Better Financial Health in 15 Minutes (or less!)

We all hear about life insurance all the time. Chances are it's offered through your employer, you may see an ad on tv or get spam emails telling you about the great policy you can get in just one click. But most of us don't know all the details about what we actually need to be looking for in a life insurance policy or what type of coverage maybe best for our situation. Stacey is here today to shed some light on life insurance and things you should think about when determining the right policy (or no policy!) is right for you!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Today, Stacey is discussing a topic that has come up several times recently: beneficiary designations. Many people think if they have a will, they have everything taken care of, but that is not always the case as different types of retirement accounts, brokerage accounts, bank accounts, etc. allow for specific beneficiary designations. Stacey offers some insights into how those designations work with a will and when you may want to use them to make the passing of your accounts a bit easier for your loved ones.  

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Stacey is back this week to talk about something FUN... summer vacation! What are the things you should think about before you book your first flight or reserve your first hotel room? Stacey has some suggestions for places to stay and things to keep in mind as you make your plans whether you are looking to travel domestically or internationally this fall. What's the best tip you have to share when planning your summer travel?

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

This week, Stacey is answering a question she has received from several listeners and clients lately... what's going on with the dollar and is the strength of the dollar? Listen up to hear her take on the situation, as well as what you should really be focusing on instead of this issue. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Sometimes it seems like the good news in the markets is actually bad and the bad news is good. If unemployment is down, why is the market going down? If we see banks failing, why does the market go up? It seems counterintuitive and Stacey is here this week to help us understand why these things happen even if they don't make sense to us at first glance. She also shares how we can protect ourselves against any specific negative thing happening and having a large impact on our financial situation. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Banks are all the buzz right now, and Stacey is here to tell you what you need to know about how the banking system works and what you should be thinking about to keep your money safe. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

 A common discussion we have with clients, in all stages of life, is how to build or rebuild credit. Maybe you don't have a lot of credit experience because you generally use cash or maybe you are trying to help your kids or grandkids build their credit from the ground up. Whatever the reason, listen to Stacey's suggestions this week on how to build credit, maintain a positive credit history and protect yourself against credit fraud. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Sometimes we know there is a habit we have that we know we should stop, but we can't quite get over the hump. Stacey is here this week to help you think through some things to help you find the pain point in your finances or other areas of your life and move forward with your goals. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Many people delayed purchasing a car over the past few years for various reasons and now the time has come when you can't wait anymore. Chances are the market has changed since the last time you purchased a vehicle and Stacey is here to help you catch up on the current situation. What things should you think about regarding financing? What about an electric vehicle? How about insurance? There are so many things to think about and Stacey will get you going in the right direction on this week's episode. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Wahoo! You have recently realized you'll have a little extra money coming and, smartly, you've decided you want to make the most of it and not just buy that treat you saw online ;)  Where's the best place to put it? Should you put it in savings or should you pay off debt? If you pay off debt, what debt should you focus on first? Stacey is here this week to share her "hierarchy of savings" to help you figure out how to best put your money to work!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.