Better Financial Health in 15 Minutes (or less!)

This is our second episode discussing the core items you should have when planning for your estate. Today, Stacey is discussing trusts- who should have one, why someone should have one and what is the difference is in a trust and power of attorney or other agreements. She also explains some of the details of beneficiaries that you should be aware of. If you missed last week, don't forget to go back and listen to episode 45, and if you have questions, please email us at [email protected]. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

There is so much more to think about when estate planning than just a will, and estate planning is something everyone needs to think about, no matter your age. This is the first episode of two to help you get everything in order for you and your family so that when the time comes, you have what you need. We hope you will also tune in next week for more in-depth information on estate planning!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Stacey is back with more information covering current events, but this time, it's not about the market. By now, you've probably heard about the plan to forgive some types of student loans, but there were other changes and updates to student loan programs that may also impact you or people you know with student debt. Stacey is here to explain more about who may qualify for forgiveness and what other adjustments are being made to student loans. She also shares some insights on how this policy change impacts all of us and some things we all should think about when considering student debt for ourselves or those we care about. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Stacey is here to give us an update on the current state of the market. It's not all sunshine and roses this week, but the sky isn't falling either. While things remain uncertain, there are always things you can consider doing to protect your financial and mental health, and Stacey shares several of those things with us in this episode. What helps you remain calm in times of uneasiness? We would love to hear your thoughts as well!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

One of the overwhelming parts of meeting with a financial planner can be naming goals, especially if you are younger and simply trying to survive daily life. Maybe your goal is to survive, and that's ok! Today, Stacey is here to share how to reframe how we think about goals so that we don't have to put pressure on ourselves to know when to retire or exactly how much money we need 40 years from now. Making smaller good choices now will help later when we know more about what our goals are and if we have prepared well, we will already be well on our way to achieving those goals!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

What is a home equity line of credit? Would it be helpful for you and/or your family or will it create added stress and squeeze your monthly cashflow too tightly? Stacey is here this week to answer some common questions and help explain some situations where a HELOC can be extremely helpful and times when it might be more harm than good. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Do you look at your retirement account every week? Maybe even every day? Do you have a notification set up to let you know about your account balance on some consistent basis? How's your blood pressure these days... not great either? It's possible these things are more closely related than you think. Stacey is here this week to help you break the negativity cycle and give helpful advice on how to manage your retirement accounts and your stress level as the markets continue to fluctuate. 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

You can't turn on the news today without hearing the word recession, but most of us don't really know what that means or how it may impact our financial situation. Stacey is here to help us look past the headlines and clickbait to discuss if we really are in a recession, what that means to us and she breaks down some common terms you may be hearing in a way that everyone can understand. Even if you think you know everything about a recession, you'll want to listen up to hear what Stacey compares them to, we think you'll get a kick out of it! 

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis TN 38137. (901) 422-7526, This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Inflation is a major buzzword these days, but it's impacting everyone differently. While many people are considering tapping into their savings these days, maybe you're in a place where your cashflow is good and you are looking for options to grow your savings. Stacey is here this week to share some suggestions about what to do with cash you may have on hand (first things first- replenish you emergency fund!) to get the most bang for your buck. 

If you want to go back and listen to the episode on series I bonds, it can be found here!

Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis TN 38137. (901) 422-7526, This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

We all have looked at our favorite real estate listing website and thought "what a deal!" or "they're asking what?!" and we know that the current market,  most of the time the list price isn't what someone will ultimately pay for a house. But what about the other costs incurred with buying a new home? You may buy an older home that needs some fixing or you may buy a bigger house that needs more furniture or requires more time and money invested in the regular maintenance. Today, Stacey shares some things to think about past the list price or the monthly mortgage payment of a new home. Buying a house should be fun, but unexpected expenses are not so listen up for how to be best prepared to buy a new home!

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis TN 38137. (901) 422-7526, This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

 Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States.  Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.