactly what a Seller Concession Is & Why It's A WIN ForBoth Sides!

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

In this Berger Point, Chris discusses why property disclosure Is Very Important for sellers and what can go wrong if diclosure is ignored or covered up.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

You know, recently I was working with homeowners.They were listing their home, but her big concern was what time the buyers can come to the house.

She didn’t want somebody just showing up any time.Well, always remember, Mrs. Seller, that you are in charge of when the buyers come.

And what I mean by that, you sit down with your listing agent and you set the times, say Monday, Wednesday and Friday, 11 to 5, and Saturday and Sunday, let’s go to 11 to 3.30, because if soccer practice or church or whatever, is involved but just remember you as the seller are in charge.

Now we as agents we schedule all the appointments through something called SHOWING TIME software. It's great. It keeps schedules organized.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com