Better Financial Health in 15 Minutes (or less!)

It's not tax season yet, but it's coming quick and Stacey is here to help you get your ducks in a row so when the time comes to complete and file your taxes, you'll be ready. Listen up to hear about what forms you should be looking out for and how to double check to see if you have everything you need in order to file your taxes this year.  What questions do you have going into tax season? Let us know and we will try to answer them!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

If you're like us, the winter blues have arrived and you're dreaming of somewhere else you'd rather be than wherever you are. If vacation is on your mind, listen up for Stacey's tips to make your vacation more relaxing and less stressful by planning ahead for the expenses associated with your trip!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

At the end of last year, SECURE 2.0 Act of 2022 was signed into law with some significant items that could impact your retirement savings. Stacey is here to give us a rundown of how this law could change your required minimum distribution, as well as other differences that you should know about as we start the year so that you are getting the most out of your money moving forward. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Yes, you read the title correctly... this week, Stacey is sharing her reasoning for cautious optimism as we look ahead into 2023. While we still don't have a crystal ball (we still wish we did!), there are signs across the county and the world that are giving reasons for hope and not despair. Listen up to hear Stacey's takes about where to look for these bright spots in our economy and the markets during these gloomy winter days. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

We've been getting several questions from people that we work with about adjusting their 401k contributions as we move into the new year and as the markets continue to bounce around a little bit. Stacey is here this week to remind us of some thing to think about before you decide to increase your retirement savings. Do you have a specific question we can help with? Let us know in the comments!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

We are coming back around to the question that doesn't seem to go away: are we in a recession? Stacey reminds us this week what a a recession is and then walks us through where some key indicators are today. Then, she shares some suggestions on how to approach the new year while we are still in a period of uncertainty and take a new outlook into the new year. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

We're running into 2023 and Stacey is coming to us from Colorado with some thoughts for the new year... Where are you right now? What do you need to do first? What do you need to pay off and where can you cut spending or increase savings? Listen up for some suggestions to get your 2023 started on the right foot!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Christmas is almost here! If you're like us, you still have a few gifts to get, maybe because you haven't had time yet or maybe because those last few people are hard to buy for. Don't let the stress of the last minute gifting wreck your budget! Stacey has some great last minute ideas to help you get the most bang for your buck for everyone on your gift list. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Stacey is here this week to discuss a situation she sees often where people are carrying credit card debt, but protecting their emergency/cash fund. Listen up to learn about why it maybe helpful to focus on paying down that debt (and how to do it!), even though your savings may take a hit for a short time period. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

As the year winds down, there are several things you should make sure are in good standing in your financial life as well as your personal life. Stacey is here to help offer some suggestions and reminders of things to think about going into the New Year and things you can and should do now to get ahead. What are you doing now to get ready for 2023?!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.